Franklin Financial (FRAF) COO buys 380 shares at $46.93

Rhea-AI Filing Summary

Franklin Financial Services Corp. chief operating officer Charles Benner Carroll Jr. reported an open-market purchase of common stock. On February 5, 2026, he bought 380 shares of FRAF at $46.93 per share. After this trade, he beneficially owns 4,033 shares directly, including shares acquired through the company’s dividend reinvestment and employee stock purchase plans as well as previously reported unvested restricted stock units.

Insider Trade Summary

Net Buyer: 380 shares ($17,833)

Net Buy 1 txn

Insider Carroll Charles Benner Jr

Role COO

Bought 380 shs ($18K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	380	$46.93	$18K

Holdings After Transaction: Common Stock — 4,033 shares (Direct)

Footnotes (1)

1. Total shares includes 5 shares acquired pursuant to the issuer's 2010 Divided Reinvestment and Stock Purchase Plan. Total shares includes 150 shares acquired pursuant to the issuer's 2025 Employee Stock Purchase Plan. Total shares includes previously reported unvested restricted stock units.

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 02/09/2026 - 01:55 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Carroll Charles Benner Jr

(Last) (First) (Middle)

1500 NITTERHOUSE DRIVE

(Street)

CHAMBERSBURG PA 17201

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FRANKLIN FINANCIAL SERVICES CORP /PA/ [ FRAF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	COO

3. Date of Earliest Transaction (Month/Day/Year)
02/05/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/05/2026		P		380	A	$46.93	4,033(1)(2)(3)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Total shares includes 5 shares acquired pursuant to the issuer's 2010 Divided Reinvestment and Stock Purchase Plan.

2. Total shares includes 150 shares acquired pursuant to the issuer's 2025 Employee Stock Purchase Plan.

3. Total shares includes previously reported unvested restricted stock units.

	/s/Amanda M. Ducey by Power of Attorney for Charles B. Carroll, Jr.	02/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did FRAF report for its COO on February 5, 2026?

Franklin Financial’s COO bought 380 common shares on February 5, 2026. The purchase price was $46.93 per share, and the transaction was reported as a direct ownership increase on Form 4 for Franklin Financial Services Corp. (FRAF).

How many Franklin Financial (FRAF) shares does the COO own after this Form 4?

After the reported transaction, the COO beneficially owns 4,033 shares. This total includes the newly purchased 380 shares, prior holdings, shares from the dividend reinvestment and stock purchase plans, and previously reported unvested restricted stock units.

What was the price paid per share in the FRAF insider purchase?

The COO paid $46.93 per share for 380 Franklin Financial shares. This open-market purchase on February 5, 2026, increased his directly held common stock position as disclosed in the Form 4 filing for Franklin Financial Services Corp.

What type of transaction code appears in the FRAF COO’s Form 4 filing?

The Form 4 lists transaction code “P,” indicating a purchase. This code shows the COO acquired 380 shares of Franklin Financial common stock in an open-market transaction, increasing his direct beneficial ownership position in the company.

How were some of the FRAF COO’s Franklin Financial shares originally acquired?

Some shares came from company stock and reinvestment plans. Footnotes state the total includes shares from the 2010 Dividend Reinvestment and Stock Purchase Plan, the 2025 Employee Stock Purchase Plan, and previously reported unvested restricted stock units.