Welcome to our dedicated page for Farmers Merchant SEC filings (Ticker: FMCB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Farmers & Merchants Bancorp (FMCB) provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Farmers & Merchants Bancorp is the parent company of Farmers & Merchants Bank of Central California, a community bank founded in 1916 that operates in California and trades on the OTCQX under the symbol FMCB.
Through this page, users can review current and historical filings such as Form 8-K reports, which the company uses to announce material events. Recent 8-K filings have covered topics including the declaration and amendment of record dates for cash dividends, the introduction of a special voluntary program for shareholders with smaller holdings, the release of quarterly financial results, and the publication of investor presentations.
Investors interested in FMCB’s financial condition can look to the company’s periodic reports, which typically include details on net interest income, earnings, capital ratios, asset quality, and liquidity. These filings also document the company’s statements about maintaining capital levels above "well-capitalized" regulatory thresholds and its use of share repurchase programs and dividend policies as elements of capital management.
On Stock Titan, SEC documents for FMCB are paired with AI-powered summaries that highlight key points from lengthy filings. This can help readers quickly identify information on topics such as dividend declarations, changes in dividend frequency, special shareholder programs, and updates on financial performance. Users can also monitor new Form 8-K filings and other submissions as they are made available through the SEC’s EDGAR system, while using the summaries to better understand the implications of each disclosure.
Farmers & Merchants Bancorp director Deborah E. Skinner reported a stock transaction involving the company’s common shares. On 12/05/2025, a grantor trust established under the company’s Non-Qualified Executive Retirement and Senior Management Retirement Plans disposed of 2,300 shares of common stock in connection with the anticipated liquidation and distribution of those plans, which were terminated effective November 29, 2024. The trustees exchanged some company shares in participants’ accounts for cash to provide liquidity for related tax liabilities, using a price based on the 30-day volume weighted average price after the close of the market on December 4, 2025. Following this transaction, Skinner beneficially owned 1,827 shares of common stock indirectly through the grantor trust.
Farmers & Merchants Bancorp director Steven K. Green reported a change in his holdings of the company’s common stock on a Form 4 dated December 5, 2025. The filing shows a disposition of 185 shares of common stock, with remaining holdings split between directly owned shares and shares held indirectly in a grantor trust tied to the company’s Non-Qualified Executive Retirement and Senior Management Retirement Plans. The trustees exchanged some company shares in participants’ accounts for cash in connection with the anticipated liquidation and distribution of these plans, which were terminated effective November 29, 2024. The transaction price was based on a 30-day volume-weighted average price calculated after the market close on December 4, 2025.
Farmers & Merchants Bancorp director James Craig W. filed a Form 4 reporting an administrative change in his indirect holdings of company stock on 12/05/2025. The filing shows 322 shares of common stock beneficially owned indirectly, held in a grantor trust connected to the company’s Non-Qualified Executive Retirement and Senior Management Retirement Plans.
The plans were terminated effective November 29, 2024, and in anticipation of their liquidation and distribution, the trustees of the grantor trust exchanged some of the company shares in participant accounts for cash to provide liquidity for related tax liabilities. The cash value for this exchange was based on a 30-day volume weighted average price calculated after the market close on December 4, 2025.
Farmers & Merchants Bancorp director reports stock-for-cash exchange tied to retirement plans
A director of Farmers & Merchants Bancorp (FMCB), Edward Jr. Corum, reported a transaction dated December 5, 2025 involving common stock held in connection with the company’s Non-Qualified Executive Retirement and Senior Management Retirement Plans. These plans were terminated effective November 29, 2024, and in anticipation of their liquidation and distribution, trustees of the related grantor trust elected to exchange some company shares in participants’ accounts for cash to provide liquidity for associated tax liabilities.
The filing indicates that part of the director’s beneficial ownership includes stock held indirectly by a spouse and in a grantor trust linked to the non-qualified retirement arrangements. The reported price reference used for the transaction reflects a 30-day volume weighted average price after the close of the market on December 4, 2025.
Farmers & Merchants Bancorp executive vice president John W. Weubbe reported a change in his holdings of the company’s common stock. On December 5, 2025, 276 shares of common stock were disposed of at a reported price of $1,041.24, leaving 625 shares held indirectly in a grantor trust tied to the company’s Non-Qualified Executive Retirement and Senior Management Retirement Plans. The filing explains that the trustees exchanged some plan shares for cash to provide liquidity for related tax liabilities as the plans, which were terminated effective November 29, 2024, are being liquidated and distributed. It also notes that on February 3, 2025, Weubbe received a restricted stock award of 774 shares that will vest ratably over two years.
Farmers & Merchants Bancorp announced that its Board of Directors has changed the record date for the company’s fourth quarter cash dividend. The record date, which determines which shareholders are entitled to receive the dividend, was moved from December 15, 2025 to December 4, 2025.
This update only affects timing of shareholder eligibility for the already-declared fourth quarter cash dividend and does not describe any change to the dividend type.
Farmers & Merchants Bancorp announced a temporary, voluntary odd-lot program that lets shareholders who owned 99 shares or less of FMCB common stock as of November 12, 2025 sell all of their shares without paying any fees. The company says the program is designed to give eligible holders a simple way to exit small positions and improve liquidity.
The announcement was made via press release, which is included as an exhibit. The filing does not discuss pricing, timing, or participation levels; it focuses on eligibility and the fee‑free nature of the sale for odd‑lot holders.
Farmers & Merchants Bancorp reported a routine corporate action: the Board of Directors declared a quarterly cash dividend. The company disclosed this on November 12, 2025 and furnished a press release as Exhibit 99, which is incorporated by reference.
The filing does not include additional operational updates or transactional changes. This announcement reflects the company’s ongoing practice of returning cash to shareholders through periodic dividends.
Farmers & Merchants Bancorp reported solid Q3 performance. Net income was $23.7 million, up from $22.1 million a year ago, as net interest income rose to $55.4 million from $52.0 million. The company recorded a $0.7 million provision for credit losses and net charge-offs of $0.9 million.
As of September 30, 2025, total assets were $5.63 billion versus $5.37 billion at year-end. Deposits reached $4.89 billion, up from $4.70 billion, while loans and leases held for investment, net, were $3.53 billion. Shareholders’ equity improved to $645.3 million, supported by higher retained earnings and a smaller accumulated other comprehensive loss. Nonaccrual loans were modest at $0.96 million.
Operating cash flow was $90.5 million for the nine months; investing used $298.1 million, primarily for securities purchases, and financing provided $167.6 million, reflecting deposit growth. Basic EPS was $34.24 for the quarter, and shares outstanding were 720,365 as of October 31, 2025.
Farmers & Merchants Bancorp (FMCB) director Kevin Sanguinetti reported an open-market purchase on 11/05/2025. He bought 10 shares of common stock at $1,043 per share, coded “P”. Following the reported transactions, he listed 6,318 shares held directly, 1,397 shares held indirectly in a grantor trust established in connection with the company’s NQRP, and 727 shares held indirectly by spouse.