Heritage Insurance (HRTG) CAO receives restricted and performance stock grants

Rhea-AI Filing Summary

Binnun Sharon reported acquisition or exercise transactions in this Form 4 filing.

Heritage Insurance Holdings Chief Accounting Officer Sharon Binnun received equity awards of company common stock. She was granted 3,037 shares of restricted stock that vest in three equal annual installments on December 15, 2026, December 15, 2027, and December 15, 2028.

She also received 12,147 shares of performance-based restricted stock with a three-year performance period from January 1, 2026 through December 31, 2028, vesting after the performance period but no later than March 30, 2029. The final number of performance shares earned can decrease based on performance results.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Binnun Sharon

(Last) (First) (Middle)

C/O HERITAGE INSURANCE HOLDINGS, INC.

1401 N WESTSHORE BLVD

(Street)

TAMPA FL 33607

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Heritage Insurance Holdings, Inc. [ HRTG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/05/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/05/2026		A		3,037(1)	A	$0	174,408	D
Common Stock	03/05/2026		A		12,147(2)	A	$0	186,555	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents an award of restricted stock granted to the Reporting Person. The restricted stock vests in three installments of 1,012 shares on December 15, 2026, 1,012 shares on December 15, 2027 and 1,013 shares on December 15, 2027.

2. Represents an award of performance based restricted stock granted to the Reporting Person. The performance based restricted stock has a three-year performance period beginning on January 1, 2026 and ending on December 31, 2028 and will vest following the end of the performance period but no later than March 30, 2029. The number of shares that will be earned at the end of the performance period is subject to decrease based on the results of the performance condition.

Remarks:

	/s/ Sharon Binnun	03/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did Heritage Insurance (HRTG) report for Sharon Binnun?

Heritage Insurance reported that Chief Accounting Officer Sharon Binnun received stock awards, not open-market trades. She was granted 3,037 restricted shares and 12,147 performance-based restricted shares, both at a price of $0.00 per share as part of her equity compensation.

How do the restricted stock awards for HRTG’s Sharon Binnun vest?

The 3,037 restricted shares granted to Sharon Binnun vest in three installments. She will receive 1,012 shares on December 15, 2026, 1,012 shares on December 15, 2027, and 1,013 shares on December 15, 2028, assuming continued satisfaction of vesting conditions.

What are the terms of the performance-based restricted stock granted by HRTG?

The 12,147 performance-based restricted shares have a three-year performance period from January 1, 2026 through December 31, 2028. They will vest after the performance period, no later than March 30, 2029, and the shares earned can decrease depending on performance results.

Did Sharon Binnun buy or sell Heritage Insurance (HRTG) shares on the market?

No open-market buying or selling is reported. The Form 4 shows grant or award acquisitions of Heritage Insurance common stock to Sharon Binnun, all at a stated price of $0.00 per share, reflecting equity compensation rather than market purchases or sales.

How many Heritage Insurance shares does Sharon Binnun hold after these awards?

After the time-based restricted stock award, Binnun held 174,408 shares of common stock directly. After the performance-based award entry, her reported direct ownership increased to 186,555 shares, reflecting the inclusion of the newly granted performance-based restricted stock in her total.