Heritage Insurance (HRTG) CEO Ernie Garateix sells 7,000 shares at $28.36

Rhea-AI Filing Summary

Heritage Insurance Holdings, Inc. disclosed that Chief Executive Officer and Director Ernie J. Garateix sold company stock in an open-market transaction. On 12/09/2025, he sold 7,000 shares of common stock, reported with a sale code "S," at a weighted average price of $28.3625 per share, with individual sale prices ranging from $28.25 to $28.50 per share. Following this transaction, Garateix beneficially owned 1,193,806 shares of Heritage common stock, held in direct ownership.

Insider Trade Summary

Net Seller: 7,000 shares ($198,538)

Net Sell 1 txn

Insider Garateix Ernie J

Role Chief Executive Officer

Sold 7,000 shs ($199K)

Type	Security	Shares	Price	Value
Sale	Common Stock	7,000	$28.3625	$199K

Holdings After Transaction: Common Stock — 1,193,806 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 12/11/2025 - 05:15 PM Learn about SEC filing dates

FAQ

What insider transaction did HRTG disclose for Ernie J. Garateix?

Heritage Insurance Holdings, Inc. reported that Chief Executive Officer and Director Ernie J. Garateix sold 7,000 shares of the company’s common stock in a reported sale transaction dated 12/09/2025.

At what price did the HRTG CEO sell his shares?

The filing states the sale was executed at a weighted average price of $28.3625 per share, with individual transaction prices ranging from $28.25 to $28.50 per share.

How many HRTG shares does Ernie J. Garateix own after this sale?

After the reported sale, Ernie J. Garateix beneficially owned 1,193,806 shares of Heritage Insurance Holdings, Inc. common stock in direct ownership.

What is the role of the reporting person in Heritage Insurance Holdings, Inc. (HRTG)?

The reporting person, Ernie J. Garateix, is identified as both a Director and an Officer, serving as the company’s Chief Executive Officer.

Did the Form 4 for HRTG report any derivative securities transactions?

The section for derivative securities shows no specific acquisitions or dispositions reported, so the disclosed activity relates to non-derivative common stock only.

What does a Form 4 filing mean for HRTG investors?

Form 4 reports insider trades by officers, directors, or large shareholders. In this case, it records the HRTG CEO’s sale of 7,000 shares and his updated ownership amount.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Garateix Ernie J

(Last) (First) (Middle)

C/O HERITAGE INSURANCE HOLDINGS, INC.

1401 N. WESTSHORE BLVD

(Street)

TAMPA FL 33607

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Heritage Insurance Holdings, Inc. [ HRTG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

3. Date of Earliest Transaction (Month/Day/Year)
12/09/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/09/2025		S		7,000	D	$28.3625(1)	1,193,806	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents the weighted average of the shares sold. The prices of the shares sold pursuant to the transaction range from $28.25 to $28.50 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the issuer or a security holder of the issuer full information regarding the number of shares sold at each separate price.

Remarks:

	/s/ Ernie J. Garateix	12/11/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.