How did these awards affect the HRTG CEO’s direct share ownership?

After the 25,960-share restricted stock grant, the CEO’s direct holdings increased to 1,146,130 shares. Following the 81,125-share performance-based restricted stock grant, his direct holdings rose further to 1,227,255 shares, reflecting both time-based and performance-based equity compensation awards.

Heritage Insurance (HRTG) CEO granted new stock awards

Filing Impact

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Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

Heritage Insurance Holdings, Inc. reported that Chief Executive Officer Ernie J. Garateix acquired company stock through equity awards, not open-market purchases. He received 25,960 shares of restricted stock at a price of $0.00 per share and 81,125 shares of performance-based restricted stock, also at $0.00 per share.

The 25,960 restricted shares vest in three equal time-based installments on December 15, 2026, December 15, 2027, and December 15, 2028. The 81,125 performance-based restricted shares have a three-year performance period from January 1, 2026 through December 31, 2028 and will vest after that period, no later than March 30, 2029, with the final number of shares earned subject to decrease based on performance results.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Garateix Ernie J

Role Chief Executive Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	25,960	$0.00	--
Grant/Award	Common Stock	81,125	$0.00	--

Holdings After Transaction: Common Stock — 1,146,130 shares (Direct)

Footnotes (1)

Represents an award of restricted stock granted to the Reporting Person. The restricted stock vests in three installments of 8,653 shares on December 15, 2026, 8,653 shares on December 15, 2027 and 8,654 shares on December 15, 2028. Represents an award of performance based restricted stock granted to the Reporting Person. The performance based restricted stock has a three-year performance period beginning on January 1, 2026 and ending on December 31, 2028 and will vest following the end of the performance period but no later than March 30, 2029. The number of shares that will be earned at the end of the performance period is subject to decrease based on the results of the performance condition.

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 03/09/2026 - 05:33 PM

FAQ

What stock awards did HRTG CEO Ernie J. Garateix receive?

Ernie J. Garateix received two equity awards: 25,960 shares of restricted common stock and 81,125 shares of performance-based restricted common stock, both at $0.00 per share. These awards increase his direct ownership in Heritage Insurance Holdings, Inc. through time-based and performance-based vesting.

How do the time-based restricted stock awards for HRTG’s CEO vest?

The 25,960 restricted shares vest in three installments: 8,653 shares on December 15, 2026, 8,653 shares on December 15, 2027, and 8,654 shares on December 15, 2028. This schedule ties continued service to the gradual transfer of full ownership over three years.

What are the terms of the performance-based restricted stock at Heritage Insurance (HRTG)?

The 81,125 performance-based restricted shares have a three-year performance period from January 1, 2026 through December 31, 2028 and vest after that period, no later than March 30, 2029. The number of shares ultimately earned can decrease depending on the company’s performance against specified conditions.

Did the HRTG CEO pay cash for these newly reported stock awards?

No cash was paid for these awards; both the 25,960 restricted shares and 81,125 performance-based restricted shares were granted at $0.00 per share. They represent equity compensation rather than open-market purchases, aligning the CEO’s stake with company performance and future service.

When will the HRTG CEO’s performance-based restricted stock potentially vest?

The performance-based restricted stock covers a three-year period starting January 1, 2026 and ending December 31, 2028. Vesting will occur after the performance period ends, but no later than March 30, 2029, with the earned share count potentially reduced based on performance outcomes.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Garateix Ernie J

(Last)

(First)

(Middle)

C/O HERITAGE INSURANCE HOLDINGS, INC.

1401 N. WESTSHORE BLVD

(Street)

TAMPA

33607

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
Heritage Insurance Holdings, Inc. [ HRTG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Executive Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/05/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	03/05/2026		A		25,960⁽¹⁾	A	$0	1,146,130	D
Common Stock	03/05/2026		A		81,125⁽²⁾	A	$0	1,227,255	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Represents an award of restricted stock granted to the Reporting Person. The restricted stock vests in three installments of 8,653 shares on December 15, 2026, 8,653 shares on December 15, 2027 and 8,654 shares on December 15, 2028.

2. Represents an award of performance based restricted stock granted to the Reporting Person. The performance based restricted stock has a three-year performance period beginning on January 1, 2026 and ending on December 31, 2028 and will vest following the end of the performance period but no later than March 30, 2029. The number of shares that will be earned at the end of the performance period is subject to decrease based on the results of the performance condition.

Remarks:

	/s/ Ernie J. Garateix	03/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR