STOCK TITAN

First United Corporation (FUNC) CFO adds shares via dividend reinvestment

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Tonya K. Sturm, EVP & CFO of First United Corporation, reported purchasing 2.469 shares of common stock on August 3, 2026 at $45.84 per share through a dividend reinvestment program. After these and prior DRSPP acquisitions, she directly owns 11,835.0907 shares and indirectly holds 5.5749 shares via a 401(k) plan.

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Negative

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Insider Sturm Tonya K.
Role EVP & CFO
Bought 2.469 shs ($113.18)
Type Security Shares Price Value
Purchase Common Stock F1, F2 2.469 $45.84 $113.18
holding Common Stock F3 -- -- --
Holdings After Transaction: Common Stock — 11,835.0907 shares (Direct); Common Stock — 5.5749 shares (Indirect, By 401(k) plan)
Footnotes (3)
  1. F1. The shares were purchased pursuant to a dividend reinvestment program offered through a brokerage account maintained by the reporting person.
  2. F2. Amount includes 57.0240 shares acquired with reinvested dividends pursuant to the First United Corporation Dividend Reinvestment and Stock Purchase Plan (the "DRSPP") since the date of the last report.
  3. F3. Amount includes 0.0388 shares acquired with reinvested dividends pursuant to the DRSPP since the date of the last report.
Shares purchased 2.469 shares Common stock purchased on August 3, 2026 via dividend reinvestment program
Purchase price $45.8400 per share Price for the 2.469 common shares acquired on August 3, 2026
Direct holdings after transaction 11,835.0907 shares Total direct First United common stock held by Tonya K. Sturm after the reported purchase
Indirect 401(k) holdings 5.5749 shares Common stock held indirectly through a 401(k) plan after the report
DRSPP direct reinvested shares 57.0240 shares Direct holdings amount includes 57.0240 shares acquired with reinvested dividends under the DRSPP since last report
DRSPP 401(k) reinvested shares 0.0388 shares Indirect 401(k) holdings include 0.0388 shares acquired with reinvested dividends under the DRSPP since last report
Transaction date 2026-08-03 Date of the reported dividend reinvestment share purchase
Dividend Reinvestment and Stock Purchase Plan financial
"pursuant to the First United Corporation Dividend Reinvestment and Stock Purchase Plan"
A dividend reinvestment and stock purchase plan lets investors automatically use cash dividends to buy additional shares and often make extra share purchases directly from the company, usually at low or no commission. Think of it as an automatic savings plan for stock: dividends and optional contributions are turned into more shares, helping ownership grow through compounding and making regular investing simple and low-cost—key for long-term investors.
DRSPP financial
"shares acquired with reinvested dividends pursuant to the DRSPP since the date of the last report"
401(k) plan financial
"nature of ownership reported as "By 401(k) plan" for indirect shares"
A 401(k) plan is a workplace retirement account that lets employees set aside part of their pay into a tax-advantaged savings pot, often with employers adding matching contributions — like a workplace piggy bank for future income. It matters to investors because the amount people save and how employers fund these plans influence consumer spending, corporate payroll costs and the flow of money into financial markets, which can affect stock prices and company valuations.
indirect ownership financial
"indirect ownership reported through a 401(k) plan for 5.5749 shares"

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FAQ

What insider transaction did First United (FUNC) CFO Tonya K. Sturm report?

Tonya K. Sturm reported purchasing 2.469 shares of First United common stock at $45.84 per share on August 3, 2026. The purchase occurred through a dividend reinvestment program tied to her brokerage account rather than a discretionary open-market trade.

How many First United (FUNC) shares does Tonya K. Sturm hold after this transaction?

After the reported transaction, Tonya K. Sturm holds 11,835.0907 First United common shares directly. In addition, she has 5.5749 shares reported as indirect ownership through a 401(k) plan, reflecting shares accumulated including reinvested dividends.

Was the First United (FUNC) CFO’s share purchase part of a dividend reinvestment plan?

Yes. The 2.469 shares were acquired pursuant to a dividend reinvestment program in a brokerage account. Footnotes state this program and note that her reported holdings include additional shares accumulated via the company’s Dividend Reinvestment and Stock Purchase Plan (DRSPP).

What is the role of the DRSPP in Tonya K. Sturm’s First United (FUNC) holdings?

Her reported direct holdings include 57.0240 shares acquired with reinvested dividends under the First United Corporation Dividend Reinvestment and Stock Purchase Plan since the prior report. Her 401(k) position similarly includes 0.0388 shares accumulated via the DRSPP.

How are Tonya K. Sturm’s indirect First United (FUNC) holdings structured?

Indirect holdings of 5.5749 shares are reported as owned "By 401(k) plan." A footnote clarifies that this amount includes 0.0388 shares obtained through dividend reinvestment under the DRSPP, distinguishing these from her larger direct share position.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Sturm Tonya K.

(Last)(First)(Middle)
19 SOUTH SECOND STREET

(Street)
OAKLAND MARYLAND 21550

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
FIRST UNITED CORP/MD/ [ FUNC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP & CFO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/03/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock08/03/2026P2.469(1)A$45.8411,835.0907(2)D
Common Stock5.5749(3)IBy 401(k) plan
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. The shares were purchased pursuant to a dividend reinvestment program offered through a brokerage account maintained by the reporting person.
2. Amount includes 57.0240 shares acquired with reinvested dividends pursuant to the First United Corporation Dividend Reinvestment and Stock Purchase Plan (the "DRSPP") since the date of the last report.
3. Amount includes 0.0388 shares acquired with reinvested dividends pursuant to the DRSPP since the date of the last report.
/s/ Tonya K. Sturm08/04/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)