STOCK TITAN

Finance of America (FOA) president exercises RSUs, gets new grant and sells 750 shares

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Finance of America Companies Inc. President Kristen N. Sieffert reported a mix of equity award activity and a small share sale. On April 1, 2026, she exercised restricted stock units into a total of 84,469 shares of Class A common stock and received a new grant of 72,674 restricted stock units as compensation.

To cover taxes on these settlements, 34,006 shares of common stock were withheld at prices of $16.60 per share. She also sold 750 shares of common stock at $16.63 per share in an open-market transaction made under a pre-arranged Rule 10b5-1 trading plan. Following these transactions, she directly holds 128,512 shares of Class A common stock.

Positive

  • None.

Negative

  • None.
Insider Sieffert Kristen N
Role President
Sold 750 shs ($12K)
Approx. gross sale proceeds $12K
Approx. exercise cost $0.00
Type Security Shares Price Value
Exercise Restricted Stock Units 13,440 $0.00 $0.00
Exercise Restricted Stock Units 41,667 $0.00 $0.00
Exercise Restricted Stock Units 29,362 $0.00 $0.00
Grant/Award Restricted Stock Units 72,674 $0.00 $0.00
Exercise Class A Common Stock 13,440 $0.00 $0.00
Exercise Price or Tax Liability Class A Common Stock 4,893 $16.60 $81K
Exercise Class A Common Stock 41,667 $0.00 $0.00
Exercise Price or Tax Liability Class A Common Stock 14,946 $16.60 $248K
Exercise Class A Common Stock 29,362 $0.00 $0.00
Exercise Price or Tax Liability Class A Common Stock 14,167 $16.60 $235K
Sale Class A Common Stock 750 $16.63 $12K
Holdings After Transaction: Restricted Stock Units — 173,067 shares (Direct); Class A Common Stock — 128,512 shares (Direct)
Footnotes (7)
  1. F1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's Class A common stock ("Common Stock"). The RSUs will be settled in either Common Stock or cash (or a combination thereof) at the discretion of the Issuer's compensation committee.
  2. F2. Represents the withholding of shares of Common Stock for tax purposes in connection with the settlement of RSUs.
  3. F3. Each RSU represents a contingent right to receive one share of Common Stock. The RSUs will be settled in either Common Stock or cash (or a combination thereof) at the discretion of the Issuer's compensation committee. The remaining RSUs vest on the third anniversary of April 1, 2024, subject to the Reporting Person's continued employment.
  4. F4. Each RSU represents a contingent right to receive one share of Common Stock. The RSUs will be settled in either Common Stock or cash (or a combination thereof) at the discretion of the Issuer's compensation committee. The remaining RSUs vest on the second and third anniversaries of April 1, 2025, subject to the Reporting Person's continued employment.
  5. F5. Represents a sale effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 13, 2024.
  6. F6. These shares were sold in multiple transactions each at the price of $16.63.
  7. F7. Represents additional RSUs granted to the Reporting Person on April 1, 2026. Each RSU represents a contingent right to receive one share of Common Stock. The RSUs will be settled in either Common Stock or cash (or a combination thereof) at the discretion of the Issuer's compensation committee. The RSUs shall vest in one-third increments upon the first, second and third anniversaries of the vesting reference date, April 1, 2026, subject to the Reporting Person's continued employment.
RSU exercises into common stock 84,469 shares Shares of Class A common stock from RSU exercises on April 1, 2026
New RSU grant 72,674 units Additional restricted stock units granted April 1, 2026
Tax-withholding dispositions 34,006 shares Shares withheld to cover tax liabilities at $16.60 per share
Open-market sale 750 shares at $16.63 Sale executed under a Rule 10b5-1 trading plan
Post-transaction holdings 128,512 shares Direct holdings of Class A common stock after all transactions
Restricted Stock Units financial
"Each restricted stock unit ("RSU") represents a contingent right to receive one share"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
Rule 10b5-1 trading plan regulatory
"Represents a sale effected pursuant to a Rule 10b5-1 trading plan adopted"
A Rule 10b5-1 trading plan is a pre-arranged schedule that allows company insiders to buy or sell stock at specific times, even if they have inside information. It helps prevent accusations of unfair trading by making these transactions look planned and transparent, rather than sneaky or illegal.
tax-withholding disposition financial
"Represents the withholding of shares of Common Stock for tax purposes"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
grant, award, or other acquisition financial
"Grant, award, or other acquisition"
contingent right financial
"Each RSU represents a contingent right to receive one share of Common Stock"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What did FOA President Kristen Sieffert report in this Form 4?

Kristen N. Sieffert reported exercising restricted stock units into 84,469 shares, receiving 72,674 new restricted stock units, tax-related share withholdings, and a small open-market sale of 750 shares. All transactions occurred on April 1, 2026 and reflect routine equity compensation activity.

How many Finance of America (FOA) shares does Kristen Sieffert hold after these transactions?

After these transactions, Kristen N. Sieffert directly holds 128,512 shares of Finance of America Class A common stock. This figure reflects the net result of RSU exercises, tax-withholding dispositions, and a small Rule 10b5-1 open-market sale completed on April 1, 2026.

How many restricted stock units did FOA’s President exercise and receive?

On April 1, 2026, Sieffert exercised restricted stock units corresponding to 84,469 shares of Class A common stock. She also received an additional grant of 72,674 restricted stock units, which represent contingent rights to future shares or cash at the issuer’s discretion, subject to vesting conditions.

Why were some FOA shares listed as disposed of for tax purposes?

A total of 34,006 shares of Finance of America common stock were withheld to satisfy tax obligations related to restricted stock unit settlements. These F-code transactions are tax-withholding dispositions, not open-market sales, and are a standard mechanism to cover payroll and income tax liabilities.

What were the details of Kristen Sieffert’s FOA share sale?

Sieffert sold 750 shares of Finance of America Class A common stock at a price of $16.63 per share. Footnotes state this sale was executed under a pre-arranged Rule 10b5-1 trading plan adopted on December 13, 2024, indicating a scheduled, rather than discretionary, transaction.

How are FOA restricted stock units settled according to this filing?

Each restricted stock unit represents a contingent right to receive one share of Class A common stock. The units may be settled in stock, cash, or a combination, at the discretion of the issuer’s compensation committee, and remaining units vest over multi-year anniversaries subject to continued employment.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
X
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Sieffert Kristen N

(Last)(First)(Middle)
C/O FINANCE OF AMERICA COMPANIES INC.,
5830 GRANITE PARKWAY, SUITE 400

(Street)
PLANO TEXAS 75024

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Finance of America Companies Inc. [ FOA ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
President
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock04/01/2026M13,440A$0(1)92,239D
Class A Common Stock04/01/2026F(2)4,893D$16.687,346D
Class A Common Stock04/01/2026M41,667A$0(3)129,013D
Class A Common Stock04/01/2026F(2)14,946D$16.6114,067D
Class A Common Stock04/01/2026M29,362A$0(4)143,429D
Class A Common Stock04/01/2026F(2)14,167D$16.6129,262D
Class A Common Stock04/01/2026S(5)750D$16.63(6)128,512D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(1)04/01/2026M13,440 (1) (1)Class A Common Stock13,440$00D
Restricted Stock Units(3)04/01/2026M41,667 (3) (3)Class A Common Stock41,667$041,667D
Restricted Stock Units(4)04/01/2026M29,362 (4) (4)Class A Common Stock29,362$058,726D
Restricted Stock Units(7)04/01/2026A72,674 (7) (7)Class A Common Stock72,674$072,674D
Explanation of Responses:
1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's Class A common stock ("Common Stock"). The RSUs will be settled in either Common Stock or cash (or a combination thereof) at the discretion of the Issuer's compensation committee.
2. Represents the withholding of shares of Common Stock for tax purposes in connection with the settlement of RSUs.
3. Each RSU represents a contingent right to receive one share of Common Stock. The RSUs will be settled in either Common Stock or cash (or a combination thereof) at the discretion of the Issuer's compensation committee. The remaining RSUs vest on the third anniversary of April 1, 2024, subject to the Reporting Person's continued employment.
4. Each RSU represents a contingent right to receive one share of Common Stock. The RSUs will be settled in either Common Stock or cash (or a combination thereof) at the discretion of the Issuer's compensation committee. The remaining RSUs vest on the second and third anniversaries of April 1, 2025, subject to the Reporting Person's continued employment.
5. Represents a sale effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 13, 2024.
6. These shares were sold in multiple transactions each at the price of $16.63.
7. Represents additional RSUs granted to the Reporting Person on April 1, 2026. Each RSU represents a contingent right to receive one share of Common Stock. The RSUs will be settled in either Common Stock or cash (or a combination thereof) at the discretion of the Issuer's compensation committee. The RSUs shall vest in one-third increments upon the first, second and third anniversaries of the vesting reference date, April 1, 2026, subject to the Reporting Person's continued employment.
Remarks:
/s/ Tracy Lowe, as power of attorney for Kristen N. Sieffert04/03/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)