Stock awards increase Huntington Bancshares (HBAN) director Teresa Shea’s holdings

Rhea-AI Filing Summary

Shea Teresa H reported acquisition or exercise transactions in this Form 4 filing.

Huntington Bancshares director Teresa H. Shea received stock awards rather than buying shares on the market. On April 1, 2026, she was granted 199.648 shares of common stock directly at no cash cost and 95.678 shares credited to a Director Deferred Compensation Plan.

Following these awards, she holds 21,653.942 shares directly and 9,951.578 shares indirectly through the deferred compensation plan. A footnote states the filing should not be taken as an admission that she is the beneficial owner of all reported securities.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Shea Teresa H

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	199.648	$0.00	--
Grant/Award	Common Stock	95.678	$0.00	--

Holdings After Transaction: Common Stock — 21,653.942 shares (Direct); Common Stock — 9,951.578 shares (Indirect, Director Deferred Compensation Plan)

Footnotes (1)

1. [object Object]

Key Figures

Direct stock grant: 199.648 shares Deferred plan grant: 95.678 shares Direct holdings after grant: 21,653.942 shares +2 more

5 metrics

Direct stock grant 199.648 shares Common Stock awarded on April 1, 2026; price $0.0000

Deferred plan grant 95.678 shares Common Stock credited to Director Deferred Compensation Plan on April 1, 2026

Direct holdings after grant 21,653.942 shares Common Stock directly owned following April 1, 2026 transactions

Indirect holdings after grant 9,951.578 shares Common Stock held indirectly via Director Deferred Compensation Plan after transactions

Transactions classified as acquisitions 2 transactions Both with code A (grant, award, or other acquisition)

Key Terms

Director Deferred Compensation Plan, beneficial owner, Section 16, Grant, award, or other acquisition

4 terms

Director Deferred Compensation Plan financial

"nature_of_ownership": "Director Deferred Compensation Plan"

beneficial owner regulatory

"shall not be construed as an admission that the undersigned is ... the beneficial owner"

A beneficial owner is the person who ultimately owns or controls a financial asset or property, even if their name isn't directly on official documents. Think of it like someone who secretly holds the keys to a safe deposit box—others may appear to have access, but the true owner is the one who benefits from what's inside. Identifying beneficial owners helps ensure transparency and prevent illegal activities like money laundering or fraud.

Section 16 regulatory

"for the purpose of Section 16 of the Securities and Exchange Act of 1934"

Section 16 is a U.S. securities law rule that governs the trading and disclosure obligations of company insiders — typically officers, directors and large shareholders — to promote transparency and deter unfair profit-taking. It requires insiders to publicly report their stock trades and allows companies or the issuer to reclaim quick, short-term profits from certain insider trades, like a scoreboard and a refund policy that help investors see and limit possible insider advantage.

Grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Shea Teresa H

(Last) (First) (Middle)

HUNTINGTON CENTER

41 S. HIGH STREET

(Street)

COLUMBUS OHIO 43215

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
HUNTINGTON BANCSHARES INC /MD/ [ HBAN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/01/2026		A		199.648	A	$0.0000	21,653.942	D
Common Stock	04/01/2026		A		95.678	A	$0.0000	9,951.578	I	Director Deferred Compensation Plan(1)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The filing of this statement shall not be construed as an admission that the undersigned is, for the purpose of Section 16 of the Securities and Exchange Act of 1934 or otherwise, the beneficial owner of the securities.

	Rachel L. Lawless, Attorney-in-Fact	04/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did HBAN director Teresa H. Shea report?

Teresa H. Shea reported receiving stock awards in Huntington Bancshares common stock, not open-market trades. She was granted 199.648 shares directly and 95.678 shares credited to a Director Deferred Compensation Plan as compensation on April 1, 2026.

How many Huntington Bancshares (HBAN) shares does Teresa H. Shea now hold?

After the reported grants, Teresa H. Shea holds 21,653.942 Huntington Bancshares common shares directly and 9,951.578 shares indirectly through a Director Deferred Compensation Plan, according to the Form 4’s post-transaction ownership figures.

Were Teresa H. Shea’s HBAN transactions open-market buys or compensation grants?

The transactions were compensation-related grants, not open-market purchases. Both entries use transaction code A, described as a grant, award, or other acquisition, with a price per share of $0.0000, indicating no cash was paid for the shares.

What does the Director Deferred Compensation Plan mean for HBAN share ownership?

Shares held through the Director Deferred Compensation Plan are reported as indirect ownership for Teresa H. Shea. The Form 4 shows 9,951.578 Huntington Bancshares shares held this way, reflecting deferred compensation rather than standard brokerage account holdings.

Does Teresa H. Shea admit beneficial ownership of all reported HBAN shares?

No. A footnote states the filing should not be construed as an admission that she is the beneficial owner of the securities for Section 16 or other purposes, a common legal disclaimer in insider ownership reports.