Independent Bank Corp. filings document the regulatory record of a Michigan bank holding company operating through Independent Bank, its state-chartered banking subsidiary. Form 8-K reports cover quarterly results, supplemental earnings materials, investor presentations furnished under Regulation FD, and other material-event disclosures tied to operating performance and capital actions.
Proxy and shareholder-meeting filings describe director elections, auditor ratification, executive compensation, governance practices and voting results. The company's SEC record also includes disclosures on capital structure, risk factors, forward-looking statements, financial-condition reporting and the governance framework for its community banking, mortgage lending, investment, insurance and title-service activities.
Independent Bank Corp. director Joan A. Budden reported a grant of 293.36 Phantom Stock Units tied to the company’s common stock. The units were valued at $33.71 per unit and were accrued under Independent Bank Corporation’s Deferred Compensation and Stock Purchase Plan for Non Employee Directors.
These Phantom Stock Units are to be settled in common stock when Budden retires as a director. After the grant, her phantom unit balance was 35,609.23 units. She also held 6,307.81 common shares directly, including 16.8393 shares acquired through a dividend reinvestment program during the second quarter, and 810 common shares indirectly through an IRA.
Independent Bank Corp. director William J. Boer reported an award of 285 shares of Common Stock at $36.07 per share. This grant increased his direct holdings to 17,073.75 shares. He also reports 28,124 shares held indirectly by a trust, which includes 138.25 shares acquired through a dividend reinvestment program during the second quarter.
Cok Michael J reported acquisition or exercise transactions in this Form 4 filing.
Independent Bank Corp. director Michael J. Cok reported two compensation-related grants of Phantom Stock Units. On May 14, 2026, he received 232.7600 Phantom Stock Units at a reference value of $33.7100 per unit, bringing his phantom unit balance to 28,252.7400.
On July 1, 2026, he received an additional 365.2200 Phantom Stock Units at $32.4600 per unit, increasing his balance to 28,617.9600. According to the plan, these units are accrued under the Independent Bank Corporation Deferred Compensation and Stock Purchase Plan for Non Employee Directors and will be settled in common stock when he retires from the board.
GULIS STEPHEN L JR reported acquisition or exercise transactions in this Form 4 filing.
INDEPENDENT BANK CORP /MI/ director Stephen L. Gulis Jr. received a grant of 528.2400 Phantom Stock Units on 2026-05-14. These units were credited under the Independent Bank Corporation Deferred Compensation and Stock Purchase Plan for Non Employee Directors at a reference price of $33.7100 per unit.
The Phantom Stock Units are designed to mirror the value of the company’s common stock and are to be settled in shares of Common Stock when he retires from the board. Following this award, his total Phantom Stock Units reported in this plan increased to 64118.6600 units, all held as direct derivative interests.
Wooldridge Michael G. reported acquisition or exercise transactions in this Form 4 filing.
Independent Bank Corp. director Michael G. Wooldridge reported compensation-related awards of phantom stock units tied to the company’s common stock. On July 1, 2026, he received 137 phantom stock units at a reference price of $32.46 per unit, bringing his credited balance to 425.46 units. A prior award on May 14, 2026 added 2.38 units at $33.71 per unit. The footnotes state these units were accrued under the Independent Bank Corporation Deferred Compensation and Stock Purchase Plan for Non Employee Directors and will be settled in common stock when he retires as a director.
Archer Dennis W. Jr reported acquisition or exercise transactions in this Form 4 filing.
Independent Bank Corporation director Dennis W. Archer Jr. received a grant of 53.15 Phantom Stock Units on May 14, 2026. The units were valued at $33.71 per unit and increase his deferred Phantom Stock Unit balance to 6,451.74 units.
According to the company’s Deferred Compensation and Stock Purchase Plan for Non Employee Directors, these Phantom Stock Units are to be settled in Independent Bank’s Common Stock when Archer retires from the board. This is a compensation-related award rather than an open-market share purchase or sale.
Keller Christina reported acquisition or exercise transactions in this Form 4 filing.
Independent Bank Corp. director Christina Keller received additional equity-based compensation through phantom stock units. On July 1, 2026, she was granted 635.34 phantom stock units at a reference price of $32.46 per unit, bringing her phantom unit balance to 25,044.29 units. An earlier grant on May 14, 2026 added 201.09 units at $33.71 per unit. These phantom stock units were accrued under the Independent Bank Corporation Deferred Compensation and Stock Purchase Plan for Non Employee Directors and will be settled in common stock when she retires from the board.
Kruse Ronia F reported acquisition or exercise transactions in this Form 4 filing.
Independent Bank Corp. director Ronia F. Kruse reported additional phantom stock unit awards tied to the company’s common stock. On July 1, 2026, she received 127.07 phantom stock units at a reference value of $32.46 per unit, following a prior 200-unit grant on May 14, 2026 at $33.71 per unit. These units were credited under the Independent Bank Corporation Deferred Compensation and Stock Purchase Plan for Non Employee Directors and will be settled in common stock when she retires from the board. After the July grant, her reported balance is 24,403.27 phantom stock units, reflecting deferred, stock-linked director compensation rather than open-market trading.
Independent Bank Corporation reported that HCB Financial Corp. shareholders approved the companies’ Agreement and Plan of Merger at a special meeting held on June 17, 2026. The merger between Independent and HCB is now primarily subject to remaining closing conditions and required regulatory approvals.
The parties currently anticipate closing the transaction on July 1, 2026, if those conditions are satisfied. The disclosure emphasizes that statements about the expected completion of the merger are forward-looking and subject to risks that could cause actual results to differ materially.
Independent Bank Corporation is moving closer to acquiring HCB Financial Corp. and Highpoint Community Bank. The banks previously signed a definitive merger agreement for Independent Bank (IBCP) to acquire HCB. Regulators, including the Federal Reserve Bank of Chicago and the Michigan Department of Insurance and Financial Services, have approved the proposed transaction.
A meeting of HCB shareholders is scheduled for June 17, 2026 to vote on the merger agreement. Assuming shareholder approval and satisfaction of remaining closing conditions, the merger is currently expected to become effective on July 1, 2026. Independent Bank reports approximately $5.5 billion in assets, while HCB reports approximately $590 million, highlighting the strategic scale of the combination.