Welcome to our dedicated page for FIVE STAR BANCORP SEC filings (Ticker: FSBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Five Star Bancorp (NASDAQ: FSBC) SEC filings page on Stock Titan provides direct access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. As a California-based bank holding company for Five Star Bank, a state-chartered non-member bank, Five Star Bancorp reports its financial condition, results of operations, governance decisions, and material events through periodic and current reports.
Investors can review Form 8-K filings where the company reports items such as quarterly earnings releases, dividend declarations, executive compensation arrangements, and change in control agreements. For example, recent 8-Ks describe earnings results for specific quarters, the declaration of cash dividends on common stock, and long-term incentive awards and change in control agreements for executive officers.
Through its periodic reports, including Forms 10-K and 10-Q, Five Star Bancorp details loan and deposit balances, capital ratios, net interest income, provision for credit losses, and other key metrics relevant to its single banking segment. These filings also address regulatory capital status, including whether Five Star Bank meets the criteria to be considered well-capitalized under applicable guidelines.
Stock Titan enhances these documents with AI-powered summaries that highlight important sections and explain technical terms, helping users quickly understand items such as earnings trends, capital measures, and executive compensation structures. The filings page also surfaces insider-related filings such as Form 4, where available, so users can analyze transactions by directors and executive officers. With real-time updates from EDGAR and AI-generated insights, this page is a practical starting point for analyzing Five Star Bancorp’s regulatory history and ongoing disclosure practices.
Five Star Bancorp director Kevin F. Ramos reported an indirect acquisition of 974 shares of common stock on January 29, 2026 at a price of $0. The shares were granted under the Five Star Bancorp 2021 Equity Incentive Plan and are scheduled to vest on December 31, 2026, provided he remains a director on that date.
After this grant, a total of 171,864 shares of Five Star Bancorp common stock are held by the Kevin and Kathleen Ramos Living Trust, for which Mr. Ramos serves as trustee. Separately, 10,000 shares are held by Buzz Oates Group of Companies, where he is a shareholder and Chief Investment Officer; he may be deemed an indirect beneficial owner of those shares but disclaims beneficial ownership except to the extent of his pecuniary interest.
Five Star Bancorp director Randall E. Reynoso received a stock grant under the company’s 2021 Equity Incentive Plan. On January 29, 2026, he was awarded 974 shares of common stock at a price of $0. These shares are scheduled to vest on December 31, 2026, if he continues serving as a director through that date.
Following this grant, Mr. Reynoso directly beneficially owns 22,870 shares of Five Star Bancorp common stock.
Five Star Bancorp director Judson T. Riggs reported an indirect award of 974 shares of common stock on January 29, 2026. The shares were granted at a price of $0 under the company’s 2021 Equity Incentive Plan and are scheduled to vest on December 31, 2026, subject to the director service condition described in the footnote.
After this grant, 85,258 shares of Five Star Bancorp common stock were beneficially owned indirectly through The Riggs Family Trust dated May 11, 2006, for which Mr. Riggs serves as trustee.
Five Star Bancorp filed a shelf registration statement to offer up to
The company, a Sacramento-area business bank with
Five Star Bancorp filed a current report to share that it has released its financial results for the quarter and year ended December 31, 2025. The company issued a press release describing its results of operations and financial condition, which is included as Exhibit 99.1. These materials provide details on how the bank performed over the most recent quarter and the full year.
The company also scheduled an earnings call for January 27, 2026, to discuss its fourth quarter and year-end 2025 financial results, supported by an investor presentation attached as Exhibit 99.2. Both the press release and presentation are being furnished for informational purposes and are not treated as filed financial statements under securities laws.
Five Star Bancorp reported that its Board of Directors has declared a quarterly cash dividend of $0.25 per share on its common stock. This means shareholders will receive twenty-five cents in cash for every share they own.
The dividend will be paid to shareholders who are on record as owning the stock as of February 2, 2026, and the payment is expected to be made on February 9, 2026. The company shared this information under a Regulation FD disclosure, along with a press release giving more details.
Five Star Bancorp filed a current report to let investors know when it expects to release its earnings and host a webcast for the fourth quarter and full year ended December 31, 2025. The company furnished a press release dated January 13, 2026 as an exhibit, which outlines the anticipated dates for this earnings release and related webcast. The information is provided under a Regulation FD disclosure item and is treated as furnished rather than filed, meaning it is not automatically incorporated into other securities law filings.
Five Star Bancorp executive Michael A. Rizzo, EVP & Chief Banking Officer, reported an insider transaction involving the company’s common stock. On 12/12/2025, 641 shares of common stock were sold at $37.28 per share, reducing to zero the indirectly owned shares that had been held directly by his child, who resides in his household.
After this sale, Rizzo continues to beneficially own 33,369 shares of Five Star Bancorp common stock indirectly through The Rizzo Family Trust, for which he serves as trustee. This amount includes grants of 7,000, 6,000 and 3,629 shares under the Five Star Bancorp 2021 Equity Incentive Plan, with portions already vested and the remaining shares scheduled to vest in equal installments over five-year periods, including a grant beginning to vest in 2026, provided he remains employed on the respective vesting dates.
Five Star Bancorp executive reports small stock sale
Five Star Bancorp's EVP & Chief Operating Officer, Lydia A. Ramirez-Medina, reported selling 600 shares of the company's common stock on 11/19/2025 at a price of $33.07 per share. Following this transaction, she beneficially owns 11,360 shares of Five Star Bancorp common stock.
Her holdings include shares granted under the Five Star Bancorp 2021 Equity Incentive Plan. This consists of 4,332 shares (with 3,465 already vested and 867 scheduled to vest over the remainder of a five-year period), 6,000 shares (with 1,200 vested and 4,800 scheduled to vest over the remainder of a five-year period), and 3,629 additional shares that are scheduled to vest in equal installments over a five-year period beginning in 2026, in each case contingent on continued employment.
Five Star Bancorp reported stronger results for the quarter ended September 30, 2025. Net income rose to $16.3 million from $10.9 million a year ago, and diluted EPS was $0.77 versus $0.52. Net interest income increased to $39.3 million from $30.4 million as loan yields and earning assets expanded, while the provision for credit losses was $2.5 million, down from $2.8 million.
Total assets reached $4.64 billion (up from $4.05 billion at December 31, 2024). Loans held for investment were $3.89 billion versus $3.53 billion, and deposits were $4.10 billion versus $3.56 billion, including $925.5 million of reciprocal network deposits. Noninterest expense was $16.6 million compared with $13.8 million. Credit quality metrics remained manageable: non‑accrual loans were $2.13 million versus $1.80 million and the allowance for credit losses was $42.1 million versus $37.8 million. Shares outstanding were 21,367,387 as of October 31, 2025.