Tax withholding trims F&M Bank (FMBM) president Barton Black’s share count

Rhea-AI Filing Summary

F&M Bank Corp President Barton E. Black reported a small, non-market transaction involving company common stock. On March 20, 2026, 367 shares were disposed of at $30.59 per share to cover tax obligations by delivering shares rather than cash.

After this tax-withholding disposition, Black held 16,735 shares directly. An additional 145,948.21 shares were listed as indirectly owned through allocation to him in the F&M Bank Corp ESOP, showing a much larger ongoing equity stake alongside this routine tax-related adjustment.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Black Barton E.

Role President

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	367	$30.59	$11K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 16,735 shares (Direct); Common Stock — 145,948.21 shares (Indirect, Allocated to Mr. Black in F&M Bank Corp. ESOP)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Black Barton E.

(Last) (First) (Middle)

C/O F&M BANK

205 SOUTH MAIN STREET

(Street)

TIMBERVILLE VIRGINIA 22853

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
F&M BANK CORP [ fmbm ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/20/2026		F		367	D	$30.59	16,735	D
Common Stock								145,948.21	I	Allocated to Mr. Black in F&M Bank Corp. ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Candy F. Barkley, Attorney-in-Fact	03/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did FMBM President Barton E. Black report?

Barton E. Black reported a small tax-related disposition of F&M Bank Corp common stock. On March 20, 2026, 367 shares were delivered at $30.59 per share to satisfy tax obligations, rather than being sold on the open market.

How many F&M Bank Corp shares were involved in the tax withholding for FMBM?

The transaction involved 367 shares of F&M Bank Corp common stock at $30.59 per share. These shares were used to pay a tax liability, categorized as a tax-withholding disposition, not as a traditional open-market sale or purchase.

How many F&M Bank Corp shares does Barton E. Black hold after this Form 4?

After the reported transaction, Barton E. Black directly held 16,735 shares of F&M Bank Corp common stock. In addition, 145,948.21 shares were shown as indirectly owned through allocation to him in the F&M Bank Corp ESOP plan.

Is the FMBM insider transaction a market sale or a tax payment?

The filing describes the transaction as a tax-withholding disposition, not a market sale. Shares were delivered to pay a tax liability, using the code for payment of exercise price or tax obligations by surrendering securities instead of cash.

What indirect F&M Bank Corp holdings does Barton E. Black report on this Form 4?

The Form 4 lists 145,948.21 shares of F&M Bank Corp common stock as indirectly owned by Barton E. Black. These shares are described as allocated to him in the F&M Bank Corp ESOP, reflecting a significant indirect equity interest in the company.

What role does Barton E. Black hold at F&M Bank Corp (FMBM)?

Barton E. Black is reported as an officer of F&M Bank Corp with the title of President. The Form 4 shows his direct and indirect ownership positions in the company’s common stock, alongside the small tax-withholding share disposition.