Greene County Bancorp, Inc. filings document formal disclosures for a bank holding company whose principal subsidiaries are the Bank of Greene County and Greene County Commercial Bank. Recent Form 8-K reports include operating results furnished under Item 2.02, dividend declarations, a common-stock repurchase authorization, Regulation FD investor-presentation materials and other material-event disclosures.
The filings also record capital and governance matters, including Greene County Bancorp, MHC's majority ownership and dividend-waiver communications, Federal Reserve Bank nonobjection disclosures, annual meeting voting results, director elections, auditor ratification and advisory executive-compensation votes.
Greene County Bancorp (GCBC) reported stronger results for the three months ended September 30, 2025. Net income was $8.87 million, up from $6.26 million a year ago, and earnings per share were $0.52. Net interest income rose to $17.52 million as loan and securities interest increased, while interest expense declined modestly.
Total assets were $3.06 billion and deposits reached $2.72 billion. Loans receivable grew to $1.67 billion, with the allowance for credit losses on loans at $21.29 million following a $1.26 million provision. Noninterest income was $3.99 million and noninterest expense was $10.06 million. The company declared a quarterly dividend of $0.10 per share, reflecting an 11.1% annualized increase, and approved termination of its frozen defined benefit pension plan effective September 30, 2025. Shares outstanding were 17,026,828 as of November 6, 2025.
Greene County Bancorp (GCBC) reported insider purchases by a director. On 11/04/2025, the director bought 45 shares of common stock at $22.20, bringing direct holdings to 23,057 shares. On 11/05/2025, the director bought an additional 1,500 shares at $22.52, increasing direct ownership to 24,557 shares.
The filing reports only non-derivative common stock transactions, with ownership listed as direct.
Greene County Bancorp, Inc. reported results from its 2025 Annual Meeting of Stockholders held on November 1, 2025. Stockholders voted on director nominees and other proposals detailed in the company’s proxy statement.
Director nominee vote totals (three-year terms): John Brust received 14,198,641 votes for and 50,069 withheld, with 1,490,885 broker non-votes; Donald E. Gibson received 14,223,456 for and 25,254 withheld, with 1,490,885 broker non-votes; Tejraj S. Hada received 13,527,927 for and 720,783 withheld, with 1,490,885 broker non-votes.
Other proposals received the following votes: one proposal had 15,695,544 for, 32,149 against, and 11,902 abstentions; another had 13,045,463 for, 1,147,689 against, and 55,558 abstentions, with 1,490,885 broker non-votes. On advisory frequency, votes were 13,986,241 for 1 year, 55,168 for 2 years, 140,533 for 3 years, and 66,768 abstentions, with 1,490,885 broker non-votes. The company also used a slideshow at the meeting, available under Investor Relations → Events & Presentations.
Greene County Bancorp (GCBC) reported an insider purchase on a Form 4. A Director bought 235 shares of Common Stock on 11/03/2025 at a $21.80 price per share (Transaction Code: P). Following this trade, the insider’s beneficial holdings stand at 23,012 shares, reported as Direct (D) ownership. The filing indicates it was submitted by one reporting person.
Greene County Bancorp, Inc. (GCBC) reported an initial insider ownership filing. On 11/01/2025, director John Brust filed a Form 3 disclosing beneficial ownership of 2,100 shares of Common Stock, held indirectly through a 401(k). The filing was made by one reporting person and reflects the position as of the event date.
Greene County Bancorp (GCBC) President and CEO Donald Gibson reported insider purchases on 10/29/2025. He acquired 1,000 shares in two transactions at $22.00 and $21.75, recorded as indirect ownership through his 401(k).
Following these transactions, his 401(k) held 1,000 shares. He also reported additional indirect beneficial ownership of 125,100 shares by trust and 45,095 shares by ESOP. Gibson is listed as a Director and Officer (President and CEO), and the filing indicates it was made by one reporting person.
Greene County Bancorp (GCBC): Director share purchases reported. Director Steven Lanter bought 706 shares at $22.91 on 10/28/2025 and 423 shares at $22.79 on 10/29/2025. Following these open-market purchases, he directly owns 3,078 shares. He also reports indirect holdings of 38 shares as custodian for children and 310 shares in a 401(k).
Greene County Bancorp (GCBC) director Jay P. Cahalan reported multiple open‑market purchases on 10/24/2025 (Code P). He acquired a total of 4,300 shares at prices ranging from $22.58 to $22.82.
Following these transactions, Cahalan directly owns 35,424 shares of GCBC common stock.
Greene County Bancorp, Inc. (GCBC) declared a quarterly cash dividend of $0.10 per share on its common stock. The payout reflects an annual dividend rate of $0.40 per share, the same rate as the prior quarter.
Greene County Bancorp, MHC, the mutual holding company and majority stockholder, owns 9,218,528 shares of the Company’s 17,026,828 total shares outstanding and has historically waived its right to receive dividends. The MHC intends to waive receipt of this dividend for the quarter ended September 30, 2025, concentrating cash distributions among public stockholders.
The Company furnished a press release with additional details as Exhibit 99.1.
Greene County Bancorp, Inc. furnished a press release announcing financial results for the three months ended September 30, 2025. The company made the press release available as Exhibit 99.1 to the report.
The information is furnished and is not deemed “filed” under Section 18 of the Securities Exchange Act of 1934, and it is not incorporated by reference into Securities Act filings. The company’s common stock trades on Nasdaq under the symbol GCBC.