Welcome to our dedicated page for Goldman Sachs Group SEC filings (Ticker: GS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Goldman Sachs Group, Inc. (NYSE: GS) files a wide range of documents with the U.S. Securities and Exchange Commission that provide detailed insight into its operations across Global Banking & Markets, Asset & Wealth Management and Platform Solutions. On this SEC filings page, you can review Forms 10-K and 10-Q for comprehensive annual and quarterly financial statements, along with segment operating results that break out net revenues, provision for credit losses, operating expenses and pre-tax earnings by business segment.
Goldman Sachs also uses Form 8-K to report material events and updates. Recent 8-K filings cover quarterly and annual earnings releases, changes to business segment presentation, information about the Apple Card program and its planned transition to a new issuer, and details of specific debt offerings under the firm’s shelf registration statement. Other 8-Ks describe the issuance of floating rate and fixed/floating rate notes with various maturities, along with related legal opinions and consents.
Investors can also use SEC filings to track the firm’s capital structure, including common stock, preferred stock depositary shares and listed medium-term notes, all registered under Section 12(b) of the Exchange Act. Segment disclosures explain how activities such as advisory and underwriting, FICC and Equities intermediation and financing, asset and wealth management services, investments, and Platform Solutions consumer activities contribute to overall results.
Stock Titan enhances access to these filings by providing real-time updates from EDGAR and AI-powered summaries that highlight key points from lengthy documents. This can help readers quickly understand how new 10-K, 10-Q and 8-K filings affect Goldman Sachs’ business mix, segment performance, credit costs, funding activities and strategic initiatives, without having to parse every line of the original SEC reports.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering 2029 autocallable contingent coupon notes linked to three equity indices: the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index.
The notes can automatically redeem early if, on any call observation date from July 2026 onward, each index is at or above its initial level. In that case, holders receive the $1,000 face amount per note plus any coupon due, ending the investment before 2029.
Monthly coupons are contingent: they are paid only if, on the relevant observation date, each index is at or above 70% of its initial level. The coupon amount steps up over time using a formula based on $7.834 per observation date minus coupons already paid, so missed coupons are not made up.
If the notes are not called, principal repayment at maturity depends on the worst-performing index. If that index is at or above 70% of its initial level, investors receive full principal back. If it falls below 70%, repayment is reduced one-for-one with that index’s decline, and holders can lose their entire investment.
GS Finance Corp., fully guaranteed by The Goldman Sachs Group, Inc., is offering equity-linked notes tied to the common stock of Constellation Energy Corporation. The notes have a total aggregate face amount of $1,885,000 and are issued at 100% of face value with a 1% underwriting discount, yielding 99% net proceeds to the issuer.
Each $1,000 note pays no interest and returns cash at maturity based on Constellation Energy’s stock performance from an initial level of $294.37 to a determination date in February 2027. If the final stock level is at or above 80% of the initial level, holders receive a maximum settlement amount of $1,284.60 per note, capping upside. If the final level falls below the 80% trigger buffer, principal loss is 1% for every 1% decline from the initial level, down to a complete loss of invested amount.
The notes expose investors to both stock performance risk and the credit risk of GS Finance Corp. and its parent guarantor. The estimated value at pricing is lower than the issue price, and secondary market liquidity is not assured, so investors may receive significantly less than face amount if they sell before maturity.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering leveraged buffered notes linked to the S&P 500 Futures Excess Return Index, a futures-based index tied to E‑mini S&P 500 contracts rather than the cash S&P 500 Index. The notes run from a trade date of January 30, 2026 to a stated maturity date of February 2, 2029 and are unsecured obligations subject to the credit risk of both the issuer and guarantor.
Each note has a $1,000 face amount and pays no interest. At maturity, if the index level is at or above its initial level, investors receive $1,000 plus 115% (or more) of the index gain. If the index has fallen but not below 80% of its initial level, investors gain the absolute value of the index return, effectively a 20% downside buffer. Below that 80% buffer level, principal is exposed one‑for‑one to further declines, so investors can lose a substantial portion of their investment.
The pricing supplement highlights that the estimated value of the notes at pricing will be lower than the original issue price due to fees, hedging costs and dealer margins, and that secondary market prices may be volatile and below face value. It also stresses differences between futures and spot equity exposure, potential negative roll yield, sensitivity to interest rates, limited liquidity, and uncertain U.S. tax treatment, including reliance on a prepaid derivative characterization.
Goldman Sachs is offering securities linked to the S&P 500® Daily Risk Control 5% USD Excess Return Index, a leveraged risk‑control version of the S&P 500® Total Return Index. The index dynamically increases or decreases exposure to the S&P 500® Total Return Index to target 5% volatility, allowing exposure above or below 100%, with borrowing or cash positions accruing interest at SOFR plus 0.02963%. Because this is an excess return index, any gains in the risk‑control index are reduced by this financing rate.
The methodology previously referenced overnight U.S. dollar LIBOR and switched to SOFR on December 20, 2021, so only limited performance history exists under the current rate. As of January 2, 2026, the index showed annualized returns of 1.28% over 1 year and 3.23% over 5 years, materially below the corresponding S&P 500® and S&P 500® Total Return indices. Key risks include credit risk of GS Finance Corp. and The Goldman Sachs Group, Inc., the drag from borrowing costs, potential underperformance versus the S&P 500® Total Return Index despite “risk control” branding, and uncertainties related to SOFR levels and volatility targeting.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., plans to issue unsecured Callable SOFR-Linked Range Accrual Notes maturing on January 30, 2041. For the first four quarterly interest payments starting April 2026, the notes pay a fixed rate of at least 7.15% per annum. After that, interest becomes variable and depends on how often the Secured Overnight Financing Rate (SOFR) stays within a 0.00% to 5.00% trigger range during each interest period; if SOFR is outside that range on all reference dates for a period, no interest is paid for that quarter.
The issuer may redeem the notes at par plus accrued interest on any quarterly interest payment date on or after January 30, 2027, which can shorten the investment’s life. The notes are not listed on any exchange and carry the credit risk of both GS Finance Corp. and The Goldman Sachs Group, Inc. Estimated value at pricing is $909.70 to $949.70 per $1,000 note, below the 100% issue price, and investors also face selling concessions and potential illiquidity.
Goldman Sachs is offering securities linked to the S&P 500® Volatility Plus Daily Risk Control Index, which provides leveraged exposure (between 100% and 200%) to the S&P 500® Index using a dynamic volatility target set at the S&P 500® realized volatility plus 10%.
The index was launched on March 21, 2022 but performance shown back to December 31, 1991 is largely hypothetical and sourced from the index sponsor. For the period ended January 2, 2026, the index shows annualized returns of 20.93% over 1 year, 34.45% over 3 years and 20.55% over 5 years, with annualized volatility of 28.69%, 24.90% and 26.88%, respectively. As of January 2, 2026, index exposure to the S&P 500® Index was 192.79%.
The supplement stresses that past and hypothetical performance are not indicative of future results and highlights key risks, including issuer and guarantor credit risk, leveraged exposure, potential for larger losses than the underlying index, divergence from dividends and shareholder rights, and the possibility that the index will not meet its volatility target or reflect current market volatility.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering $1,000 face-value medium-term notes due February 4, 2031 that are auto-callable and linked to the lowest performing of Tesla, Netflix, Broadcom and Meta common stocks. The notes pay no interest and may be automatically called on scheduled dates if the lowest performing stock is at or above its starting price, in which case investors receive $1,000 plus a fixed call premium starting at at least 12.75% on the first call date and rising to at least 63.75% on the final call date.
If the notes are never called, investors receive only the $1,000 face amount at maturity, with no additional return, regardless of how the stocks perform. Any positive return is capped at the applicable call premium and is based solely on the worst-performing stock, so weak performance in a single name can eliminate upside even if the others rise.
The notes are unsecured obligations subject to the credit risk of GS Finance Corp. and its parent guarantor, are not listed on an exchange and are intended to be held to maturity. The estimated value on the pricing date is expected to be between $885 and $915 per $1,000, below the $1,000 original offering price, reflecting structuring and distribution costs.
Goldman Sachs’ GS Finance Corp. is offering unsecured notes linked to the iShares Bitcoin Trust ETF and the iShares Ethereum Trust ETF. The notes pay no interest and return depends on the lesser-performing ETF between the trade date in 2026 and the 2028 determination date.
If both ETFs finish at or above their initial levels, investors earn a positive or flat return with an upside participation rate of 108.75% on the lesser-performing ETF. If either ETF falls but both remain at or above 90% of their initial levels, investors receive only the $1,000 face amount per note. If either ETF finishes below 90% of its initial level, principal is reduced based on the lesser-performing ETF’s loss beyond a 10% buffer, and investors can lose a substantial portion of their investment.
The notes are subject to the credit risk of GS Finance Corp. and The Goldman Sachs Group, Inc. The estimated value at pricing is expected to be between $925 and $955 per $1,000 face amount, reflecting structuring and distribution costs and model-based pricing adjustments.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering medium-term notes linked to the VanEck Gold Miners ETF and the iShares® Silver Trust. The notes run to an expected maturity on February 4, 2031, but can be redeemed by the issuer at 100% of face amount plus any due coupon on monthly payment dates from February 2027 through January 2031.
The notes pay a contingent monthly coupon of $16.25 per $1,000 face amount (1.625% monthly, up to 19.5% per year) only if, on each observation date, both ETFs are at or above 70% of their initial levels. At maturity, if not redeemed and the weaker ETF has fallen less than 40%, principal is protected; if it has fallen 40% or more, repayment is reduced one-for-one with that loss, and all principal can be lost. The preliminary estimated value is between $885 and $925 per $1,000 face amount, below the original issue price.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering structured notes whose return is linked to the common stock of Adobe Inc. and DocuSign, Inc. The notes pay a quarterly contingent coupon of $34.25 per $1,000 (3.425% per quarter, 13.7% per year) only when both stocks close at or above 60% of their initial prices on the relevant observation date.
The notes are auto-callable from 2026 to 2027 if both stocks are at or above their initial prices, in which case holders receive principal plus the applicable coupon. If the notes are not called, the maturity payment in 2028 depends on stock performance: principal is repaid in full if at least one stock is at or above its initial price, subject to the trigger rules. If both stocks are below their initial prices and the weaker stock falls below 50% of its initial price, repayment is reduced in line with that loss and investors can lose most or all of their principal. Payments also depend on the credit of GS Finance Corp. and The Goldman Sachs Group, Inc., and the estimated value at pricing ($925–$955 per $1,000) is below the issue price.