Hilltop Holdings: Gerald J. Ford repays $80M loan

The reported ownership percentages use Hilltop's 57,286,417 common shares outstanding as of July 23, 2026.

Rhea-AI Filing Summary

Hilltop Holdings Inc. (HTH) is the issuer whose common-stock ownership is updated by reporting persons including Gerald J. Ford and affiliated entities. As of August 25, 2026, Ford may be deemed to beneficially own 15,651,330 shares, or 27.3% of Hilltop common stock. Diamond A Financial, L.P. may be deemed to beneficially own 15,544,674 shares (27.1%), and Turtle Creek Revocable Trust 98,789 shares (0.2%).

Separately, Ford repaid the $80 million loan made to him by one of his affiliates as of September 29, 2026, and the previously reported security interests over his direct limited partnership and indirect general partnership interests in Diamond A Financial, L.P. were terminated. The reporting persons report no transactions in Hilltop common stock during the past sixty days.

Key Figures

Beneficial ownership — Gerald J. Ford: 15,651,330 shares Beneficial ownership — Diamond A Financial, L.P.: 15,544,674 shares Beneficial ownership — Turtle Creek Revocable Trust: 98,789 shares +5 more

8 metrics

Beneficial ownership — Gerald J. Ford 15,651,330 shares May be deemed beneficially owned as of August 25, 2026

Beneficial ownership — Diamond A Financial, L.P. 15,544,674 shares May be deemed beneficially owned as of August 25, 2026

Beneficial ownership — Turtle Creek Revocable Trust 98,789 shares May be deemed beneficially owned as of August 25, 2026

Percentage of outstanding shares — Gerald J. Ford 27.3% As of August 25, 2026

Percentage of outstanding shares — Diamond A Financial, L.P. 27.1% As of August 25, 2026

Percentage of outstanding shares — Turtle Creek Revocable Trust 0.2% As of August 25, 2026

Loan amount $80 million Repaid as of September 29, 2026

Common shares outstanding 57,286,417 shares As of July 23, 2026

Key Terms

beneficially own, shared voting power, dispositive power, security interests, +1 more

5 terms

beneficially own financial

"may be deemed to beneficially own the shares"

Beneficially own means having the economic rights and risks of a security—such as the right to receive dividends, sell the shares, or profit from price changes—whether or not your name appears on the official share register. Think of it like renting a car: you use it and reap the benefits even if the title lists someone else. Investors care because beneficial ownership determines who truly controls value, must be disclosed under securities rules, and can signal potential influence or trading activity that affects a stock’s price.

shared voting power financial

"Shared Voting Power"

Shared voting power occurs when two or more parties jointly have the right to vote or decide how a block of company shares is cast, like co-owners who must agree before moving a piece of furniture. Investors care because who controls voting rights affects board elections, major corporate decisions and takeover outcomes, and shared control can alter regulatory disclosures and the practical influence any holder has over a company’s direction and value.

dispositive power financial

"Shared Dispositive Power"

Dispositive power is the authority to decide the final outcome of an asset, legal claim, contract, or corporate action — in effect the power to dispose of or resolve something. For investors it matters because whoever holds that authority can determine who gets paid, who controls an asset or vote, and how risks and returns are allocated; think of it like holding the key that lets you lock in the winner or loser in a deal.

security interests financial

"previously-reported security interests"

A security interest is a legal claim a lender or creditor has on a borrower's specific assets to ensure repayment; if the borrower fails to pay, the creditor can seize those assets to recoup losses. For investors, security interests change how risky a company's debt and assets are because they determine who gets paid first in financial trouble—think of it like a mortgage on a house that gives one lender first dibs on the sale proceeds.

pledged as collateral financial

"interests in Diamond A Financial, L.P. were pledged as collateral"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many HTH shares may Gerald J. Ford be deemed to own?

As of August 25, 2026, Gerald J. Ford may be deemed to beneficially own 15,651,330 shares, or 27.3% of Hilltop common stock.

Was Gerald J. Ford's HTH-related loan collateral released?

Ford repaid the $80 million loan made to him by one of his affiliates as of September 29, 2026. The previously reported security interests over his direct limited partnership and indirect general partnership interests in Diamond A Financial, L.P. were terminated.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/01/2026 - 09:08 PM Accepted by SEC EDGAR 10/01/2026 - 09:08 PM Learn about SEC filing dates

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13D

Under the Securities Exchange Act of 1934

(Amendment No. 22)

Hilltop Holdings Inc.

(Name of Issuer)

Common Stock, par value $0.01 per share

(Title of Class of Securities)

432748101

(CUSIP Number)

Wilson Chu
Dechert LLP, 2651 N. Harwood St., Suite 120
Dallas, TX, 75201
0000000000

(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)

09/30/2026

(Date of Event Which Requires Filing of This Statement)

If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of §§ 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box.

The information required on the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

schemaVersion:

SCHEDULE 13D

CUSIP Number(s): 432748101

1

Name of reporting person

Gerald J. Ford

2

Check the appropriate box if a member of a Group (See Instructions)

(a)
(b)

3

SEC use only

4

Source of funds (See Instructions)

PF, OO

5

Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)

6

Citizenship or place of organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

7	Sole Voting Power 7,866.97
8	Shared Voting Power 15,651,329.97
9	Sole Dispositive Power 7,866.97
10	Shared Dispositive Power 15,651,329.97

11

Aggregate amount beneficially owned by each reporting person

15,651,329.97

12

Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)

13

Percent of class represented by amount in Row (11)

27.3 %

14

Type of Reporting Person (See Instructions)

IN

Comment for Type of Reporting Person:

Rows 8, 10 and 11. Includes 98,789 shares of Common Stock that are directly beneficially owned by the Trust. Includes 15,544,674 shares of Common Stock that are directly beneficially owned by Financial LP. Row 13. Based on 57,286,417 shares of common stock outstanding on July 23, 2026, as disclosed in Hilltop's Quarterly Report on Form 10-Q for the fiscal quarter ended June 30, 2026, that was filed by Hilltop with the SEC on July 24, 2026.

SCHEDULE 13D

CUSIP Number(s): 432748101

1

Name of reporting person

Diamond A Financial, L.P.

2

Check the appropriate box if a member of a Group (See Instructions)

(a)
(b)

3

SEC use only

4

Source of funds (See Instructions)

OO

5

Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)

6

Citizenship or place of organization

TEXAS

Number of Shares Beneficially Owned by Each Reporting Person With:

7	Sole Voting Power 0.00
8	Shared Voting Power 15,544,674.00
9	Sole Dispositive Power 0.00
10	Shared Dispositive Power 15,544,674.00

11

Aggregate amount beneficially owned by each reporting person

15,544,674.00

12

Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)

13

Percent of class represented by amount in Row (11)

27.1 %

14

Type of Reporting Person (See Instructions)

CO

Comment for Type of Reporting Person:

Row 13. Based on 57,286,417] shares of common stock outstanding on July 23, 2026, as disclosed in Hilltop's Quarterly Report on Form 10-Q for the fiscal quarter ended June 30, 2026, that was filed by Hilltop with the SEC on July 24, 2026.

SCHEDULE 13D

CUSIP Number(s): 432748101

1

Name of reporting person

Diamond HTH Stock Company, LP

2

Check the appropriate box if a member of a Group (See Instructions)

(a)
(b)

3

SEC use only

4

Source of funds (See Instructions)

OO

5

Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)

6

Citizenship or place of organization

TEXAS

Number of Shares Beneficially Owned by Each Reporting Person With:

7	Sole Voting Power 0.00
8	Shared Voting Power 15,544,674.00
9	Sole Dispositive Power 0.00
10	Shared Dispositive Power 15,544,674.00

11

Aggregate amount beneficially owned by each reporting person

15,544,674.00

12

Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)

13

Percent of class represented by amount in Row (11)

27.1 %

14

Type of Reporting Person (See Instructions)

CO

Comment for Type of Reporting Person:

Rows 8, 10 and 11. Includes 15,544,674.00 shares of Common Stock that are directly beneficially owned by Financial LP. Row 13. Based on 57,286,417 shares of common stock outstanding on July 23, 2026, as disclosed in Hilltop's Quarterly Report on Form 10-Q for the fiscal quarter ended June 30, 2026, that was filed by Hilltop with the SEC on July 24, 2026.

SCHEDULE 13D

CUSIP Number(s): 432748101

1

Name of reporting person

Diamond HTH Stock Company GP, LLC

2

Check the appropriate box if a member of a Group (See Instructions)

(a)
(b)

3

SEC use only

4

Source of funds (See Instructions)

OO

5

Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)

6

Citizenship or place of organization

TEXAS

Number of Shares Beneficially Owned by Each Reporting Person With:

7	Sole Voting Power 0.00
8	Shared Voting Power 15,544,674.00
9	Sole Dispositive Power 0.00
10	Shared Dispositive Power 15,544,674.00

11

Aggregate amount beneficially owned by each reporting person

15,544,674.00

12

Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)

13

Percent of class represented by amount in Row (11)

27.1 %

14

Type of Reporting Person (See Instructions)

CO

Comment for Type of Reporting Person:

Rows 8, 10 and 11. Includes 15,544,674.00 shares of Common Stock that are directly beneficially owned by Financial LP. Row 13. Based on 57,286,417 shares of common stock outstanding on July 23, 2026, as disclosed in Hilltop's Quarterly Report on Form 10-Q for the fiscal quarter ended June 30, 2026, that was filed by Hilltop with the SEC on July 24, 2026.

SCHEDULE 13D

CUSIP Number(s): 432748101

1

Name of reporting person

Turtle Creek Revocable Trust

2

Check the appropriate box if a member of a Group (See Instructions)

(a)
(b)

3

SEC use only

4

Source of funds (See Instructions)

OO

5

Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)

6

Citizenship or place of organization

TEXAS

Number of Shares Beneficially Owned by Each Reporting Person With:

7	Sole Voting Power 0.00
8	Shared Voting Power 98,789.00
9	Sole Dispositive Power 0.00
10	Shared Dispositive Power 98,789.00

11

Aggregate amount beneficially owned by each reporting person

98,789.00

12

Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)

13

Percent of class represented by amount in Row (11)

0.0 %

14

Type of Reporting Person (See Instructions)

CO

Comment for Type of Reporting Person:

Row 13. Based on 57,286,417 shares of common stock outstanding on July 23, 2026, as disclosed in Hilltop's Quarterly Report on Form 10-Q for the fiscal quarter ended June 30, 2026, that was filed by Hilltop with the SEC on July 24, 2026.

SCHEDULE 13D

Item 1.	Security and Issuer
(a)	Title of Class of Securities: Common Stock, par value $0.01 per share
(b)	Name of Issuer: Hilltop Holdings Inc.
(c)	Address of Issuer's Principal Executive Offices: 6565 Hillcrest Ave., Dallas, TEXAS , 75205.
Item 1 Comment: This Amendment No. 22 to Schedule 13D (this "Amendment") relates to shares of common stock, par value $0.01 per share ("Common Stock"), of Hilltop Holdings Inc., a Maryland corporation ("Hilltop"). This Amendment amends the Schedule 13D, as previously amended, filed with the Securities and Exchange Commission ("SEC") by Gerald J. Ford, a United States citizen, Diamond A Financial, L.P., a Texas limited partnership ("Financial LP"), Diamond HTH Stock Company, LP, a Texas limited partnership, Diamond HTH Stock Company GP, LLC, a Texas limited liability company, and Turtle Creek Revocable Trust (collectively, the "Reporting Persons") by furnishing the information set forth below. Except as otherwise specified in this Amendment, all previous Items are unchanged. Capitalized terms used herein and not defined herein have the meanings given to them in the Schedule 13D, as previously amended, filed with the SEC.
Item 4.	Purpose of Transaction
	Item 4 is hereby amended and supplemented as follows: The information set forth in Item 6 of this Amendment is incorporated by reference into this Item 4.
Item 5.	Interest in Securities of the Issuer
(a)	Item 5 is hereby amended and supplemented as follows: (a)-(b) Each Reporting Person declares that neither the filing of this statement nor anything herein shall be construed as an admission that such person is, for the purposes of Section 13(d) or 13(g) of the Act or any other purpose, the beneficial owner of any securities covered by this statement. Each Reporting Person may be deemed to be a member of a group with respect to Hilltop or securities of Hilltop for the purposes of Section 13(d) or 13(g) of the Act. Each Reporting Person declares that neither the filing of this statement nor anything herein shall be construed as an admission that such person is, for the purposes of Section 13(d) or 13(g) of the Act or any other purpose, (i) acting (or has agreed or is agreeing to act) with any other person as a partnership, limited partnership, syndicate, or other group for the purpose of acquiring, holding, or disposing of securities of Hilltop or otherwise with respect to Hilltop or any securities of Hilltop or (ii) a member of any syndicate or group with respect to Hilltop or any securities of Hilltop. As of August 25, 2026, the Reporting Persons may be deemed to beneficially own the shares of Common Stock set forth in the table below. Reporting Person Number of Shares Beneficially Owned Percentage of Outstanding Shares Sole Voting Power Shared Voting Power Sole Dispositive Power Shared Dispositive Power Mr. Ford 15,651,329.9703 (1)(2) 27.3% (3) 7,866.9703 15,651,329.9703 (1)(2) 7,866.9703 15,651,329.9703 (1)(2) Financial LP 15,544,674 27.1% (3) 0 15,544,674 0 15,544,674 Diamond HTH 15,544,674 (1) 27.1% (3) 0 15,544,674 (1) 0 15,544,674 (1) Stock Company, LLC Diamond HTH 15,544,674 (1) 27.1% (3) 0 15,544,674 (1) 0 15,544,674 (1) Stock Company GP LLC Turtle Creek Revocable 98,789 0.2% (3) 0 98,789 0 98,789 Trust (1) Includes 15,544,674 shares of Common Stock that are directly beneficially owned by Financial LP. (2) Includes 98,789 shares of Common Stock that are directly beneficially owned by Turtle Creek Revocable Trust. (3) Based on 57,286,417 shares of common stock outstanding on July 23, 2026, as disclosed in Hilltop's Quarterly Report on Form 10-Q for the fiscal quarter ended June 30, 2026, that was filed by Hilltop with the SEC on July 24, 2026.
(c)	There have been no transactions in the class of securities reported on that were affected by the Reporting Persons during the past sixty days.
(d)	Not applicable.
(e)	Not applicable.
Item 6.	Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer
	Item 6 is hereby amended and supplemented as follows: As previously reported in Amendment No. 21 to Schedule 13D filed with the SEC on July 22, 2026, Mr. Ford's direct limited partnership interest and indirect general partnership interest in Diamond A Financial, L.P. were pledged as collateral in respect of an $80 million loan made to Mr. Ford by one of his affiliates (the "Loan"). As of September 29, 2026, the Loan has been repaid by Mr. Ford and the previously-reported security interests over Mr. Ford's interests in Diamond A Financial, L.P. have accordingly been terminated.
Item 7.	Material to be Filed as Exhibits.
	Item 7 is hereby amended and supplemented as follows: The following exhibits are filed to the Schedule 13D: Exhibit 99.A - Joint Filing Agreement (incorporated herein by reference to Exhibit 99.A to the Schedule 13D filed on October 6, 2017, by the Reporting Persons with the SEC (File No. 005-79781))

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Gerald J. Ford

Signature:	/s/ Gerald J. Ford
Name/Title:	Gerald J. Ford
Date:	10/01/2026

Diamond A Financial, L.P.

Signature:	By: Diamond HTH Stock Company, LP, its General Partner, By: Diamond HTH Stock Company GP, LLC, its General Partner, /s/ Gerald J. Ford
Name/Title:	Gerald J. Ford, Sole Member
Date:	10/01/2026

Diamond HTH Stock Company, LP

Signature:	By: Diamond HTH Stock Company GP, LLC, its General Partner, /s/ Gerald J. Ford
Name/Title:	Gerald J. Ford, Sole Member
Date:	10/01/2026

Diamond HTH Stock Company GP, LLC

Signature:	/s/ Gerald J. Ford
Name/Title:	Gerald J. Ford, Sole Member
Date:	10/01/2026

Turtle Creek Revocable Trust

Signature:	/s/ Gerald J. Ford
Name/Title:	Gerald J. Ford, Trustee
Date:	10/01/2026