Franklin Financial (NASDAQ: FRAF) files Q3 2025 earnings update

Rhea-AI Filing Summary

Franklin Financial Services Corporation filed a current report stating that it has issued a news release announcing its earnings for the three and nine months ended September 30, 2025. The company explains that this earnings release, dated October 28, 2025, is attached as Exhibit 99.1 and is incorporated by reference into the report. The filing is primarily a procedural step to make the earnings information publicly available through the SEC system.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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United States

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of

The Securities Exchange Act of 1934

Date of Report: October 28, 2025

FRANKLIN FINANCIAL SERVICES CORPORATION

(Exact name of registrant as specified in its new charter)

	Pennsylvania	001-38884	25-1440803
	(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

	1500 Nitterhouse Drive, Chambersburg, PA	17201
	(Address of principal executive office)	(Zip Code)
	Registrant's telephone number, including area code	(717) 264-6116

N/A

(Former name or former address, if changes since last report)

Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨   Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨   Soliciting material pursuant to Rule 14a –12 under the Exchange Act (17 CFR 240.14a –12)

¨   Pre-commencement communications pursuant to Rule 14d – 2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨   Pre-commencement communications pursuant to Rule 13e – 4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:



Title of class	Symbol	Name of exchange on which registered
Common stock	FRAF	Nasdaq Capital Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company  ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ¨

‎

Item 2.02 Results of Operations

The news release of Franklin Financial Services Corporation, dated October 28, 2025 and attached as Exhibit 99.1, announces its earnings for the three and nine months ended September 30, 2025 and is incorporated by reference herein.

Item 9.01 Financial Statements and Exhibits

(c) Exhibits. The following exhibits are filed herewith:

Number Description

99.1  News Release, dated October 28, 2025 of Franklin Financial Services Corporation   

104 The cover page from this Current Report on Form 8-K, formatted in Inline XBRL

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

FRANKLIN FINANCIAL SERVICES CORPORATION

By: /s/ Craig W. Best

Craig W. Best

President and Chief Executive Officer

Dated: October 28, 2025

FAQ

What did Franklin Financial Services (FRAF) report in this filing?

The company reported that it issued a news release announcing its earnings for the three and nine months ended September 30, 2025, and attached that release as Exhibit 99.1.

Which period does Franklin Financial Services’ latest earnings release cover?

The earnings release covers the three and nine months ended September 30, 2025.

Where can investors find the detailed Q3 2025 results for Franklin Financial Services (FRAF)?

Detailed results are in the earnings news release dated October 28, 2025, which is attached to the report as Exhibit 99.1 and incorporated by reference.

What type of SEC filing did Franklin Financial Services submit for its earnings release?

The company submitted a current report under the Securities Exchange Act of 1934 to furnish its earnings news release as an exhibit.

Who signed the Franklin Financial Services earnings-related report?

The report was signed on behalf of the company by Craig W. Best, President and Chief Executive Officer.

Does this filing itself contain Franklin Financial Services’ earnings numbers?

No, this filing refers to and attaches the separate earnings news release as Exhibit 99.1, which contains the detailed financial results.