Horace Mann (HMN) CEO receives 106,940 options and RSU awards

Rhea-AI Filing Summary

Horace Mann Educators Corp. President & CEO Marita Zuraitis reported equity awards on a Form 4. She received an employee stock option for 106,940 shares, which vests in four equal annual installments beginning March 4, 2027. She was also granted 21,957 shares of Common Stock in the form of restricted stock units that vest in three equal annual installments beginning March 4, 2027. In addition, she acquired 63,055.544 restricted stock units that are fully vested. All holdings are reported as directly owned and reflect compensation grants rather than open-market purchases or sales.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider ZURAITIS MARITA

Role President & CEO

Type	Security	Shares	Price	Value
Grant/Award	Employee Stock Option (right to buy)	106,940	$0.00	--
Grant/Award	Common Stock	21,957	$0.00	--
Grant/Award	Common Stock	63,055.544	$0.00	--

Holdings After Transaction: Employee Stock Option (right to buy) — 0 shares (Direct); Common Stock — 280,398.774 shares (Direct)

Footnotes (1)

1. The acquisition of Common Stock reported hereby is in the form of restricted stock units which will vest in three equal annual installments beginning March 4, 2027. Represents 214,084.774 vested restricted stock units and 66,314 shares of Common Stock. The acquisition of Common Stock reported hereby is in the form of restricted stock units which are fully vested. Represents 277,140.318 vested restricted stock units and 66,314 shares of Common Stock. The option vests in four equal annual installments beginning on March 4, 2027.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

ZURAITIS MARITA

(Last) (First) (Middle)

1 HORACE MANN PLAZA

(Street)

SPRINGFIELD IL 62715

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
HORACE MANN EDUCATORS CORP /DE/ [ HMN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President & CEO

3. Date of Earliest Transaction (Month/Day/Year)
03/04/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	03/04/2026		A		21,957	A	$0	280,398.774(2)	D
Common Stock(3)	03/04/2026		A		63,055.544	A	$0	343,454.318(4)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (right to buy)	$43.59	03/04/2026		A		106,940		08/08/1988(5)	03/04/2036	Common Stock	106,940	$0	0	D

Explanation of Responses:

1. The acquisition of Common Stock reported hereby is in the form of restricted stock units which will vest in three equal annual installments beginning March 4, 2027.

2. Represents 214,084.774 vested restricted stock units and 66,314 shares of Common Stock.

3. The acquisition of Common Stock reported hereby is in the form of restricted stock units which are fully vested.

4. Represents 277,140.318 vested restricted stock units and 66,314 shares of Common Stock.

5. The option vests in four equal annual installments beginning on March 4, 2027.

Remarks:

	Linea K. Michael, Attorney in Fact for Marita Zuraitis	03/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What equity awards did HMN CEO Marita Zuraitis report on this Form 4?

Marita Zuraitis reported equity compensation grants, not market trades. She received 106,940 stock options, 21,957 time-vested restricted stock units, and 63,055.544 fully vested restricted stock units, all in Horace Mann Educators Corp. common stock as part of her compensation.

How do the new Horace Mann (HMN) stock options for the CEO vest?

The 106,940 employee stock options for the CEO vest over four years. They vest in four equal annual installments starting March 4, 2027, meaning one quarter of the options becomes exercisable each year over that period if she remains eligible.

What are the vesting terms of the 21,957 HMN restricted stock units?

The 21,957 restricted stock units vest in three annual installments. They begin vesting on March 4, 2027, with one-third of the units vesting each year, aligning the CEO’s compensation with longer-term Horace Mann Educators Corp. performance and retention.

Are all of Marita Zuraitis’s new HMN restricted stock units vested?

No. Of the awards reported, 63,055.544 restricted stock units are fully vested at grant, while 21,957 restricted stock units will vest in three equal annual installments beginning March 4, 2027. The filing distinguishes clearly between fully vested and time-vested awards.

Does the Form 4 show any open-market buying or selling by the HMN CEO?

The Form 4 shows only grant or award acquisitions, not open-market trades. All transactions are coded as awards of stock options and restricted stock units, reflecting equity compensation rather than discretionary buying or selling of Horace Mann Educators Corp. shares.

How many Horace Mann shares and units does the CEO hold after these grants?

After the 21,957-unit award, the CEO directly holds 280,398.774 vested restricted stock units and shares. After the 63,055.544-unit award, she directly holds 343,454.318 vested restricted stock units and shares, as detailed in the Form 4 ownership totals.