[Form 4] HomeTrust Bancshares, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Hunter Westbrook, President and CEO of HomeTrust Bancshares, Inc. (HTBI), reported transactions on 08/14/2025 showing both sales and vested awards. He disposed of 2,298 shares via a transaction coded J at $0 (adjustment) and sold 1,605 shares under code F at $39.86 per share, leaving him with 86,297 direct shares. Separately, 5,593 performance-based restricted stock units vested on 08/14/2025 (target had been 7,891), and he beneficially owns 15,187 shares indirectly through the KSOP. He also holds vested stock options totaling 70,000 underlying shares across three grants with exercise prices of $31.35, $26.00, and $24.95, and varying exercisability and expiration schedules.

Positive

• 5,593 performance-based restricted stock units vested, indicating the performance goal was met at the vesting level reported
• Maintains significant long-term incentive alignment with 70,000 underlying stock options across multiple grants

Negative

• Reported sale of 1,605 shares at $39.86, reducing direct holdings to 86,297
• Adjustment disposition of 2,298 shares (code J) further reduced reported direct ownership

Insights

Corporate Governance Expert

TL;DR: Insider reported routine option holdings, a performance-based RSU vesting, and small open-market sales; appears procedural not event-driven.

The Form 4 discloses a mix of compensation realization and share dispositions by the CEO. The vesting of 5,593 performance-based RSUs reflects achievement of the underlying performance metric as previously granted, converted from a target of 7,891 shares. The reported sale of 1,605 shares at $39.86 and an adjustment disposition of 2,298 shares are disclosed; post-transactions direct ownership is 86,297. Holdings include 70,000 optionable shares under three grants, which is typical long-term incentive structure. From a governance perspective, these are standard insider compensation and liquidity events; no control changes or derivative conversions altering governance are reported.

Securities Analyst

TL;DR: Transactions are modest relative to typical CEO positions; activity combines vesting, option holdings, and share sales, presenting neither clear buy nor sell signal.

The report shows realized value via vested RSUs and a small open-market sale at $39.86. The issuer-adjusted disposition coded J reduced shares by 2,298, while the sale of 1,605 shares generated proceeds at the disclosed price. Beneficial indirect ownership through the KSOP is 15,187. Option positions total 70,000 underlying shares with exercise prices of $31.35, $26.00, and $24.95, providing potential future dilution if exercised. For investors, this filing documents executive compensation realization and routine liquidity rather than a material corporate event.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Westbrook Hunter

(Last) (First) (Middle)

C/O HOMETRUST BANCSHARES, INC.

10 WOODFIN STREET

(Street)

ASHEVILLE NC 28801

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
HomeTrust Bancshares, Inc. [ HTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President, CEO

3. Date of Earliest Transaction (Month/Day/Year)
08/14/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/14/2025		J		2,298(1)	D	$0	87,902	D
Common Stock	08/14/2025		F		1,605	D	$39.86	86,297	D
Common Stock								15,187	I	By KSOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	$31.35							(2)	02/11/2032	Common Stock	10,000		10,000	D
Stock Option	$26							(3)	02/11/2028	Common Stock	40,000		40,000	D
Stock Option	$24.95							(3)	02/11/2027	Common Stock	20,000		20,000	D

Explanation of Responses:

1. Represents adjustment in number of shares relating to award of performance-based restricted stock units previously reported on February 10, 2023, using target number of shares (7,891 shares). The award vested as to 5,593 shares on August 14, 2025, based on the level of achievement of the performance goal.

2. Represents stock option granted under Issuer's 2013 Omnibus Incentive Plan with the following vesting schedule: 20% increments on February 11, 2023, 2024, 2025, 2026 and 2027.

3. Represents stock option granted under Issuer's 2013 Omnibus Incentive Plan with the following vesting schedule: 20% increments on February 11, 2019, 2020, 2021, 2022 and 2023.

Remarks:

	/s/ Tony J. VunCannon, Attorney-in-Fact for Hunter Westbrook	08/15/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What transactions did HTBI CEO Hunter Westbrook report on 08/14/2025?

He reported an adjustment disposition of 2,298 shares (code J), a sale of 1,605 shares at $39.86 (code F), and the vesting of 5,593 performance-based RSUs.

How many HomeTrust Bancshares shares does Hunter Westbrook beneficially own after the reported transactions?

Following the reported transactions, he directly beneficially owns 86,297 shares and indirectly beneficially owns 15,187 shares through the KSOP.

What stock options does Hunter Westbrook hold according to the Form 4?

He holds options covering 10,000, 40,000, and 20,000 underlying shares with exercise prices of $31.35, $26.00, and $24.95 respectively.

Does the Form 4 indicate why the performance-based RSUs vested at less than the target?

The filing states the award vested based on the level of achievement of the performance goal and that the target was 7,891 shares, with 5,593 shares vesting; no further detail on the performance metric is provided in this Form 4.

Were any transactions reported as part of a 10b5-1 plan or similar?

The Form 4 includes the standard checkbox language, but it does not indicate in the table that the reported transactions were executed pursuant to a 10b5-1 plan.