Director Gregory Duffey buys Franklin Financial (FRAF) shares in open-market trade

Rhea-AI Filing Summary

Franklin Financial Services Corp. director Gregory A. Duffey reported an open-market purchase of 17 shares of Common Stock at a price of $58.88 per share. After this transaction, he directly owns 23,845 shares, indicating a small incremental increase in his personal stake.

Insider Trade Summary

Net Buyer: 17 shares ($1,001)

Net Buy 1 txn

Insider Duffey Gregory A

Role null

Bought 17 shs ($1K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	17	$58.88	$1K

Holdings After Transaction: Common Stock — 23,845 shares (Direct, null)

Footnotes (1)

Key Figures

Shares purchased: 17 shares Purchase price: $58.88 per share Holdings after transaction: 23,845 shares +1 more

4 metrics

Shares purchased 17 shares Open-market purchase of Common Stock

Purchase price $58.88 per share Price paid for each share bought

Holdings after transaction 23,845 shares Direct ownership following the trade

Net buy shares 17 shares Net change in position from this filing

Key Terms

open-market purchase, Common Stock, Form 4

3 terms

open-market purchase financial

"transaction_action: "open-market purchase""

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

Common Stock financial

"security_title: "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Duffey Gregory A

(Last) (First) (Middle)

1500 NITTERHOUSE DRIVE

(Street)

CHAMBERSBURG PENNSYLVANIA 17201

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FRANKLIN FINANCIAL SERVICES CORP /PA/ [ FRAF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/27/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/27/2026		P		17	A	$58.88	23,845	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	Zoe R. Clayton by Power of Attorney for Gregory A. Duffey	06/01/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Franklin Financial Services (FRAF) report?

Franklin Financial Services disclosed that director Gregory A. Duffey made an open-market purchase of 17 shares of Common Stock at $58.88 per share. The filing records this as a routine buy transaction increasing his directly held shares.

How many Franklin Financial Services (FRAF) shares did Gregory A. Duffey buy?

Gregory A. Duffey bought 17 shares of Franklin Financial Services Common Stock. This relatively small trade is classified as an open-market purchase and slightly increases his overall direct holdings reported in the Form 4 filing.

What price did Gregory A. Duffey pay per FRAF share in this transaction?

He paid $58.88 per share for the 17 Franklin Financial Services Common Stock shares. This price is the per-share transaction value reported, reflecting the cost at which he executed the open-market purchase on the transaction date.

What are Gregory A. Duffey’s total FRAF holdings after this purchase?

Following the reported transaction, Gregory A. Duffey directly owns 23,845 shares of Franklin Financial Services Common Stock. This figure includes the additional 17 shares purchased and represents his direct ownership position after the trade.

Was the Franklin Financial Services (FRAF) insider trade a buy or a sell?

The reported insider trade was a buy. The Form 4 classifies it as an open-market purchase, with 17 shares of Franklin Financial Services Common Stock acquired rather than sold, increasing the director’s direct share ownership.