FRAF director receives stock as fee compensation

Franklin Financial Services Corp. director Gregory A. Duffey reported receiving 50 shares of Common Stock as a grant or award.

Rhea-AI Filing Summary

Franklin Financial Services Corp. director Gregory A. Duffey reported receiving 50 shares of Common Stock as a grant or award. The shares were valued at $63.21 per share and were received in lieu of cash for a portion of his director fees, so this is compensation rather than an open-market purchase.

Following this award, Duffey directly holds 23,895 shares of Common Stock, which the disclosure notes includes previously reported unvested restricted stock units. The filing shows no sales or derivative exercises, only this small equity-based fee payment.

Insider Trade Summary

Grant/Award: 50 shares

Grant/Award 1 txn

Insider Duffey Gregory A

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	50	$63.21	$3K

Holdings After Transaction: Common Stock — 23,895 shares (Direct)

Footnotes (2)

1. F1. These shares were received in lieu of cash for a portion of the reporting person's director's fees.
2. F2. Includes previously reported unvested restricted stock units.

Key Figures

Shares granted: 50 shares Grant value per share: $63.21 per share Total shares after transaction: 23,895 shares

3 metrics

Shares granted 50 shares Common Stock grant/award on 2026-06-29

Grant value per share $63.21 per share Reported value for Common Stock award

Total shares after transaction 23,895 shares Direct Common Stock holdings following grant

Key Terms

Common Stock, director's fees, restricted stock units, Grant, award, or other acquisition

4 terms

Common Stock financial

"reported receiving 50 shares of Common Stock as a grant or award"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

director's fees financial

"received in lieu of cash for a portion of the reporting person's director's fees"

restricted stock units financial

"Includes previously reported unvested restricted stock units"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Grant, award, or other acquisition financial

"transaction code description is Grant, award, or other acquisition"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Gregory A. Duffey report in his latest Form 4 for FRAF?

Gregory A. Duffey reported receiving 50 shares of Franklin Financial Services Common Stock as a grant. The shares were issued as part of his director compensation, in lieu of cash for a portion of his director fees.

Was the FRAF Form 4 transaction an open-market purchase or compensation?

The transaction was compensation, not an open-market purchase. The filing states the 50 shares were received in lieu of cash for a portion of the reporting person’s director’s fees, reflecting equity-based payment for board service.

At what price were the 50 FRAF shares valued in the Form 4?

The 50 shares were valued at $63.21 per share. This price is used in the Form 4 to report the value of the grant or award, even though no cash changed hands in an open-market trade.

How many FRAF shares does Gregory A. Duffey hold after this transaction?

After the reported transaction, Gregory A. Duffey directly holds 23,895 shares of Franklin Financial Services Common Stock. The position total includes previously reported unvested restricted stock units referenced in the Form 4 footnotes.

Does the FRAF Form 4 show any stock sales or option exercises by Gregory A. Duffey?

The Form 4 shows no stock sales or option exercises. It reports only a grant or award acquisition of 50 Common Stock shares as director fee compensation, with no derivative transactions or dispositions listed.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/29/2026 - 01:12 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Duffey Gregory A

(Last) (First) (Middle)

1500 NITTERHOUSE DRIVE

(Street)

CHAMBERSBURG PENNSYLVANIA 17201

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FRANKLIN FINANCIAL SERVICES CORP /PA/ [ FRAF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/29/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/29/2026		A		50(1)	A	$63.21	23,895(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares were received in lieu of cash for a portion of the reporting person's director's fees.

2. Includes previously reported unvested restricted stock units.

	/s/Amanda M. Ducey by Power of Attorney for Gregory A. Duffey	06/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)