Every 8-K that Finward Bancorp (FNWD) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow FNWD and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FNWD filings page.
Finward Bancorp (FNWD), the holding company for Peoples Bank, reported that its Board of Directors declared a cash dividend of $0.12 per share on its common stock. The dividend is payable on September 25, 2026 to shareholders of record at the close of business on September 18, 2026.
Finward notes that any future common stock dividends or share repurchases will depend on factors such as capital position, financial performance, strategic initiatives, market conditions, and regulatory and accounting considerations, and states there can be no assurance that future dividends or repurchases will occur or what their amounts might be.
Finward Bancorp reported second‑quarter 2026 net income available to common stockholders of $2,093 thousand, or $0.48 per diluted share, compared with $2,242 thousand, or $0.52 per diluted share, for the prior quarter. Return on assets was 0.42% and return on equity 4.74%. Net interest margin improved to 3.25%, or 3.37% on a tax‑equivalent basis, from 3.23% and 3.35%, respectively. Management cited solid loan growth, stable funding, and progress toward a planned merger with First Financial.
Total loans rose to $1,503,793 thousand from $1,455,118 thousand, with $81,300 thousand of new commercial originations versus $37,400 thousand in the prior quarter. Deposits totaled $1,732,544 thousand, up $13,473 thousand, with core deposits representing 71.3% of total deposits. Available‑for‑sale securities were $310,198 thousand, and available liquidity stood at $604,000 thousand, including borrowing capacity.
Asset quality weakened as non‑performing loans increased to $16,549 thousand from $12,371 thousand, raising the non‑performing loans to total loans ratio to 1.10% from 0.85%. The allowance for credit losses was $17,694 thousand, or 1.18% of loans, with coverage of non‑performing loans at 106.92%. Capital remained strong, with a tier 1 leverage ratio of 9.31% and tangible common book value per share of $35.75, up from $34.39. For the first six months of 2026, net income was $4,335 thousand versus $2,606 thousand a year earlier, and dividends of $0.12 per share were declared in the quarter.
Finward Bancorp has agreed to merge with First Financial Bancorp in an all-stock transaction. Each Finward common share will be converted into the right to receive 1.35 shares of First Financial common stock, valuing the deal at approximately $208 million based on First Financial’s July 20, 2026 closing price. The merger, along with the merger of Peoples Bank into First Financial Bank, is expected to close in the fourth quarter of 2026, subject to Finward shareholder approval, required regulatory consents without a “Materially Burdensome Regulatory Condition,” Nasdaq listing of the new First Financial shares, effectiveness of a Form S-4 registration statement and tax reorganization opinions.
The agreement includes customary covenants, closing conditions and termination rights, including a $9.0 million termination fee payable by Finward to First Financial under specified circumstances. First Financial will indemnify current and former directors and officers of Finward and Peoples Bank and maintain D&O insurance for six years, subject to a 300% premium cap. Strategically, the combination adds Finward’s 24 locations and 116-year Northwest Indiana and Chicagoland franchise, increasing First Financial’s pro forma Chicago-area deposits by 75% to over $4 billion. First Financial expects the transaction to be approximately 5% accretive to earnings per share, with an estimated 0.4% tangible book value dilution and a 0.6-year TBV earnback.
Finward Bancorp reported that regulators have ended an informal oversight agreement affecting its banking subsidiary. Peoples Bank, the Bancorp’s wholly owned Indiana-chartered commercial bank, had entered into a memorandum of understanding with the FDIC and the Indiana Department of Financial Institutions on August 9, 2024. By letter dated June 24, 2026, the FDIC and DFI notified the Bank that this memorandum of understanding has been terminated effective immediately.
Finward Bancorp, the holding company for Peoples Bank, announced that its Board of Directors declared a cash dividend of $0.12 per share on its common stock. The dividend is payable on June 29, 2026 to shareholders of record at the close of business on June 17, 2026.
The company notes that any future dividends or share repurchases will depend on factors such as capital position, financial performance, market conditions, and regulatory and accounting considerations, as determined by the Board of Directors.
Finward Bancorp filed an amended report to correct the date of its recent filing and its Annual Meeting, changing both to May 21, 2026. The amendment makes no other changes.
On that date, the company held a virtual-only Annual Meeting with a quorum of 3,284,619 shares out of 4,330,486 shares outstanding as of the March 20, 2026 record date. Shareholders elected three directors to terms expiring in 2029, ratified Forvis Mazars, LLP as independent registered public accounting firm for 2026, and approved on a non-binding advisory basis the executive compensation described in the proxy statement. No other matters were brought to a vote.
Finward Bancorp held its virtual Annual Meeting of Shareholders on May 22, 2026. Shareholders of record as of March 20, 2026, when 4,330,486 common shares were outstanding, were entitled to vote. A quorum was present, with 3,284,619 shares represented virtually or by proxy.
Shareholders elected three directors—Benjamin J. Bochnowski, Robert E. Johnson, III, and Martin P. Alwin—to three-year terms expiring in 2029. They also ratified the appointment of Forvis Mazars, LLP as independent registered public accounting firm for the year ending December 31, 2026.
In an advisory vote, shareholders approved the executive compensation of the named executive officers as described in the proxy statement. No other matters were considered or voted upon at the meeting.
Finward Bancorp reported first-quarter 2026 net income available to common stockholders of $2.2 million, or $0.52 per diluted share, up from $2.0 million, or $0.46, in the prior quarter. Return on equity was 5.00% and return on assets 0.44%.
Net interest margin improved to 3.23%, or 3.35% on a tax-equivalent basis, helped by lower funding costs. Deposits were $1.72 billion, down 0.5% from year-end, with core deposits of $1.2 billion representing 71.6% of total deposits. Loans were stable at $1.45 billion.
Asset quality remained moderate, with non-performing loans of $12.4 million, equal to 0.85% of total loans, and an allowance for credit losses of $17.3 million, or 1.19% of loans. The Bank’s tier 1 leverage ratio was 9.24%. Management highlighted ongoing efficiency efforts, including the planned closure of two branches and a focus on improving core earnings while maintaining strong liquidity of $555 million.
Finward Bancorp, the holding company for Peoples Bank, announced that its Board of Directors declared a cash dividend of $0.12 per share on its common stock. The dividend is payable on March 31, 2026 to shareholders of record as of the close of business on March 16, 2026.
The company reiterates extensive risk factors and notes a previously disclosed memorandum of understanding between Peoples Bank, the FDIC, and the Indiana Department of Financial Institutions, under which the Bank agreed to refrain from paying cash dividends without prior regulatory approval. Finward also cautions that any future dividends or share repurchases will depend on capital position, financial performance, market conditions, regulatory and accounting considerations, and other factors, so there is no assurance of future dividends or buybacks.
Finward Bancorp announced upcoming board changes tied to its 2026 Annual Meeting of Shareholders. Director Danette Garza will not stand for re-election and will retire from the boards of both Finward Bancorp and Peoples Bank at the end of her current term.
The board has nominated Martin P. Alwin to stand for election as a Class II director and, contingent on his election, he will resign as a Class I director at that meeting so the boards are reclassified into three directors in each of Classes I, II, and III. Following Garza’s retirement, the board size for both entities will be reduced from ten to nine members. The filing also reiterates existing forward-looking statement cautions and highlights previously disclosed regulatory constraints on Peoples Bank, including a memorandum of understanding that, among other things, restricts cash dividends without prior regulatory approval.
Finward Bancorp filed a current report to share that it has released its unaudited financial results for the quarter ended December 31, 2025. The company furnished these results through a press release dated January 27, 2026, which is attached to the filing as an exhibit. Investors looking for specific revenue, profit, or balance sheet figures would find those details in the referenced earnings release rather than in this brief report.
Finward Bancorp filed a current report announcing it issued a press release with unaudited financial results for the quarter ended September 30, 2025. The company furnished the earnings release as Exhibit 99.1. This is an informational update of quarterly performance metrics disclosed by the bank holding company for its NASDAQ-listed common stock (ticker: FNWD).
Finward Bancorp (FNWD) disclosed forward-looking cautionary language and identified a previously announced memorandum of understanding with the FDIC and Indiana Department of Financial Institutions that affects the Bank. The company notes it has agreed under that memorandum to refrain from paying cash dividends without prior regulatory approval. The filing lists a broad set of risks that could cause actual results to differ materially from expectations, including trade policy shifts, AI risks, asset quality and credit risk changes, interest-rate and liquidity pressures that may reduce net interest margins, declines in investment securities values, customer adoption and behavior risks, challenges from mergers and integrations, regulatory actions, and economic and technological changes. The company also states it may not repurchase shares or pay dividends and that any such actions depend on capital, performance, regulatory and other factors.
Finward Bancorp reported that its Board of Directors declared a cash dividend of $0.12 per share on its common stock. The dividend is scheduled to be paid on September 12, 2025 to shareholders of record as of August 29, 2025, providing a defined payout and timeline for current holders.
The company also reminds investors that forward-looking statements involve risks and uncertainties, highlighting factors such as asset quality, earnings trends, interest rates, economic conditions, and technology changes. It notes that the Bank is operating under a memorandum of understanding with the FDIC and Indiana DFI that includes an agreement to refrain from paying cash dividends without prior regulatory approval. Finward further cautions that any future dividends or share repurchases will depend on its capital position, financial performance, market conditions, and regulatory and accounting considerations.