[Form 4] HomeTrust Bancshares, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Insider transactions at HomeTrust Bancshares, Inc. (HTBI)

Tony J. VunCannon, EVP, CFO and Treasurer, reported transactions in common stock and stock-based awards tied to his employment. On 08/14/2025 performance-based restricted stock units adjusted to a target and vested as to 1,142 shares, with 470 shares reported disposed of related to that vesting (tax/settlement treatment). He also reported a sale of 327 shares at $39.86 per share. After these transactions he directly beneficially owns 66,482 shares and indirectly owns 29,442 shares through a KSOP, and holds options for 25,000 shares with a $26 exercise price exercisable through 02/11/2028.

Positive

• Maintains substantial ownership: 66,482 shares direct plus 29,442 shares indirect via KSOP, indicating alignment with shareholders
• Significant option position: 25,000 stock options at a $26 strike remain outstanding and exercisable through 02/11/2028

Negative

• Insider sale: 327 shares sold at $39.86, representing a small disposal of holdings
• Vesting adjustment resulted in disposals: 470 shares reported disposed in connection with vesting of performance-based restricted stock units (likely tax/settlement impact)

Insights

Financial Analyst

TL;DR: Insider completed routine vesting and a small open-market sale; maintains material ownership and long-term option alignment.

The reported activity combines standard compensation vesting and a modest disposition. The vesting of performance-based restricted stock units converted to 1,142 shares, with 470 shares shown as disposed—consistent with tax-withholding or settlement practices rather than an active divestiture of the entire award. A separate sale of 327 shares at $39.86 generated liquidity but represents a small fraction of his combined direct and indirect holdings (total beneficial ownership >95,000 shares including options). The outstanding 25,000 stock options with a $26 strike remain significantly in-the-money given the reported sale price, supporting continued potential upside for the executive.

Corporate Governance Expert

TL;DR: Transactions appear routine for executive compensation administration and do not signal governance concerns.

Details indicate an adjustment and vesting of performance-based awards and a limited sale likely for tax or personal-liquidity purposes. The reporting shows both direct and indirect ownership, including KSOP holdings, and a meaningful option position subject to standard vesting terms. No unusual trading codes or large, unexplained disposals are present. From a governance perspective, the mix of retained equity and in-the-money options suggests continued alignment with shareholder interests.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

VunCannon Tony J.

(Last) (First) (Middle)

C/O HOMETRUST BANCSHARES, INC.

10 WOODFIN STREET

(Street)

ASHEVILLE NC 28801

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
HomeTrust Bancshares, Inc. [ HTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, CFO and Treasurer

3. Date of Earliest Transaction (Month/Day/Year)
08/14/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/14/2025		J		470(1)	D	$0	66,482	D
Common Stock	08/14/2025		F		327	D	$39.86	66,155	D
Common Stock								29,442	I	By KSOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	$26							(2)	02/11/2028	Common Stock	25,000		25,000	D

Explanation of Responses:

1. Represents adjustment in number of shares relating to award of performance-based restricted stock units previously reported on February 10, 2023, using target number of shares (1,612 shares). The award vested as to 1,142 shares on August 14, 2025, based on the level of achievement of the performance goal.

2. Represents stock option granted under Issuer's 2013 Omnibus Incentive Plan with the following vesting schedule: 20% increments on February 11, 2019, 2020, 2021, 2022 and 2023.

Remarks:

	/s/ Tony J. VunCannon	08/15/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transactions did HTBI insider Tony J. VunCannon report?

He reported vesting of 1,142 performance-based RSU shares with 470 shares disposed in connection with that vesting, and a sale of 327 shares at $39.86 per share.

How many HTBI shares does Tony J. VunCannon own after these transactions?

He directly beneficially owns 66,482 shares and indirectly owns 29,442 shares through a KSOP, plus 25,000 stock options outstanding.

What is the strike price and exercisability of the reported HTBI options?

The stock options have a $26 exercise price and are exercisable with the stated expiration date of 02/11/2028.

Do these Form 4 transactions indicate a major exit by the executive?

No. The report shows routine vesting and a relatively small sale of 327 shares; overall ownership and options remain substantial.

Were any transactions coded as Rule 10b5-1 plans or similar?

The filing does not indicate that the transactions were made pursuant to a Rule 10b5-1 plan.