[8-K] Finward Bancorp Reports Material Event

Rhea-AI Filing Summary

Finward Bancorp filed a current report to share that it has released its unaudited financial results for the quarter ended December 31, 2025. The company furnished these results through a press release dated January 27, 2026, which is attached to the filing as an exhibit. Investors looking for specific revenue, profit, or balance sheet figures would find those details in the referenced earnings release rather than in this brief report.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

______________________________________________________________

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 27, 2026

FINWARD BANCORP

(Exact name of registrant as specified in its charter)

Indiana			001-40999			35-1927981
(State or other jurisdiction of incorporation)			(Commission File Number)			(IRS Employer Identification No.)

9204 Columbia Avenue

Munster, Indiana 46321

(Address of principal executive offices) (Zip Code)

(219) 836-4400

(Registrant's telephone number, including area code)

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common stock, no par value			FNWD			The NASDAQ Stock Market, LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company          o

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.          o

Item 2.02.         Results of Operations and Financial Condition

On January 27, 2026, Finward Bancorp (the “Bancorp”) issued a press release reporting its unaudited financial results for the quarter ended December 31, 2025. A copy of the press release is filed as Exhibit 99.1 to this report and is incorporated herein by reference.

Item 9.01.         Financial Statements and Exhibits.

(d)Exhibits.

99.1			Earnings release for the quarter ended December 31, 2025
104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: January 27, 2026

			FINWARD BANCORP
			By:			/s/ Benjamin L. Schmitt
						Name: Benjamin L. Schmitt
						Title: Executive Vice President, Chief Financial Officer and Treasurer

FAQ

What did Finward Bancorp (FNWD) disclose in this 8-K filing?

Finward Bancorp disclosed that it has issued a press release reporting its unaudited financial results for the quarter ended December 31, 2025, and attached that earnings release as an exhibit.

Which period do the latest Finward Bancorp (FNWD) results cover?

The unaudited financial results reported by Finward Bancorp cover the quarter ended December 31, 2025.

Where can investors find Finward Bancorp’s detailed Q4 2025 financial figures?

Detailed Q4 2025 financial figures for Finward Bancorp are contained in the earnings press release filed as Exhibit 99.1 to this report.

What exhibit did Finward Bancorp (FNWD) include with this 8-K?

Finward Bancorp included Exhibit 99.1, an earnings release for the quarter ended December 31, 2025, and Exhibit 104, the cover page interactive data file.

Who signed the Finward Bancorp (FNWD) 8-K related to the Q4 2025 results?

The report was signed on behalf of Finward Bancorp by Benjamin L. Schmitt, Executive Vice President, Chief Financial Officer and Treasurer.

Does this Finward Bancorp (FNWD) filing itself contain full financial statements?

No. The filing states that Finward Bancorp issued a press release with unaudited financial results, and that press release is attached as Exhibit 99.1 for full details.