Herzfeld Credit Income Fund (HERZ) advisor chair buys more common stock

Rhea-AI Filing Summary

Herzfeld Credit Income Fund advisor chairman Thomas J. Herzfeld bought additional shares of the fund. On this Form 4, he reported an open-market purchase of 2,974 shares of common stock at $15.50 per share. After the transaction, he directly owned 193,638 common shares.

Insider Trade Summary

Net Buyer: 2,974 shares ($46,097)

Net Buy 1 txn

Insider HERZFELD THOMAS J

Role Insider

Bought 2,974 shs ($46K)

Type	Security	Shares	Price	Value
Purchase	Common stock	2,974	$15.50	$46K

Holdings After Transaction: Common stock — 193,638 shares (Direct)

Footnotes (1)

Key Figures

Shares purchased: 2,974 shares Purchase price: $15.50 per share Shares owned after transaction: 193,638 shares +1 more

4 metrics

Shares purchased 2,974 shares Open-market purchase of common stock

Purchase price $15.50 per share Price paid for common stock

Shares owned after transaction 193,638 shares Direct ownership following purchase

Net buy shares 2,974 shares Net change in position reported in Form 4

Key Terms

open-market purchase, Common stock, Form 4, ten percent owner

4 terms

open-market purchase financial

"transaction_action": "open-market purchase""

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

Common stock financial

"security_title": "Common stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 regulatory

"INSIDER FILING DATA (Form 4):"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

ten percent owner regulatory

""is_ten_percent_owner": 0"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

HERZFELD THOMAS J

(Last) (First) (Middle)

HERZFELD CREDIT INCOME FUND, INC.

119 WASHINGTON AVENUE, SUITE 504

(Street)

MIAMI BEACH FLORIDA 33139

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Herzfeld Credit Income Fund, Inc [ HERZ ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
	Officer (give title below)	X	Other (specify below)
			Chairman of the Advisor

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/27/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common stock	03/27/2026		P		2,974	A	$15.5	193,638	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Thomas J. Herzfeld	03/31/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did HERZ report in this Form 4?

Herzfeld Credit Income Fund reported that Thomas J. Herzfeld made an open-market purchase of 2,974 common shares at $15.50 per share, increasing his direct holdings to 193,638 shares after the transaction.

Who is Thomas J. Herzfeld in relation to Herzfeld Credit Income Fund (HERZ)?

Thomas J. Herzfeld is identified as the Chairman of the Advisor to Herzfeld Credit Income Fund. In this Form 4, he reports a personal open-market purchase of the fund’s common stock, held as a direct ownership position.

How many HERZ shares did Thomas J. Herzfeld buy and at what price?

He bought 2,974 common shares of Herzfeld Credit Income Fund at a price of $15.50 per share in an open-market transaction, as reported in the Form 4 insider trading report.

What is Thomas J. Herzfeld’s total HERZ shareholding after this transaction?

Following the reported purchase, Thomas J. Herzfeld directly owns 193,638 common shares of Herzfeld Credit Income Fund. This figure reflects his position after adding the 2,974 shares bought in the open-market transaction.

Was the HERZ Form 4 transaction a buy or a sell?

The Form 4 shows a buy transaction. Specifically, it records an open-market purchase coded “P,” with 2,974 common shares acquired at $15.50 each, and no reported sales or dispositions in this filing.