[8-K] Hope Bancorp, Inc. Reports Material Event

Rhea-AI Filing Summary

Hope Bancorp (HOPE) filed a Form 8-K dated July 22, 2025. Under Item 2.02 the bank furnished a news release (Ex. 99.1) covering second-quarter and year-to-date results ended June 30, 2025; specific revenue, EPS or credit metrics are contained only in the exhibit. Management will review the numbers on an investor conference call the same day at 9:30 a.m. PT / 12:30 p.m. ET, supported by an earnings presentation (Ex. 99.2) posted to the company’s IR website.

Dividend action: Item 8.01 reports that the Board declared a quarterly cash dividend of $0.14 per common share, payable August 15, 2025, to shareholders of record as of August 1, 2025. No other material transactions or guidance were disclosed.

Positive

• $0.14 quarterly dividend declared, reinforcing ongoing shareholder cash returns
• Transparent scheduling of earnings call and publication of presentation aids investor access to information

Negative

• No financial metrics were included in the 8-K body, limiting immediate insight into Q2 performance

Insights

Financial Analyst

TL;DR: Routine furnishing of Q2 release and call; dividend unchanged; overall neutral impact.

This 8-K is largely procedural, directing investors to exhibits for the actual Q2-25 financials. The unchanged $0.14 dividend implies steady profitability but conveys no growth signal. Because core metrics (NIM, credit quality, EPS) are absent, the filing does not alter the fundamental outlook. Expect limited market reaction until the exhibits and call provide detail.

Dividend-Focused Portfolio Manager

TL;DR: Dividend maintained at $0.14—modestly positive for income-oriented holders.

The confirmation of a $0.14 payout, payable August 15, offers roughly a 4–5 % forward yield (based on recent trading levels) and signals management’s confidence in cash flows. While growth investors need the underlying numbers, stable income is a reassuring data point for yield-seekers. Absent adverse credit news, the filing is mildly supportive of the stock.

0001128361false00011283612025-07-222025-07-22

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

July 22, 2025

Date of Report (Date of earliest event reported)

HOPE BANCORP INC

(Exact name of registrant as specified in its charter)

Delaware

000-50245

95-4849715

(State of incorporation)

(Commission File Number)

(I.R.S. Employer Identification No.)

3200 Wilshire Boulevard, Suite 1400

Los Angeles, California 90010

(Address of principal executives offices, including zip code)

(213) 639-1700

(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Common Stock

,

par value $0.001 per share

HOPE

NASDAQ Global Select Market

(Title of class)

(Trading Symbol)

(Name of exchange on which registered)

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On July 22, 2025, Hope Bancorp, Inc. (“HOPE” or the “Company”) issued a news release concerning its results of operations and financial condition for the second quarter and six months ended and as of June 30, 2025. A copy of the July 22, 2025, news release is furnished as Exhibit 99.1 and incorporated herein by reference.

Item 7.01. Regulation FD Disclosure

The Company previously announced that it will host an investor conference call on Tuesday, July 22, 2025, at 9:30 a.m. Pacific Time / 12:30 p.m. Eastern Time to review financial results for its second quarter ended and as of June 30, 2025. A presentation to accompany the conference call (“Earnings Presentation”), which contains certain historical and forward-looking information relating to the Company, has been made available at the Investor Relations section of Hope Bancorp’s website at www.ir-hopebancorp.com. A copy of the Earnings Presentation is furnished as Exhibit 99.2 and incorporated herein by reference.

The information furnished under Item 2.02, Item 7.01 and exhibits 99.1, and 99.2 under Item 9.01 of this Current Report on Form 8-K shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”) or otherwise subject to liabilities under that Section, nor shall they be deemed incorporated by reference in any registration statement or other filings of the Company under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be set forth as a specific reference in such filing.

Item 8.01 Other Events.

On July 22, 2025, the Company issued a news release announcing that its Board of Directors declared a quarterly cash dividend of $0.14 per common share. The cash dividend is payable on or about August 15, 2025, to all stockholders of record as of the close of business on August 1, 2025. A copy of the July 22, 2025, news release is furnished as Exhibit 99.3 and is incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits

Exhibit No.						Description of Exhibit
99.1						News release, dated July 22, 2025, concerning the results of operations and financial condition for the second quarter ended and as of June 30, 2025.
99.2						2025 Second Quarter Earnings Presentation, dated July 22, 2025.
99.3						News release, dated July 22, 2025, announcing the declaration of a quarterly cash dividend.
104						Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						HOPE BANCORP, INC.
Date: July 22, 2025			By:			/s/ Kevin S. Kim
						Kevin S. Kim
						Chairman, President and Chief Executive Officer

FAQ

When will Hope Bancorp (HOPE) discuss its Q2 2025 results?

Management will host a conference call on July 22, 2025 at 9:30 a.m. PT / 12:30 p.m. ET.

What dividend did HOPE declare in the July 22 8-K?

The Board declared a $0.14 per share quarterly cash dividend.

When is the dividend record and payment date for HOPE shareholders?

Record date is August 1, 2025; payment is expected on August 15, 2025.

Where can investors find the Q2 2025 earnings presentation for Hope Bancorp?

The slide deck (Ex. 99.2) is available in the Investor Relations section at www.ir-hopebancorp.com.

Is the information in Items 2.02 and 7.01 considered "filed" with the SEC?

No. The company states the furnished materials are not deemed "filed" for Exchange Act liability purposes.