Welcome to our dedicated page for First Bancorp SEC filings (Ticker: FNLC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The First Bancorp, Inc. (NASDAQ: FNLC) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a publicly traded bank holding company. First Bancorp, based in Damariscotta, Maine, is the parent of First National Bank, a full-service community bank founded in 1864 that serves Mid-Coast and Down East Maine and offers consumer and commercial banking products and services, as well as investment management and trust services through First National Wealth Management.
Through this page, users can review current reports on Form 8-K, which First Bancorp files to announce material events such as quarterly and annual financial results, dividend declarations, and certain corporate matters. For example, 8-K filings describe results of operations and financial condition for specific quarters and document the declaration of cash dividends on FNLC common stock. An 8-K also reports a change in the company’s independent registered public accounting firm, including the audit committee’s actions and the absence of disagreements with the prior auditor.
In addition to 8-Ks, investors can use this page to locate the company’s annual reports on Form 10-K and quarterly reports on Form 10-Q as they become available through EDGAR. These filings typically include detailed information on net interest income, non-interest income, loan and deposit composition, asset quality, allowance for credit losses, capital ratios, and liquidity measures such as uninsured deposit levels and available day-one liquidity.
Stock Titan enhances these documents with AI-powered summaries that highlight key points from lengthy filings, helping users quickly identify important trends in earnings, credit quality, funding, and capital. The platform also surfaces insider and governance-related filings, such as proxy materials and ownership reports, so that investors can see how management and directors are aligned with shareholders and how the company describes its oversight and risk management framework in official SEC documents.
Insider sale reported: Sarah J. Tolman, Executive Vice President and Chief Banking Officer of First Bancorp, Inc. (FNLC), reported a sale of 175 shares of the company's common stock on 08/19/2025 at a price of $26.03 per share. The Form 4 lists reported beneficial ownership positions following the transaction: 12,430 (direct), 5,396.359 (indirect, through 401(k) plan) and 50.7791 (indirect, through Employee Stock Purchase Plan).
First Bancorp, Inc. (FNLC) submitted a Form 144 notifying a proposed sale of 175 shares of common stock with an aggregate market value of $4,607.75. The filing names Broadridge as the broker and lists the securities as traded on Nasdaq. The table shows 17,877 shares outstanding for this class, indicating the planned sale is a small fraction of the outstanding common stock.
The shares were originally acquired on 12/30/2020 through an Employee Stock Purchase Plan (178 shares purchased) with payment by payroll deduction. The filer reports nothing to report for securities sold in the past three months and makes the standard representation that they do not possess undisclosed material adverse information.
The First Bancorp reported stronger core results with year-to-date net income of $15.14 million versus $12.19 million a year earlier and quarterly net income of $8.06 million versus $6.17 million. Net interest income rose to $36.21 million YTD from $29.96 million, helping lift the tax-equivalent net interest margin to 2.50% from 2.21%. Loan growth to $2.394 billion and total assets of $3.20 billion supported the revenue gains while book value per share increased to $23.69.
Efficiency improved to 54.63% and the company declared a quarterly dividend of $0.37 per share. Credit and market items noted in the filing include $47.63 million of unrealized losses in available-for-sale securities, a rise in non-performing loans to 0.25% of loans (from 0.11%), and an allowance for credit losses equal to 1.04% of loans. Non-interest expense was higher year-to-date at $25.04 million, including increased personnel costs.
First Bancorp (NASDAQ:FNLC) filed a Form 8-K (Item 8.01) on June 26, 2025 to announce the declaration of a cash dividend. The company furnished a press release as Exhibit 99.1 containing specific details of the payout. No other material changes, financial metrics, or strategic updates were disclosed in the filing.