Franklin Financial director granted 102 FRAF shares

Franklin Financial Services Corp. director Gregory I. Snook reported receiving 102 shares of common stock on June 29, 2026.

Rhea-AI Filing Summary

Franklin Financial Services Corp. director Gregory I. Snook reported receiving 102 shares of common stock on June 29, 2026. The shares were granted in lieu of cash for a portion of his director fees at a value of $63.21 per share.

After this award, Snook directly holds 9,536 shares of Franklin Financial common stock, which the disclosure states includes 18 shares acquired through the 2010 Dividend Reinvestment and Stock Purchase Plan and previously reported unvested restricted stock units.

Insider Trade Summary

Grant/Award: 102 shares

Grant/Award 1 txn

Insider Snook Gregory I

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	102	$63.21	$6K

Holdings After Transaction: Common Stock — 9,536 shares (Direct)

Footnotes (3)

1. F1. These shares were received in lieu of cash for a portion of the reporting person's director's fees.
2. F2. Total shares includes 18 shares acquired pursuant to the issuer's 2010 Dividend Reinvestment and Stock Purchase Plan.
3. F3. Includes previously reported unvested restricted stock units.

Key Figures

Stock award size: 102 shares Grant value per share: $63.21 per share Shares held after transaction: 9,536 shares +1 more

4 metrics

Stock award size 102 shares Common stock granted in lieu of director fees on June 29, 2026

Grant value per share $63.21 per share Valuation used for the 102-share director fee award

Shares held after transaction 9,536 shares Total direct Franklin Financial common stock holdings after award

Dividend reinvestment shares 18 shares Acquired under the 2010 Dividend Reinvestment and Stock Purchase Plan

Key Terms

director's fees, Dividend Reinvestment and Stock Purchase Plan, restricted stock units, Grant, award, or other acquisition

4 terms

director's fees financial

"These shares were received in lieu of cash for a portion of the reporting person's director's fees."

Dividend Reinvestment and Stock Purchase Plan financial

"Total shares includes 18 shares acquired pursuant to the issuer's 2010 Dividend Reinvestment and Stock Purchase Plan."

A dividend reinvestment and stock purchase plan lets investors automatically use cash dividends to buy additional shares and often make extra share purchases directly from the company, usually at low or no commission. Think of it as an automatic savings plan for stock: dividends and optional contributions are turned into more shares, helping ownership grow through compounding and making regular investing simple and low-cost—key for long-term investors.

restricted stock units financial

"Includes previously reported unvested restricted stock units."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Gregory I. Snook report for FRAF?

Gregory I. Snook reported receiving 102 shares of Franklin Financial common stock. The shares were granted as part of his director compensation, taken in stock instead of cash, at a stated value of $63.21 per share on June 29, 2026.

How many Franklin Financial (FRAF) shares does Gregory I. Snook hold after this Form 4?

Following the reported transaction, Gregory I. Snook directly holds 9,536 shares of Franklin Financial common stock. This total includes 18 shares acquired through the company’s 2010 Dividend Reinvestment and Stock Purchase Plan and previously reported unvested restricted stock units.

What was the effective price per share in Gregory Snook’s FRAF stock grant?

The 102-share award to Gregory I. Snook was valued at $63.21 per share. This figure reflects the per-share value used for granting the stock in lieu of a portion of his director’s fees as disclosed in the Form 4 filing.

Was Gregory I. Snook’s latest FRAF transaction a market purchase or a compensation award?

The transaction was a compensation-related stock award, not a market purchase. The 102 shares of Franklin Financial common stock were received in lieu of cash for part of Snook’s director fees, as described in the Form 4 footnotes.

Does Gregory I. Snook’s reported FRAF share total include dividend reinvestment shares?

Yes. The reported total of 9,536 Franklin Financial shares includes 18 shares acquired under the company’s 2010 Dividend Reinvestment and Stock Purchase Plan, according to the Form 4 footnote describing his holdings.

Does Gregory I. Snook have unvested restricted stock units related to FRAF?

The filing states that his total reported holdings include previously reported unvested restricted stock units. This means his 9,536-share figure reflects both currently held shares and those unvested restricted stock units already disclosed earlier.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/29/2026 - 01:30 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Snook Gregory I

(Last) (First) (Middle)

19419 PEARL DR.

(Street)

HAGERSTOWN MARYLAND 21742

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FRANKLIN FINANCIAL SERVICES CORP /PA/ [ FRAF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/29/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/29/2026		A		102(1)	A	$63.21	9,536(2)(3)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares were received in lieu of cash for a portion of the reporting person's director's fees.

2. Total shares includes 18 shares acquired pursuant to the issuer's 2010 Dividend Reinvestment and Stock Purchase Plan.

3. Includes previously reported unvested restricted stock units.

	/s/Amanda M. Ducey by Power of Attorney for Gregory I. Snook	06/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)