Welcome to our dedicated page for FARMERS & MERCHANTS BANCORP SEC filings (Ticker: FMCB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on FARMERS & MERCHANTS BANCORP's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time SEC filing updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into FARMERS & MERCHANTS BANCORP's regulatory disclosures and financial reporting.
Farmers & Merchants Bancorp EVP and Chief Credit Officer John W. Weubbe surrendered 209 shares of common stock on August 4, 2026 to the issuer to satisfy tax withholding obligations arising from accelerated vesting and settlement of Restricted Stock Awards originally granted on February 3, 2025 and scheduled to vest fully on February 3, 2027. The surrendered shares were valued at $1,385 per share, reflecting the August 3, 2026 market closing price. After this tax-withholding disposition, he holds 421 shares directly and 625 shares indirectly in a family trust.
Farmers & Merchants Bancorp executive J. Ryan Misasi, EVP and Retail Banking Division Manager, surrendered 496 shares of common stock on August 4, 2026 at $1,385 per share as a tax-withholding disposition. The shares were delivered to the issuer to satisfy tax withholding obligations tied to the accelerated vesting and settlement of Restricted Stock Awards originally granted on February 3, 2025, which had a final vesting date of February 3, 2027 and were fully accelerated on August 4, 2026 with Personnel Committee approval. After this transaction, Misasi holds 812 shares directly, plus 60 shares indirectly held by a spouse and 3,585 shares indirectly held in a family trust, with a prior transfer of 650 shares from direct to indirect ownership not changing overall beneficial ownership.
Farmers & Merchants Bancorp executive Bennett Thomas A, EVP and Enterprise Risk Officer, surrendered 131 shares of Common Stock to the issuer on August 4, 2026 to satisfy tax withholding obligations tied to accelerated vesting and settlement of Restricted Stock Awards granted February 3, 2025.
The surrendered shares were valued at $1,385 per share, the August 3, 2026 market close, and he now directly holds 241 shares of Common Stock after this tax-withholding disposition, which was approved by the issuer's Personnel Committee.
Farmers & Merchants Bancorp EVP, Chief Admin. Officer Troy Harper reported a tax-withholding disposition of 144 shares of common stock on August 4, 2026. The shares were surrendered to the issuer to satisfy tax obligations tied to the accelerated vesting and settlement of restricted stock awards originally granted on February 3, 2025. The value used was the $1,385 market closing price on August 3, 2026. After this transaction, Harper directly holds 382 shares of common stock. The transaction was not reported as made under a Rule 10b5-1 trading plan and does not reflect an open-market sale.
Farmers & Merchants Bancorp furnished an investor presentation providing a mid‑year 2026 update on its financial position and strategy. As of or year‑to‑date June 30, 2026, the bank reports assets of $5.8bn, ROA 1.70%, ROE 14.75%, NIM 4.22%, TCE 11.45% and RBC 16.04%.
The franchise serves Central California and the San Francisco Bay Area with 33 locations and a diversified commercial and agricultural lending focus. Loans are 55% fixed and 45% variable, with a loan‑to‑deposit ratio of 73.07% and a year‑to‑date cost of average total deposits of 1.19%. Credit quality metrics are strong, including non‑performing loans of $2.7 million, or 0.07% of total loans and leases, and an allowance for credit losses of $77.3 million, or 2.08%. The company highlights an average annual total shareholder return of 12.74% and dividend growth of 11.11% over 29 years, along with planned new branches in Walnut Creek, Lafayette, Elk Grove, Livingston and Lockeford.
Farmers & Merchants Bancorp reported record second‑quarter 2026 net income of $24.7 million, or $36.39 per diluted share, up 10.47% from $23.1 million, or $32.94, a year earlier. Six‑month net income was $48.8 million, up 5.95% year over year. ROA was 1.71% and ROE 14.84% for the quarter.
Net interest income rose to $57.4 million, and the net interest margin on a tax‑equivalent basis reached 4.22% for the first half of 2026, helped by a 3.71% yield on investment securities and lower deposit costs of 1.19%. Non‑interest expense increased to $28.1 million, including $0.9 million of non‑recurring professional fees, while the efficiency ratio was 45.1%.
Total assets were $5.8 billion at June 30, 2026, with loans of $3.7 billion and deposits of $5.1 billion, a 7.0% increase from June 30, 2025. Credit metrics remained strong, with net charge‑offs of $165,000 and an allowance for credit losses of $77.3 million, or 2.08% of loans. Capital ratios improved, with a total risk‑based capital ratio of 16.04% and tangible book value per share of $963.82, up 15.38% from a year earlier.
FARMERS & MERCHANTS BANCORP director Jehna L. Silva filed an initial Form 3 reporting beneficial ownership of the company’s common stock. Silva reports 840 shares held directly, which include a restricted stock award of 130 unvested shares, plus indirect holdings through an LLC and as custodian for minor children.
Farmers & Merchants Bancorp appointed Jehna Silva to its Board of Directors effective June 8, 2026, and she will leave her prior role as Vice President, Shareholder Relations. She will receive the company’s standard non-employee director compensation and serve on the CRA, Budget and Finance, and ALCO Committees.
The company highlights her 15+ years of commercial banking experience, including relationship banking, lending and risk mitigation, as well as her community board service. Farmers & Merchants Bancorp also reiterates its profile as a long-standing community bank with $5.8 billion in assets, 33 California locations, and a 91-year dividend payment history with 61 consecutive years of dividend increases.
Farmers & Merchants Bancorp reported results from its Annual Meeting of Stockholders held on May 11, 2026. A quorum of 397,812 shares, representing 57.40% of shares outstanding, was present. All seven director nominees were elected, each receiving substantially more votes for than withheld.
Stockholders also approved, on a non-binding advisory basis, the compensation of the company’s named executive officers as described in the 2025 proxy statement. The say‑on‑pay proposal received 362,155 votes for, or 91.04% of voted shares, with relatively few votes against or abstaining.
Farmers & Merchants Bancorp declared a higher quarterly cash dividend of $5.35 per share, up 4.9% from $5.10 in the prior quarter. The dividend is payable on July 1, 2026 to shareholders of record on June 12, 2026.
Over the trailing twelve months, cash dividends totaled $20.50 per share, compared with $18.60 a year earlier. Trailing twelve‑month net income was $94.7 million and diluted EPS was $136.49, up 10.7% from $123.32.
For the quarter ended March 31, 2026, the company posted record net income of $24.1 million, or $35.34 per diluted share, a 7.6% year‑over‑year increase. Annualized return on average assets was 1.68% and return on average equity was 14.69% on $5.8 billion of assets.
Credit quality remained strong, with an allowance for credit losses on loans and leases of 2.12% and a delinquency ratio of 0.01%. Capital levels were robust, including a common equity tier 1 ratio of 14.23% and total risk‑based capital ratio of 15.71%, keeping the bank well above “well‑capitalized” regulatory thresholds.