Welcome to our dedicated page for Goldman Sachs Group SEC filings (Ticker: GS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Goldman Sachs Group, Inc. (NYSE: GS) files a wide range of documents with the U.S. Securities and Exchange Commission that provide detailed insight into its operations across Global Banking & Markets, Asset & Wealth Management and Platform Solutions. On this SEC filings page, you can review Forms 10-K and 10-Q for comprehensive annual and quarterly financial statements, along with segment operating results that break out net revenues, provision for credit losses, operating expenses and pre-tax earnings by business segment.
Goldman Sachs also uses Form 8-K to report material events and updates. Recent 8-K filings cover quarterly and annual earnings releases, changes to business segment presentation, information about the Apple Card program and its planned transition to a new issuer, and details of specific debt offerings under the firm’s shelf registration statement. Other 8-Ks describe the issuance of floating rate and fixed/floating rate notes with various maturities, along with related legal opinions and consents.
Investors can also use SEC filings to track the firm’s capital structure, including common stock, preferred stock depositary shares and listed medium-term notes, all registered under Section 12(b) of the Exchange Act. Segment disclosures explain how activities such as advisory and underwriting, FICC and Equities intermediation and financing, asset and wealth management services, investments, and Platform Solutions consumer activities contribute to overall results.
Stock Titan enhances access to these filings by providing real-time updates from EDGAR and AI-powered summaries that highlight key points from lengthy documents. This can help readers quickly understand how new 10-K, 10-Q and 8-K filings affect Goldman Sachs’ business mix, segment performance, credit costs, funding activities and strategic initiatives, without having to parse every line of the original SEC reports.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering notes linked to the common stock of Netflix, Tesla, NVIDIA and Meta Platforms. The notes are expected to mature in December 2032 but can be automatically called from December 2026 if all four stocks are at or above their initial prices.
On each quarterly coupon observation date, investors receive a coupon of $22.5 per $1,000 face amount (2.25% quarterly, with the potential for up to 9% per year) only if the closing price of each stock is at least 70% of its initial level; otherwise the coupon for that quarter is zero. If the notes are not called, holders receive $1,000 per note at maturity plus any final coupon that is earned.
The estimated value on the trade date is expected to be between $885 and $925 per $1,000 face amount, reflecting the underwriting discount, offering expenses and the difference between what Goldman Sachs pays and receives on the notes. Investors face the credit risk of GS Finance Corp. and The Goldman Sachs Group, Inc., limited liquidity, and the possibility of receiving little or no coupon income over the life of the notes.
GS Finance Corp is issuing 587,500 $10 Autocallable Contingent Coupon (with Memory) Barrier Notes linked to the State Street SPDR S&P Biotech ETF, maturing on December 11, 2028 and fully and unconditionally guaranteed by The Goldman Sachs Group, Inc.
Holders receive quarterly contingent coupons of $0.2875 per unit (an 11.50% per annum rate) only if the ETF is at or above 80% of its $121.83 starting value on the observation date, with missed coupons potentially paid later through the “memory” feature. The notes can be called early if the ETF is at or above the starting value on specified call dates, returning principal plus the due coupon, with no further payments.
If not called, investors receive full principal back at maturity only if the ETF’s ending value is at least 80% of the starting value; otherwise, losses match the ETF’s decline below the starting level, up to a 100% loss of principal. The estimated value on the pricing date is $9.70 per $10 note, secondary market liquidity is expected to be limited, the minimum initial purchase is $100,000, and all payments depend on GS Finance Corp’s and Goldman Sachs Group’s credit.
GS Finance Corp is offering $300,000 of notes linked to the S&P 500® Index, paying at maturity based on index performance from the December 3, 2025 trade date to the December 4, 2028 determination date.
For each $1,000 face amount, holders receive $1,000 plus the index return if the final level exceeds the initial 6,849.72 level, capped at a maximum settlement amount of $1,195; if the index is equal to or below the initial level, they receive $1,000. The notes bear no interest, mature on December 7, 2028, are part of the Medium-Term Notes, Series F program, and are fully and unconditionally guaranteed by The Goldman Sachs Group, Inc. The original issue price is 100% of face, with a 0.8% underwriting discount and 99.2% of face as net proceeds to the issuer.
These unsecured obligations are not bank deposits, are not FDIC insured, and are subject to the credit risk of both the issuer and guarantor. The original issue price exceeds the model-based estimated value of the notes, and their market value may be lower before maturity. For U.S. federal income tax purposes, the notes are treated as contingent payment debt instruments, using a comparable yield of 4.0608% and a projected maturity payment of $1,130.05 per $1,000.
GS Finance Corp. is offering autocallable index-linked notes due 2030, fully and unconditionally guaranteed by The Goldman Sachs Group, Inc. The notes are tied to the Russell 2000 Index and EURO STOXX 50 Index and do not pay periodic interest.
The notes can be automatically called on quarterly observation dates if both indexes are at or above their initial levels, in which case investors receive principal plus a fixed call premium that steps up from 12.5% to 59.375%. If the notes are not called and both final index levels are at or above their initial levels at maturity, investors receive principal plus a 62.5% maturity premium.
If any index finishes below its initial level at maturity, repayment is reduced in line with the weaker index’s return and investors can lose their entire investment. The pricing disclosure notes that the notes’ estimated value at pricing is lower than the 100% issue price because of fees, commissions and hedging costs. The notes are unsecured obligations subject to the credit risk of the issuer and guarantor, will not be listed on an exchange, may have limited secondary market liquidity, and involve additional risks from foreign equity exposure and uncertain U.S. tax treatment.
The Goldman Sachs Group, Inc. is offering callable fixed rate notes under its Medium-Term Notes, Series N program, paying 4.20% per year from the expected original issue date of December 17, 2025 to the expected maturity on June 17, 2029. Interest is scheduled to be paid quarterly on March 17, June 17, September 17 and December 17, with the first payment expected on March 17, 2026.
Goldman Sachs may redeem the notes at its option, in whole but not in part, on any scheduled redemption date on or after June 17, 2026 at 100% of principal plus accrued and unpaid interest. The notes will be issued as a global security through DTC, are not bank deposits and are not insured by the FDIC or any government agency. For U.S. holders, interest is generally taxable as ordinary income and the notes are subject to FATCA withholding rules, and distribution is handled by Goldman Sachs & Co. LLC under a detailed global selling and regulatory restrictions framework.
The Goldman Sachs Group, Inc. is offering $2,846,000 principal amount of fixed rate notes maturing on December 5, 2030, with interest at 4.15% per annum.
Interest is paid in U.S. dollars on June 5 and December 5 of each year, starting June 5, 2026, on minimum denominations of $1,000. The notes are issued at 100% of principal, with an underwriting discount of 0.585% and net proceeds to Goldman Sachs of 99.415% of the principal amount. The notes will not be listed on any securities exchange, are part of the Medium-Term Notes, Series N program, and will be sold by Goldman Sachs & Co. LLC, which as an affiliate has a “conflict of interest” under FINRA Rule 5121.
The Goldman Sachs Group, Inc. is offering $2,000,000 principal amount of fixed-rate notes. The notes pay interest at 4.35% per annum, with payments made semiannually on June 5 and December 5 of each year, starting June 5, 2026, and maturing on December 6, 2032. They are issued in $1,000 denominations and sold at 100% of principal, with a 1% underwriting discount, resulting in 99% of principal in net proceeds to Goldman Sachs. The notes will not be listed on any securities exchange, are issued under Goldman Sachs’ Medium-Term Notes, Series N program, and are subject to standard U.S. federal income tax treatment for interest and capital gains or losses.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering auto-callable notes linked to the common stock of Vistra Corp., NVIDIA Corporation, Meta Platforms, Inc. Class A, and UnitedHealth Group Incorporated. The notes are expected to trade from an original issue date in December 2025 and mature in December 2030, unless automatically called starting in December 2026 if each stock closes at or above 95% of its initial price on a call observation date.
The notes pay variable monthly coupons. If on an observation date each stock closes at or above 77.5% of its initial price, investors receive a maximum coupon of at least $6.792 per $1,000 face amount (at least 0.6792% monthly, approximately 8.15% per annum). If any stock is below its trigger, investors receive only the minimum coupon of $0.209 (0.0209% monthly, approximately 0.25% per annum). At maturity, holders receive $1,000 per note plus the final coupon.
The notes are unsecured obligations subject to the credit risk of GS Finance Corp. and The Goldman Sachs Group, Inc. The estimated value on the trade date is expected to be between $850 and $890 per $1,000 face amount, reflecting structuring costs and dealer compensation, and secondary market prices may be lower and volatile. Investors do not receive dividends or shareholder rights in the underlying stocks and have limited anti-dilution protection.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering buffered notes linked to the State Street® Technology Select Sector SPDR® ETF (ticker XLK). The notes do not pay interest and are expected to run from an initial trade date in December 2025 to a stated maturity in December 2027.
At maturity, for each $1,000 note, investors receive cash based on ETF performance. If the ETF return is positive or zero, the payoff matches that return with an upside cap at a maximum settlement amount of $1,212.5 per $1,000. If the ETF has fallen but is still at or above 80% of its initial level, investors get the absolute return, turning moderate losses into gains.
If the ETF declines by more than 20%, losses are reduced by a 20% buffer, but investors still lose principal beyond that point. The issuer discloses an estimated initial value between $925 and $965 per $1,000 note, reflecting structuring costs and dealer margins. Repayment depends entirely on the credit of GS Finance Corp. and The Goldman Sachs Group, Inc.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering leveraged, buffered notes linked to the EURO STOXX 50® Index under its Medium-Term Notes, Series F program. For each $1,000 note, if the index rises, holders receive 200% of the index gain, capped at a maximum settlement amount of $1,538.
If the index ends down but no more than 10% below its initial level, investors receive their full $1,000 back. Below this 10% buffer, principal is exposed one-for-one to further declines, and investors can lose a substantial portion of their investment, as illustrated by detailed payoff tables and hypotheticals. The notes pay no interest, are unsecured obligations subject to the credit risk of both GS Finance Corp. and its parent guarantor, will not be listed on any exchange, and may have limited or no secondary market liquidity. The estimated value at pricing is lower than the 100% issue price, and the tax treatment is uncertain, with counsel viewing the notes as prepaid derivative contracts for U.S. federal income tax purposes.