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First Bancorp, Inc. (ME) 8-K Filings

FNLC NASDAQ

Every 8-K that First Bancorp, Inc. (ME) (FNLC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 8-K covers material events a company has to report between its quarterly reports, so if you follow FNLC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FNLC filings page.

Rhea-AI Summary

The First Bancorp, Inc. reported stronger second-quarter 2026 results, with net income of $9.6 million and diluted EPS of $0.85, up 18.6% and 17.8% from the second quarter of 2025. Year-to-date net income was $18.6 million and diluted EPS $1.65, increases of 22.5% and 21.7%.

Performance was driven by net interest income of $21.2 million, up 15.0% year over year, as the tax-equivalent net interest margin expanded to 2.88% from 2.52%. Non-interest income rose 12.9% to $4.7 million, led by higher wealth management and debit card revenue. The non-GAAP efficiency ratio improved to 50.33%, reflecting disciplined expense control.

Total assets were $3.22 billion and loans $2.42 billion, with quarterly loan growth of $18.6 million. Deposits were $2.68 billion, and available day-one liquidity of $706 million covered 153% of estimated uninsured deposits. Asset quality remained satisfactory but showed normalization: non-performing assets rose to 0.54% of assets and non-performing loans to 0.71% of loans, with second-quarter net charge-offs of $1.6 million concentrated in a single relationship. Capital ratios stayed strong, including a leverage ratio of 9.21% and total risk-based capital of 14.24%. The quarterly dividend was increased to $0.38 per share.

Rhea-AI Summary

The First Bancorp, Inc. reported a planned technology leadership transition at its banking subsidiary, First National Bank. Long-time Executive Vice President and Chief Information Officer Tammy Plummer is retiring after a 41-year career with the bank, having advanced through numerous operational and technology roles.

The company has appointed Brad Martin as Executive Vice President and Chief Information Officer. He joined in advance of Plummer’s retirement to support a smooth leadership transition and brings more than 17 years of financial services experience, including his most recent role as Senior Vice President, Director of Information Technology at another Maine-based financial institution.

Rhea-AI Summary

The First Bancorp, Inc., parent of First National Bank, declared a second quarter cash dividend of $0.38 per share. This is an increase of $0.01 per share compared with each of the prior four quarters, highlighting a continued pattern of dividend growth.

The company notes this is the 12th consecutive year it has raised the second-quarter dividend by at least one cent. Based on a share price of $34.10 as of June 24, 2026, the new dividend equates to an annualized payout of $1.52 per share and a dividend yield of 4.46%. The dividend is payable on July 17, 2026 to shareholders of record on July 7, 2026.

Rhea-AI Summary

The First Bancorp, Inc. filed an amended current report to correct an earlier disclosure about changes to its corporate bylaws. The company previously reported bylaw amendments and attached them as an exhibit, but a provision in Section 5.1 was omitted from that exhibit.

This Amendment No. 1 to the Form 8-K/A, signed by the Executive Vice President and Chief Financial Officer, adds the missing provision through revised Exhibit 3(ii), titled “Amendments to Bylaws dated April 29, 2026.” The filing does not describe the substance of the bylaw changes, only that they were made and properly furnished.

Rhea-AI Summary

The First Bancorp, Inc. filed a current report describing changes to its corporate Bylaws. The company states that amendments to the Bylaws were made on April 29, 2026, and these changes are provided in the filing as Exhibit 3(ii) Amendments to Bylaws.

The filing is categorized under corporate governance and management and does not include financial results or transactions. It is signed on behalf of the company by Executive Vice President and Chief Financial Officer Richard M. Elder.

Rhea-AI Summary

The First Bancorp, Inc., parent of First National Bank, announced that its board of directors has elected Cornelius “Connie” Russell as board chair. Russell has served as a director since 2014 and has led several key board committees.

He has chaired the Nominating & Governance, Trust, and Directors’ Loan Committees and served on the Compensation, Asset/Liability, and Executive Committees. Russell succeeds Bruce Tindal, who had been board chair since 2023 and retired from the board on April 29, 2026.

Rhea-AI Summary

The First Bancorp, Inc. reported the results of its 2026 Annual Meeting of Shareholders, held virtually on April 29, 2026. Shareholder turnout was strong, with 9,593,345 shares represented out of 11,270,319 outstanding, equal to 85.12% of eligible votes.

All eight director nominees received substantial support, each gaining more than 7.48 million votes in favor. Shareholders also approved, on an advisory basis, the company’s executive compensation with 7,534,553 votes for, and selected an annual (1-year) frequency for future advisory votes on executive pay. They further ratified the Audit Committee’s selection of BDMP Assurance, LLP as independent auditors for 2026, with 9,571,754 votes in favor and minimal opposition.

Rhea-AI Summary

The First Bancorp, Inc. reported strong unaudited results for the quarter ended March 31, 2026. Net income rose to $9.0 million, up 27.1% from a year earlier, with diluted EPS increasing to $0.80 from $0.63. Net interest income grew to $20.7 million, and the tax-equivalent net interest margin expanded to 2.86%, driven by higher earning-asset yields and lower funding costs. Non-interest income increased to $4.5 million, while non-interest expense rose to $13.6 million, improving the non-GAAP efficiency ratio to 52.64% from 56.93%.

Total assets reached $3.20 billion, with loans of $2.41 billion and deposits of $2.66 billion, which were flat versus year-end as lower non-maturity balances were offset by higher time deposits and borrowings. Asset quality remained acceptable but weaker, with non-performing assets at 0.51% of total assets and non-performing loans at 0.67% of total loans, both higher than a year ago. Capital remained solid, with an estimated leverage ratio of 9.09% and total risk-based capital ratio of 14.04%. The company declared a quarterly dividend of $0.37 per share.

Rhea-AI Summary

The First Bancorp, Inc., parent of First National Bank, declared a quarterly cash dividend of $0.37 per share for the first quarter of 2026. The dividend will be paid on April 17, 2026 to shareholders of record as of April 7, 2026.

The company notes that, based on a closing share price of $27.88 on March 25, 2026, the annualized dividend of $1.48 per share equates to a dividend yield of 5.31%. This continues the bank’s practice of returning cash to shareholders through regular dividends.

Rhea-AI Summary

The First Bancorp, Inc. filed a current report to let investors know it has released its full-year 2024 financial results. The company furnished a press release dated January 21, 2026 as an exhibit, which discusses its results of operations and overall financial condition for the year ended December 31, 2024.

The report itself mainly serves as a cover document, directing readers to the attached press release for detailed figures such as revenue, earnings, and balance sheet trends. This is a standard way for the bank holding company to share year-end performance information with the market.

Rhea-AI Summary

The First Bancorp, Inc. reported a leadership change in its technology function. Brad Martin has been appointed Executive Vice President and Chief Information Officer, joining the company ahead of current technology leader Tammy Plummer’s planned retirement to support a smooth leadership transition.

Martin brings more than 17 years of financial services experience, most recently as Senior Vice President and Director of Information Technology at another Maine-based financial institution. He is a graduate of the Northern New England School of Banking, holds multiple technical and information security certifications such as Microsoft and ISC2 credentials, and was recognized as a BAI Emerging Leader in 2018.

Rhea-AI Summary

The First Bancorp, Inc. filed a current report to disclose that it has declared a cash dividend. The company states that on December 18, 2025, it issued a press release announcing this dividend, which is attached as Exhibit 99.1. The filing does not include the detailed terms of the dividend within the main text, directing readers instead to the accompanying press release for specifics.

Rhea-AI Summary

The First Bancorp, Inc. reported that its Audit Committee dismissed Berry, Dunn, McNeil & Parker, LLC as independent auditor effective November 19, 2025, and the Board concurrently engaged BDMP Assurance, LLP as the new independent registered public accounting firm for the fiscal year ending December 31, 2025.

The company stated that Berry, Dunn’s audit reports on the 2023 and 2024 financial statements contained no adverse opinions, disclaimers, or qualifications. It also reported no disagreements or reportable events with Berry, Dunn during the past two fiscal years and the subsequent interim period before dismissal. The company further noted that it did not consult with BDMP Assurance, LLP on accounting or auditing matters prior to this engagement.

Rhea-AI Summary

The First Bancorp, Inc. (FNLC) reported that it furnished a press release with information on results of operations and financial condition for the quarter ended September 30, 2025. The press release was issued on October 22, 2025 and attached as Exhibit 99.1 to an Item 2.02 Form 8-K. The filing lists FNLC’s common stock on the NASDAQ Global Select Market.

Rhea-AI Summary

First Bancorp, Inc. (FNLC) furnished an 8-K reporting that the company issued a press release (filed as Exhibit 99.1) announcing the declaration of a cash dividend. The filing does not include the dividend amount, record date, payment date, or any financial figures; it only states that the press release was issued and is being furnished with the report.

This item is presented under the exhibits section of the 8-K and references a press release dated September 25, 2025. Because the 8-K supplies the announcement reference but no dividend specifics, investors must consult the referenced Exhibit 99.1 press release for the full dividend details.

Rhea-AI Summary

First Bancorp (NASDAQ:FNLC) filed a Form 8-K (Item 8.01) on June 26, 2025 to announce the declaration of a cash dividend. The company furnished a press release as Exhibit 99.1 containing specific details of the payout. No other material changes, financial metrics, or strategic updates were disclosed in the filing.