Franklin Financial Director Gifts 10,000 Shares to Non-Profit

Franklin Financial Services Corp. director Donald H. Mowery reported a bona fide gift of 10,000 shares of the company’s common stock to a non-profit organization on 12/11/2025.

Rhea-AI Filing Summary

Franklin Financial Services Corp. director Donald H. Mowery reported a bona fide gift of 10,000 shares of the company’s common stock to a non-profit organization on 12/11/2025.

After this charitable transfer, he beneficially owns 44,685 shares, which the report notes include previously reported unvested restricted stock units. The transaction is recorded as a gift, not a sale, and there are no derivative securities reported in connection with this activity.

Insider Trade Summary

10,000 shares gifted

Gift 1 txn

Insider Mowery Donald H

Role Director

Type	Security	Shares	Price	Value
Gift	Common Stock	10,000	$0.00	$0.00

Holdings After Transaction: Common Stock — 44,685 shares (Direct)

Footnotes (2)

1. F1. Reporting person made a bona fide gift of 10,000 shares of the issuer's common stock to a non-profit organization.
2. F2. Includes previously reported unvested restricted stock units.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Franklin Financial Services (FRAF) report?

A director of Franklin Financial Services Corp. reported a bona fide gift of 10,000 shares of common stock to a non-profit organization.

Who made the share donation at Franklin Financial Services (FRAF)?

Donald H. Mowery, a director of Franklin Financial Services Corp., made the reported gift of common stock to a non-profit organization.

How many Franklin Financial Services (FRAF) shares were gifted and on what date?

The director gifted 10,000 shares of Franklin Financial Services common stock on 12/11/2025.

How many Franklin Financial Services (FRAF) shares does the director own after the gift?

Following the reported transaction, the director beneficially owns 44,685 shares of Franklin Financial Services common stock.

Does the reported Franklin Financial (FRAF) ownership include restricted stock units?

Yes. The reported beneficial ownership of 44,685 shares includes previously reported unvested restricted stock units, according to the explanation of responses.

Were any derivative securities reported in this Franklin Financial (FRAF) Form 4?

No derivative securities were listed as acquired, disposed of, or beneficially owned in the provided derivative securities table.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 12/15/2025 - 02:40 PM EST Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Mowery Donald H

(Last) (First) (Middle)

1500 NITTERHOUSE DRIVE

(Street)

CHAMBERSBURG PA 17201

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FRANKLIN FINANCIAL SERVICES CORP /PA/ [ FRAF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/11/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/11/2025		G		10,000(1)	D	$0	44,685(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reporting person made a bona fide gift of 10,000 shares of the issuer's common stock to a non-profit organization.

2. Includes previously reported unvested restricted stock units.

	/s/Amanda M. Ducey by Power of Attorney for Donald H. Mowery	12/15/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.