Franklin Financial director paid via stock grant

Franklin Financial Services Corp. director Stanley J. Kerlin received 124 shares of Common Stock as a grant in lieu of cash for part of his director fees.

Rhea-AI Filing Summary

Franklin Financial Services Corp. director Stanley J. Kerlin received 124 shares of Common Stock as a grant in lieu of cash for part of his director fees. The shares were valued at $63.21 each. Following this compensation-related award, his directly held position increased to 27,261 shares, which includes 67 shares acquired through the 2010 Dividend Reinvestment and Stock Purchase Plan and previously reported unvested restricted stock units.

Insider Trade Summary

Grant/Award: 124 shares

Grant/Award 1 txn

Insider Kerlin Stanley J

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	124	$63.21	$8K

Holdings After Transaction: Common Stock — 27,261 shares (Direct)

Footnotes (3)

1. F1. These shares were received in lieu of cash for a portion of the reporting person's director's fees.
2. F2. Total shares includes 67 shares acquired pursuant to the issuer's 2010 Dividend Reinvestment and Stock Purchase Plan.
3. F3. Includes previously reported unvested restricted stock units.

Key Figures

Stock grant size: 124 shares Grant valuation price: $63.21 per share Total shares after transaction: 27,261 shares +1 more

4 metrics

Stock grant size 124 shares Common Stock grant in lieu of cash director fees

Grant valuation price $63.21 per share Value applied to the 124-share compensation grant

Total shares after transaction 27,261 shares Kerlin’s directly held Franklin Financial Common Stock following the grant

Dividend reinvestment shares 67 shares Acquired under the 2010 Dividend Reinvestment and Stock Purchase Plan

Key Terms

Dividend Reinvestment and Stock Purchase Plan, restricted stock units, director's fees

3 terms

Dividend Reinvestment and Stock Purchase Plan financial

"Total shares includes 67 shares acquired pursuant to the issuer's 2010 Dividend Reinvestment and Stock Purchase Plan."

A dividend reinvestment and stock purchase plan lets investors automatically use cash dividends to buy additional shares and often make extra share purchases directly from the company, usually at low or no commission. Think of it as an automatic savings plan for stock: dividends and optional contributions are turned into more shares, helping ownership grow through compounding and making regular investing simple and low-cost—key for long-term investors.

restricted stock units financial

"Includes previously reported unvested restricted stock units."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

director's fees financial

"These shares were received in lieu of cash for a portion of the reporting person's director's fees."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Franklin Financial (FRAF) director Stanley J. Kerlin report on this Form 4?

Stanley J. Kerlin reported receiving 124 shares of Franklin Financial Common Stock as a grant. The shares were issued instead of cash for part of his director fees, reflecting compensation rather than an open-market purchase or sale.

At what price were the 124 Franklin Financial (FRAF) shares valued in the grant?

The 124 granted shares were valued at $63.21 per share. This valuation applies to the compensation-related stock award Kerlin received in lieu of a portion of his director fees, as disclosed in the Form 4 filing.

How many Franklin Financial (FRAF) shares does Stanley J. Kerlin hold after this transaction?

After the grant, Kerlin directly holds 27,261 shares of Franklin Financial Common Stock. This total includes 67 shares acquired through the 2010 Dividend Reinvestment and Stock Purchase Plan and previously reported unvested restricted stock units.

Was the Franklin Financial (FRAF) Form 4 transaction an open-market buy or sell?

The transaction was not an open-market buy or sell. It is classified as a grant or award, with shares received as compensation in lieu of cash for a portion of Kerlin’s director fees, according to the Form 4 disclosure.

What role did the 2010 Dividend Reinvestment and Stock Purchase Plan play in Kerlin’s FRAF holdings?

Kerlin’s total of 27,261 shares includes 67 shares acquired under the 2010 Dividend Reinvestment and Stock Purchase Plan. This plan reinvests dividends into additional shares and contributes modestly to his overall Franklin Financial share position.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/29/2026 - 01:27 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kerlin Stanley J

(Last) (First) (Middle)

1500 NITTERHOUSE DRIVE

PO BOX 6010

(Street)

CHAMBERSBURG PENNSYLVANIA 17201

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FRANKLIN FINANCIAL SERVICES CORP /PA/ [ FRAF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/29/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/29/2026		A		124(1)	A	$63.21	27,261(2)(3)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares were received in lieu of cash for a portion of the reporting person's director's fees.

2. Total shares includes 67 shares acquired pursuant to the issuer's 2010 Dividend Reinvestment and Stock Purchase Plan.

3. Includes previously reported unvested restricted stock units.

	/s/Amanda M. Ducey by Power of Attorney for Stanley J. Kerlin	06/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)