Inter & Co (INTR) Chief Risk Officer details initial equity and RSUs

Rhea-AI Filing Summary

Inter & Co, Inc. Chief Risk Officer Marlos Francisco de Souza Araujo has reported his initial equity holdings. The filing shows direct holdings of 5,438 Class A common shares and restricted stock units that can convert into 22,500 and 31,452 Class A common shares.

According to the footnotes, one RSU award vests in three equal installments on July 8, 2026, July 8, 2027 and July 8, 2028, while another vests in four equal installments on December 1, 2026, December 1, 2027, December 1, 2028 and December 1, 2029, unless forfeited under the award terms.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Araujo Marlos Francisco de Souza

(Last) (First) (Middle)

AV BARBACENA 1219

BELO HORIZONTE-MG

(Street)

BELO HORIZONTE D5 30190-131

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
03/17/2026

3. Issuer Name and Ticker or Trading Symbol
Inter & Co, Inc. [ INTR ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk Officer

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Class A Common Share	5,438	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	(1)	(1)	Class A Common Share	22,500	(1)	D
Restricted Stock Unit	(2)	(2)	Class A Common Share	31,452	(2)	D

Explanation of Responses:

1. Unless earlier forfeited under the terms of the RSU, the award vests and converts into Class A common shares of Inter&Co, Inc in three equal installments on July 8, 2026, July 8, 2027 and July 8, 2028.

2. The award vests and converts into Class A common share in four equal installments on December 1, 2026 and December 1, 2027 and December 1, 2028 and December 1, 2029.

Remarks:

	/s/ Marlos Francisco de Souza Araujo	03/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does the Form 3 for Inter & Co (INTR) disclose about the CRO?

The Form 3 shows Chief Risk Officer Marlos Francisco de Souza Araujo’s initial equity position, including direct Class A common shares and multiple restricted stock unit awards that may convert into Class A common shares over several future vesting dates, subject to forfeiture conditions.

How many Inter & Co (INTR) Class A shares does the CRO directly hold?

The Chief Risk Officer is reported as directly holding 5,438 Class A common shares. This figure reflects his direct ownership in the company’s common equity, separate from additional exposure through restricted stock units that may convert into more Class A common shares over time.

What restricted stock units does the Inter & Co (INTR) CRO hold?

The filing lists two restricted stock unit positions, each referencing Class A common shares. One RSU corresponds to 22,500 underlying shares and another to 31,452 underlying shares, both with an exercise price of 0.0000, indicating no cash exercise cost upon vesting.

When do the CRO’s 22,500 Inter & Co (INTR) RSU underlying shares vest?

The 22,500 underlying Class A common shares from one RSU award vest in three equal installments on July 8, 2026, July 8, 2027 and July 8, 2028, unless the award is forfeited earlier under the restricted stock unit terms.

What is the vesting schedule for the 31,452-share RSU at Inter & Co (INTR)?

The second RSU award, tied to 31,452 underlying Class A common shares, vests in four equal installments on December 1, 2026, December 1, 2027, December 1, 2028 and December 1, 2029, providing a long-term equity incentive schedule.

Does the Inter & Co (INTR) Form 3 show any insider buying or selling?

The Form 3 presents holdings rather than explicit purchases or sales. All three entries are classified as holdings with unknown transaction codes, reflecting the Chief Risk Officer’s existing positions instead of new open-market buy or sell transactions on the reported date.