Independent Bank Corp. filings document the regulatory record of a Michigan bank holding company operating through Independent Bank, its state-chartered banking subsidiary. Form 8-K reports cover quarterly results, supplemental earnings materials, investor presentations furnished under Regulation FD, and other material-event disclosures tied to operating performance and capital actions.
Proxy and shareholder-meeting filings describe director elections, auditor ratification, executive compensation, governance practices and voting results. The company's SEC record also includes disclosures on capital structure, risk factors, forward-looking statements, financial-condition reporting and the governance framework for its community banking, mortgage lending, investment, insurance and title-service activities.
Independent Bank Corp. director Dennis W. Archer Jr. acquired 46.93 Phantom Stock Units on August 14, 2026. The units accrued under the Independent Bank Corporation Deferred Compensation and Stock Purchase Plan for Non Employee Directors and are to be settled in the issuer’s common stock upon his retirement as a director. His reported position following the acquisition was 6,498.67 Phantom Stock Units.
INDEPENDENT BANK CORP (IBCP) reported that President & CEO and director William B. Kessel sold a total of 2,000 shares of common stock in several open-market transactions on September 15, 2026, at prices between $37.10 and $37.41. No Rule 10b5-1 trading plan is reported, and Kessel also reports 9,122.21 shares held indirectly through an employee stock ownership plan.
INDEPENDENT BANK CORP (IBCP) received a Rule 144 notice covering a planned sale of 2,000 shares of common stock beneficially owned by officer William B. Kessel. The shares, originally issued as restricted stock via equity compensation on January 24, 2025, are to be sold through Stifel Nicolaus & Company on or after September 15, 2026 on Nasdaq.
INDEPENDENT BANK CORP (IBCP) officer Kristopher Kreter reported selling 300 shares of common stock on 2026-08-19 at $37.11 per share in an open market or private transaction. After this sale, he directly holds 2,207 shares and indirectly holds 278.57 shares through an ESOP.
Independent Bank Corp. (IBCP) Senior Vice President James J. Twarozynski reported selling 489 shares of common stock on 2026-08-10 at $37.6686 per share in an open market or private transaction. After this sale, he directly holds 8,195 shares and indirectly holds 4,295.65 shares through an ESOP.
Independent Bank Corporation reported higher profitability for the quarter ended June 30, 2026. Quarterly net income was $18,805, up from $16,877, and diluted EPS was $0.90 versus $0.81. For the first six months, net income was $35,680 compared with $32,467 and diluted EPS was $1.72 versus $1.54.
Net interest income rose to $47,902 for the quarter and $94,757 year to date, while interest expense declined. The provision for credit losses increased to $2,717 for the quarter. Non‑interest income improved to $15,334, including $1,600 of gains on Visa equity securities and higher mortgage servicing income, while non‑interest expenses grew to $37,809 with higher compensation, litigation, and merger‑related costs.
Total assets reached $5,663,841 with loans of $4,413,864 and deposits of $4,862,133 as of June 30, 2026. The allowance for credit losses on loans increased to $65,673, and nonperforming loans rose to $32,797. Shareholders’ equity grew to $528,413. The company completed its acquisition of HCB Financial Corp. on July 1, 2026 and discusses related integration and credit risks.
Tagg Nathaniel Ernest reported acquisition or exercise transactions in this Form 4 filing.
Independent Bank Corp director Nathaniel Ernest Tagg received a grant of 461.5800 Phantom Stock Units on July 31, 2026 under the Independent Bank Corporation Deferred Compensation and Stock Purchase Plan for Non Employee Directors. These units track the value of common stock and are to be settled in common shares when he retires as a director. Following this award, he holds 461.5800 Phantom Stock Units directly.
Independent Bank Corporation, the holding company for Independent Bank and Highpoint Community Bank, increased its Board of Directors from 10 to 11 members and appointed Nathan E. Tagg to fill the new seat, effective July 21, 2026, under the Agreement and Plan of Merger for its acquisition of HCB Financial Corp.
Tagg also joins the boards of Independent Bank and Highpoint Community Bank and the Audit Committee, with compensation consistent with other non-employee directors. The Grand Rapids-based bank holding company has approximately $6.3 billion in total assets and operates 66 locations across Michigan’s Lower Peninsula. Highpoint Community Bank’s systems are expected to be fully integrated on November 9, 2026.
Independent Bank Corp /MI/ director Nathaniel Ernest Tagg reports holding 28,734 shares of Common Stock, owned directly. This initial insider ownership disclosure reflects an existing position and does not report any recent purchases, sales, option exercises, or other trading activity.
Independent Bank Corporation reported strong second-quarter 2026 results, with net income of $18.8 million, or $0.90 per diluted share, compared with $16.9 million, or $0.81, a year earlier. Net interest income rose to $47.9 million and the net interest margin improved to 3.71% from 3.58% in the prior-year quarter and 3.65% in the first quarter of 2026. Non-interest income increased to $15.3 million, helped by a $1.6 million gain on equity securities and higher mortgage servicing income. Return on average assets was 1.37% and return on average equity was 14.52%.
Portfolio loans reached $4.41 billion, up from $4.28 billion at December 31, 2025, including net loan growth of $105.8 million in the quarter. Deposits were $4.86 billion, up $100.5 million year to date. Asset quality remained solid but with higher non-performing loans of $32.8 million, or 0.74% of total portfolio loans, while the allowance for credit losses covered 200% of non-performing loans. Total assets were $5.66 billion. Tangible common equity was $499.3 million, or $24.24 per share, and the tangible common equity ratio was 8.86%, with a common equity tier 1 ratio of 11.70%. The company paid a quarterly dividend of $0.28 per share and on July 1, 2026 completed the acquisition of HCB Financial Corp., adding Highpoint Community Bank as a subsidiary.