First United (NASDAQ: FUNC) furnishes 2025 results press release and deck

Rhea-AI Filing Summary

First United Corporation filed a current report to share that it has released its financial results for the three- and twelve-month periods ended December 31, 2025. These results are described in a press release dated February 4, 2026, which is furnished as Exhibit 99.1.

The company also made available an investor presentation dated February 4, 2026, discussing aspects of these year-end 2025 results, furnished as Exhibit 99.2. Both exhibits are designated as furnished, not filed, under securities law, which affects how they may be incorporated into other regulatory documents.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

false 0000763907 0000763907 2026-02-04 2026-02-04 iso4217:USD xbrli:shares iso4217:USD xbrli:shares

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): February 4, 2026

First United Corporation

(Exact name of registrant as specified in its charter)

Maryland		0-14237		52-1380770
(State or other jurisdiction of		(Commission file number)		(IRS Employer
incorporation or organization)				Identification No.)

19 South Second Street, Oakland, Maryland 21550

(Address of principal executive offices) (Zip Code)

(301) 334-9471

(Registrant’s telephone number, including area code)

N/A

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligations of the registrant under any of the following provisions:

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbols	Name of each exchange on which registered
Common Stock	FUNC	Nasdaq Stock Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

INFORMATION TO BE INCLUDED IN THE REPORT

Item 2.02. Results of Operation and Financial Condition.

On February 4, 2026 First United Corporation (the “Corporation”) issued a press release describing its financial results for the three- and twelve-months ended December 31, 2025. A copy of the press release is furnished herewith as Exhibit 99.1.

The information contained in this Item 2.02 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Item 7.01. Regulation FD Disclosure.

On February 4, 2026, the Corporation published an investor presentation that discusses certain aspects of its financial results for the three- and twelve-months ended December 31, 2025. A copy of the presentation is furnished herewith as Exhibit 99.2.

The information contained in this Item 7.01 shall not be deemed “filed” for purposes of Section 18 of the Exchange Act or incorporated by reference in any filing under the Securities Act or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Item 9.01. Financial Statements and Exhibits.

(d)  Exhibits.

The exhibits filed or furnished with this report are listed in the following Exhibit Index:

Exhibit No.		Description
99.1		Press release dated February 4, 2026 (furnished herewith)
99.2		Investor presentation dated February 4, 2026 (furnished herewith)
104		Cover page interactive data file (embedded within the iXBRL document)

2 

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	FIRST UNITED CORPORATION
Dated:  February 4, 2026	By:	/s/	Tonya K. Sturm
			Tonya K. Sturm
			Executive Vice President & CFO

3 

FAQ

What did First United Corporation (FUNC) report in its latest 8-K filing?

First United Corporation reported that it issued a press release and an investor presentation covering financial results for the three- and twelve-month periods ended December 31, 2025. Both documents are attached as exhibits and are furnished, not filed, under securities law.

Which financial periods are covered by First United Corporation’s February 4, 2026 disclosures?

The disclosures cover First United Corporation’s financial results for the three- and twelve-month periods ended December 31, 2025. These periods are discussed in a press release and an investor presentation, both dated February 4, 2026 and furnished as exhibits to the current report.

What exhibits are included in First United Corporation’s February 4, 2026 8-K?

The filing includes a press release dated February 4, 2026 as Exhibit 99.1, an investor presentation dated February 4, 2026 as Exhibit 99.2, and a cover page interactive data file as Exhibit 104. The press release and presentation both address 2025 year-end financial results.

Are First United Corporation’s 2025 results exhibits considered filed or furnished?

The press release and investor presentation discussing 2025 results are expressly designated as furnished, not filed, under the Exchange Act. This means they are not automatically incorporated into other securities law filings unless specifically referenced by the company in future documents.

Who signed First United Corporation’s February 4, 2026 8-K report?

The report was signed on behalf of First United Corporation by Tonya K. Sturm, who is identified as Executive Vice President and Chief Financial Officer. Her signature reflects authorization of the current report describing the 2025 year-end financial results materials furnished as exhibits.