Every 8-K that Granite Point Mortgage Trust Inc. (GPMT) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow GPMT and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full GPMT filings page.
Granite Point Mortgage Trust reported Q2 2026 GAAP net (loss) attributable to common stockholders of $(62.0) million, or $(1.29) per basic share, driven by a $47.0 million provision for credit losses and a $6.1 million impairment on real estate owned. Distributable Earnings (Loss) were $(37.7) million, or $(0.79) per share, while Distributable Earnings (Loss) Before Realized Gains and Losses were $(4.9) million, or $(0.10) per share.
Book value per common share was $5.70 at June 30, 2026, down from $7.05 at March 31, including $3.44 per share of CECL reserves; the total CECL reserve was $165.8 million, or 11.4% of $1.5 billion of loan commitments, with five risk‑rated “5” loans totaling $252.9 million UPB. The floating‑rate senior loan portfolio had a realized yield of 6.0% and a 1.9x total leverage ratio, supported by $58.5 million of unrestricted cash. Subsequent to quarter‑end, Granite Point refinanced $521 million of legacy CLO assets via a $651 million JPMorgan facility, reducing funding costs by 38 basis points and extending term options.
Granite Point Mortgage Trust Inc., through its wholly owned subsidiary GP Commercial JPM LLC, amended and restated its repurchase financing with JPMorgan Chase Bank. The Facility Amendments increase the maximum size of the uncommitted master repurchase facility to $651 million, extend its stated maturity to July 28, 2028, and provide three 364-day options to further extend the final maturity date. The amendments also adjust principal payment waterfall mechanics and modify the financial covenants related to "Unrestricted Cash" and "Minimum Tangible Net Worth". Granite Point Mortgage Trust entered into a second amended and restated guaranty in favor of JPMorgan, continuing to guarantee obligations under this facility.
Granite Point Mortgage Trust Inc. amended two of its repurchase financing arrangements with major bank counterparties. With Morgan Stanley Bank, N.A., the company extended the termination date of its Master Repurchase and Securities Contract Agreement to June 28, 2027, adjusted principal payment waterfall mechanics, and revised the "Unrestricted Cash" and "Minimum Tangible Net Worth" financial covenants.
Separately, Granite Point amended its Amended and Restated Guaranty and related documents for the Citibank repurchase facility to modify the same "Unrestricted Cash" and "Minimum Tangible Net Worth" covenants. These changes affect how the company’s liquidity and capital levels are measured under its secured financing arrangements but do not create a new facility; they update and extend existing long-term funding relationships.
Granite Point Mortgage Trust Inc. updated its director compensation policy and reported outcomes from its 2026 annual stockholder meeting. Independent directors will now receive an annual cash retainer of $100,000 ($160,000 for the Chair), plus a restricted stock unit award of $50,000 ($80,000 for the Chair) and a long-term cash award of $50,000 ($80,000 for the Chair) each Board term.
Previously, directors received the same cash retainer and an RSU award of $100,000 ($160,000 for the Chair) with no long-term cash award. The Board rebalanced pay to split the equity portion between RSUs and cash to limit dilution from director equity grants. At the 2026 annual meeting, all seven director nominees were elected, stockholders approved the advisory vote on executive compensation, and ratified Ernst & Young LLP as independent registered public accounting firm.
Granite Point Mortgage Trust Inc. reported a first quarter 2026 GAAP net loss attributable to common stockholders of $(6.0) million, or $(0.13) per basic share. Non‑GAAP Distributable Loss was $(3.0) million, or $(0.06) per share, reflecting continued pressure on earnings.
Book value per common share was $7.05, including a total CECL reserve of $148.5 million, or 9.4% of loan commitments as of March 31. After resolving a $76.0 million Chicago retail loan in April, the CECL ratio declined to approximately 7.9%. The company’s $1.6 billion senior, 98% floating‑rate loan portfolio produced a realized yield of 6.5%, with a weighted average stabilized loan‑to‑value of 66.0%.
Granite Point had net loan paydowns of $(175.1) million (driven by $189.4 million of repayments and sales), repurchased 0.2 million shares at $1.74, and ended the quarter with $43.6 million in unrestricted cash and a Total Leverage Ratio of 1.7x. Unrestricted cash increased to about $55.6 million by May 4, 2026.
Granite Point Mortgage Trust Inc. reported a GAAP net loss attributable to common stockholders of $27.4 million, or $(0.58) per share, for Q4 2025 and a full-year 2025 net loss of $55.6 million, or $(1.16) per share. Q4 Distributable Earnings (Loss) were $(2.7) million, or $(0.06) per share, and Distributable Earnings (Loss) Before Realized Gains and Losses were $(3.0) million, also $(0.06) per share. Book value per common share was $7.29, including a total CECL reserve of $148.4 million, or 8.4% of total loan portfolio commitments. The company’s commercial real estate loan portfolio totaled $1.8 billion in commitments across 43 largely senior, floating‑rate loans, with a weighted average stabilized loan‑to‑value at origination of 65.0% and a weighted average risk rating of 2.9. Credit quality remains a focus, with four risk‑rated “5” loans carrying specific CECL reserves of about 42% of their unpaid principal balance and two REO properties with an aggregate carrying value of $98.0 million, inclusive of a $(6.8) million impairment.
Granite Point ended Q4 2025 with $66.0 million in unrestricted cash and a Total Leverage Ratio of 2.0x. During the quarter it realized net loan portfolio runoff of $(30.2) million in unpaid principal balance, driven by $45.0 million of repayments and $14.7 million of fundings. For full year 2025, the company recorded $(468.7) million of loan repayments and resolutions, funded $50.7 million of prior commitments and other investments, and repurchased 2,128,784 common shares for $5.7 million at an average price of $2.63. Post quarter‑end, Granite Point received two full loan repayments totaling $174.3 million, lowered the weighted average cost of funds on its repurchase facilities from S+3.08% to approximately S+2.49%, reduced its Total Leverage Ratio to approximately 1.7x, and held about $55.1 million in unrestricted cash as of February 9, 2026.
Granite Point Mortgage Trust Inc. reported that it has prepared a new investor presentation providing a business overview of the company. The presentation is included as Exhibit 99.1 to this report under a Regulation FD disclosure, meaning it is intended to share information broadly with the market.
The company clarifies that the investor presentation and the related disclosure are "furnished" rather than "filed" under securities laws, which limits how this information is treated for certain liability and incorporation-by-reference purposes. Granite Point’s common stock and its 7.00% Series A preferred stock continue to be listed on the New York Stock Exchange under the symbols GPMT and GPMTPrA.
Granite Point Mortgage Trust Inc. furnished an Item 2.02 report announcing financial results for the fiscal quarter ended September 30, 2025. The company provided a press release and a Third Quarter Earnings Call Supplemental as Exhibits 99.1 and 99.2.
The materials were furnished on November 5, 2025 and are not deemed “filed” for Section 18 liability or incorporated by reference, unless specifically stated.
Granite Point Mortgage Trust Inc. amended its master repurchase and securities contract with JPMorgan. On October 14, 2025, subsidiary GP Commercial JPM LLC executed an amendment that extends the “Additional Advance Termination Date” to April 12, 2026, subject to various terms, conditions and restrictions.
On the same date, the company also amended its Amended and Restated Guarantee Agreement with JPMorgan, clarifying mechanics for the repayment of all “Additional Advances” outstanding under the repurchase agreement. The amendments are filed as Exhibits 10.1 and 10.2.