Welcome to our dedicated page for Goldman Sachs Group SEC filings (Ticker: GS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Goldman Sachs Group, Inc. (NYSE: GS) files a wide range of documents with the U.S. Securities and Exchange Commission that provide detailed insight into its operations across Global Banking & Markets, Asset & Wealth Management and Platform Solutions. On this SEC filings page, you can review Forms 10-K and 10-Q for comprehensive annual and quarterly financial statements, along with segment operating results that break out net revenues, provision for credit losses, operating expenses and pre-tax earnings by business segment.
Goldman Sachs also uses Form 8-K to report material events and updates. Recent 8-K filings cover quarterly and annual earnings releases, changes to business segment presentation, information about the Apple Card program and its planned transition to a new issuer, and details of specific debt offerings under the firm’s shelf registration statement. Other 8-Ks describe the issuance of floating rate and fixed/floating rate notes with various maturities, along with related legal opinions and consents.
Investors can also use SEC filings to track the firm’s capital structure, including common stock, preferred stock depositary shares and listed medium-term notes, all registered under Section 12(b) of the Exchange Act. Segment disclosures explain how activities such as advisory and underwriting, FICC and Equities intermediation and financing, asset and wealth management services, investments, and Platform Solutions consumer activities contribute to overall results.
Stock Titan enhances access to these filings by providing real-time updates from EDGAR and AI-powered summaries that highlight key points from lengthy documents. This can help readers quickly understand how new 10-K, 10-Q and 8-K filings affect Goldman Sachs’ business mix, segment performance, credit costs, funding activities and strategic initiatives, without having to parse every line of the original SEC reports.
The Goldman Sachs Group, Inc. is offering fixed rate senior notes due February 13, 2029 as part of its Medium-Term Notes, Series N program. The notes pay interest at a fixed 4.00% per annum, with interest payable on February 13 and August 13 of each year, starting August 13, 2026, calculated using a 30/360 (ISDA) day count convention.
The notes are issued in U.S. dollars in minimum denominations of $1,000, will be issued in book-entry form through DTC and will not be listed on any securities exchange. They are unsecured obligations of The Goldman Sachs Group, Inc., are not bank deposits, and are not insured by the FDIC or any other governmental agency. U.S. holders generally will be taxed on interest as ordinary income, and the notes are generally subject to FATCA withholding rules. The distribution is led by Goldman Sachs & Co. LLC, which has a conflict of interest as an affiliate of the issuer and will follow FINRA Rule 5121.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is issuing leveraged callable S&P 500® Futures Excess Return Index-linked notes due January 28, 2031 with an aggregate face amount of $1,816,000. The notes are sold at 100% of face amount with a 1.125% underwriting discount.
The notes pay no interest. At maturity, if the index has risen from the initial level of 561.63, holders receive 1.25× the index return plus principal; if the index is flat or lower, they receive only $1,000 per $1,000 face amount. GS Finance Corp. may redeem the notes in whole on specified call payment dates from January 28, 2027 to December 30, 2030 at $1,000 plus a predetermined call premium ranging from 14.0004% to 68.8353%.
The notes are unsecured obligations of GS Finance Corp. and subject to the credit risk of both the issuer and guarantor. The estimated value on the trade date is approximately $945 per $1,000 face amount, reflecting structuring costs and dealer compensation, and may differ from any secondary market price.
GS Finance Corp., guaranteed by The Goldman Sachs Group, is offering Trigger Autocallable GEARS notes linked to the S&P 500® Index in $10 denominations. These unsecured notes can be automatically called on a 2027 call observation date if the index closes at or above the autocall barrier, paying $10 plus an 8.00% call return per $10 face amount.
If not called, at February 2031 maturity investors get $10 plus leveraged upside (upside gearing expected between 1.40 and 1.526) when the index finishes above its initial level. If the final index level is between 75.00% and 100.00% of the initial level, investors receive only the $10 face amount. Below the 75.00% downside threshold, repayment falls in line with index losses and investors can lose their entire investment.
The notes pay no coupons, forgo S&P 500 dividends, and are subject to the credit risk of GS Finance Corp. and The Goldman Sachs Group. The estimated value on the trade date is expected between $9.40 and $9.70 per $10 face amount, reflecting structuring and distribution costs.
GS Finance Corp., guaranteed by The Goldman Sachs Group, is offering zero-coupon notes linked to the common stock of Blackstone Inc. The notes mature on an expected February 1, 2029, unless automatically called on an expected January 28, 2027.
The notes pay no interest. If on the call observation date Blackstone’s stock closes at least 90% of the initial price, the notes are automatically redeemed for $1,197 per $1,000 face amount, capping the return. If not called, at maturity investors receive $1,000 plus 200% of any positive stock return, full principal back if the stock has not fallen more than 25%, and a one-for-one loss beyond that buffer, with the potential to lose the entire investment.
The notes are unsecured obligations of GS Finance Corp. with a guarantee from The Goldman Sachs Group, and are subject to both entities’ credit risk. The estimated value on the trade date is expected between $925 and $955 per $1,000, reflecting fees, structuring costs and dealer economics, and may differ from any secondary market price.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is issuing autocallable contingent coupon equity-linked notes due 2029 tied to the Class A common stock of Strategy Inc (MSTR UW). These notes pay a quarterly coupon only if the stock is at or above 50% of its initial level on each observation date.
The notes may be automatically called if the stock is at or above its initial level on specified call observation dates, in which case investors receive their $1,000 principal per note plus the due coupon. If held to maturity and not called, investors receive full principal back only if the final stock level is at least 50% of the initial level; below that, repayment falls in line with the stock’s percentage decline and can drop to zero.
The structure offers high contingent coupons based on a formula using $64.375 per observation date but provides no upside above par and exposes investors to full downside in the underlier beyond the 50% buffer, as well as the credit risk of GS Finance Corp. and its parent. The notes are unsecured, not FDIC-insured, not listed on any exchange, may have limited liquidity, and involve complex, uncertain U.S. tax treatment.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering autocallable contingent coupon equity-linked notes due 2029 linked to the common stock of NVIDIA Corporation. These notes are unsecured obligations and are not bank deposits or FDIC insured.
Investors receive a potential quarterly coupon only if NVIDIA’s closing level on each observation date is at least 60% of the initial level. The coupon formula uses $33.75 per $1,000 face amount per elapsed observation date, minus any coupons already paid. If NVIDIA is below the trigger on an observation date, the coupon for that quarter is $0.
The notes can be automatically called starting July 30, 2026 if NVIDIA’s closing level on a call observation date is at or above the initial level. In that case, holders receive $1,000 per $1,000 face amount plus the coupon then due, and the investment ends early.
If the notes are not called, the maturity payment depends on NVIDIA’s level on the January 30, 2029 determination date. If the final level is at least 60% of the initial level, investors receive full principal back (plus any final coupon). If it is below 60%, repayment is reduced in line with the underlier return, and investors can lose up to 100% of principal.
The document highlights that the notes’ estimated value on the trade date, based on Goldman Sachs & Co. LLC’s pricing models, is less than the original issue price, reflecting underwriting discounts, a structuring fee and other costs. Market value can be affected by NVIDIA’s volatility, interest rates, and the creditworthiness of GS Finance Corp. and The Goldman Sachs Group, Inc.
Additional risk factors include the possibility of receiving no coupons, sensitivity of returns to small moves below the 60% buffer, lack of shareholder rights in NVIDIA, potential illiquidity in any secondary market, conflicts of interest for the underwriter, and uncertain U.S. federal tax treatment, including potential FATCA and withholding for non-U.S. holders.
Goldman Sachs’ GS Finance Corp. is offering principal-at-risk “Jump Securities” due February 1, 2029, linked to the worst performer of the S&P 500, S&P MidCap 400 and EURO STOXX 50 indexes. The unsecured notes are guaranteed by The Goldman Sachs Group, Inc.
The securities may be automatically called on call observation dates in 2027 and 2028 if each index is at or above its initial level. In that case, investors receive $1,000 per note plus a fixed premium of at least 14.45% or 28.90%, depending on when called, and no further payments.
If not called, at maturity investors receive $1,000 plus at least a 43.35% premium if every index is at or above its initial level, $1,000 back if each index is at or above 80% of its initial level, or a reduced amount proportional to the worst index’s decline if any falls below that downside threshold, which can result in a total loss of principal. Investors do not receive dividends or participate in any index gains beyond these caps, and the notes are exposed to Goldman Sachs credit risk.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering equity-linked notes tied to an equally weighted basket of eight U.S.-listed energy, infrastructure and technology-related stocks. Each note has a $1,000 face amount and pays no periodic interest.
The notes can be automatically called in February 2027 if the basket level is at or above its initial level, paying at least $1,165.5 per $1,000. If not called, holders in 2028 get enhanced upside at a 125% participation rate, full principal protection down to a 15% basket decline, and then buffered downside that can still lead to substantial losses, up to losing the entire investment.
The structure includes complex anti-dilution and market disruption adjustments and is subject to the credit risk of GS Finance Corp. and The Goldman Sachs Group, Inc. The estimated initial value is expected between $900 and $930 per $1,000 face amount.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering unsecured, zero‑coupon notes whose payout depends on an equally weighted basket of five large healthcare stocks: AbbVie, Boston Scientific, Eli Lilly, Regeneron Pharmaceuticals and UnitedHealth Group.
The notes pay no interest and may be automatically called if, on the call observation date, the basket level is at or above its initial level of 100, in which case investors receive at least $1,114.5 per $1,000 face amount on the call payment date. If not called, the maturity payment depends on basket performance: investors participate at a 125% upside participation rate when the basket finishes above its initial level, receive full principal back if the basket decline is up to 15%, and incur losses beyond that, with a buffer rate of approximately 117.65% applied to losses below the 85% buffer level. The estimated initial value is expected to be between $900 and $930 per $1,000, reflecting embedded fees and hedging costs, and investors face full issuer and guarantor credit risk, as well as market, volatility and liquidity risks.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., plans to issue no-coupon structured notes linked to Alphabet, Meta Platforms and NVIDIA. The notes may be automatically called on a call observation date expected in January 2028 if each stock closes at or above 90% of its initial price, paying $1,215 per $1,000 face amount on the call payment date. If not called, at maturity in February 2031 investors receive cash based on the worst-performing stock: if all three finish above their initial prices, the return equals 1.25× the lesser performing stock’s gain; if any finishes at or below its initial price, investors only get the $1,000 face amount. The notes do not pay interest, carry full credit risk of GS Finance Corp. and the guarantor, and have an estimated initial value between $885 and $935 per $1,000 face amount.