Itaú Unibanco Holding S.A. filings document the disclosure record of a Brazil-based financial holding company that reports to the SEC as a foreign private issuer. Form 6-K reports furnish quarterly results materials, financial statements, management discussion and analysis, earnings presentations, annual-report notices, and CVM material facts.
The bank's regulatory filings also cover Pillar 3 risk and capital management, prudential metrics, capital adequacy, risk governance, stress testing, and recovery and resolution planning. Governance-related exhibits include fiscal council materials and policies for the disclosure of material acts or facts, while capital-action disclosures address interest on capital and stock repurchase programs.
Itaú Unibanco Holding S.A. (ITUB) elected Juliana Mozachi Sandri as an Officer for the annual term in progress. She will be vested in the position following ratification of her election by the Central Bank of Brazil; her term continues until the officers elected after the 2027 Annual General Stockholders’ Meeting take office.
Vinicius Santana’s removal as an Officer took effect October 29, 2026, and the other officer positions remain unchanged. The Board also approved an updated Internal Charter, which sets the Board of Officers’ size at 5 to 60 members and provides for one-year terms. It describes the Executive Committee’s responsibilities and provides for weekly ordinary meetings.
Itaú Unibanco Holding S.A. unanimously approved its financial statements for January through September 2026 and authorized their publication to the CVM, B3, the SEC and the NYSE. The statements received a favorable opinion from the Fiscal Council and an unqualified report from the independent auditors. The Board of Officers also declared its agreement with the auditors’ opinions.
Itaú Unibanco Holding S.A. describes its banking, payments, insurance, pension, investment and asset-management operations and reports 2025 operating figures across three segments. Net operating revenue was R$112.204 billion in Retail Business, R$62.620 billion in Wholesale Business and R$9.569 billion in Activities with the Market and Corporation. Separately, consolidated income related to interest and similar was R$332.062 billion, up 22.5% from 2024, while income from insurance contracts and private pension was R$8.731 billion, up 25.1%.
Retail products include loans, cards, mortgages and insurance; wholesale services include corporate banking, investment banking and private banking. In 2025, digital channels opened more than 4.6 million accounts, equal to 68% of all new accounts, and handled more than 99% of transfers and payments. The acquiring business processed R$1.0254 trillion in credit- and debit-card transactions. The company also describes operations across Latin America and other international markets.
Itaú Unibanco Holding S.A. entered into a share purchase agreement for the acquisition by the company and/or its affiliates of all shares issued by NeoSpace A.I. Technologies Ltda., a Brazilian artificial-intelligence startup focused on foundational models trained on large-scale datasets. The purchase price is BRL 2,925,000,000.00, with an installment payable at closing and remaining installments deferred over five years, subject to certain conditions. Closing is subject to prior approval by the Brazilian Antitrust Authority (CADE) and the Central Bank of Brazil, as well as other customary conditions.
NeoSpace has provided services to Itaú for nearly two years, developing models trained on Itaú’s proprietary data. Itaú says the models support applications in credit, CRM and fraud prevention, and align with continued development of its “ia.i” generative artificial intelligence assistant. NeoSpace’s management and business operations will remain autonomous from the company, and its current team will be retained.
Itaú Unibanco Holding S.A. updated its Reference Form with its business profile, segment results and operating information. It describes banking, payments, insurance, asset management and investment-banking operations in Brazil and other markets.
For 2025, segment net operating revenue was R$112.204 billion in Retail Business, R$62.620 billion in Wholesale Business and R$9.569 billion in Activities with the Market and Corporations, on the company’s managerial segment basis. Separately, IFRS consolidated revenue was R$167.780 billion, compared with R$168.050 billion in 2024. Segment measures do not add directly to IFRS consolidated results, which eliminate intercompany transactions.
Credit and debit card transaction volume was R$1,025.4 billion, up 11.7% from 2024. Digital channels opened more than 4.6 million accounts in 2025, or 68% of new accounts, and carried out over 99% of transfers and payments. Itaú Asset Management reported R$1,236 billion in assets under management and an 11.5% market share.
Itaú Unibanco Holding S.A. set out policies for social, environmental and climate risk; market risk and interest rate risk in the banking book (IRRBB); integrated compliance and operational risk; and liquidity risk. The policies describe how risks are identified, assessed and controlled across business activities, including client and supplier reviews, exposure limits, pricing controls, cash-flow analysis and stress testing.
Oversight is assigned to the Board, committees, risk functions and business areas. Liquidity controls include the Liquidity Coverage Ratio’s 30-day stress horizon and the Net Stable Funding Ratio’s one-year stress scenario. The social, environmental and climate policy was approved in May 2026, the integrated compliance and operational risk policy in June 2026, and the market risk policy on April 25, 2024. Compliance and operational risk records are kept available to Brazil’s Central Bank for a minimum of five years.
Itaú Unibanco Holding S.A.’s bylaws set authorized capital at up to 13,176,900,000 shares and subscribed and paid-in capital at R$136,909,898,070, represented by 11,026,869,192 book-entry shares. Of these, 5,617,742,977 are common shares and 5,409,126,215 are preferred shares.
The bylaws assign oversight to a Board of Directors and executive duties to a Board of Officers. They allow a Board of Directors of 10 to 14 members, with at least a majority non-executive and at least one-third independent. They also set a mandatory dividend of not less than 25% of fiscal-year profit, subject to statutory adjustments, and a minimum annual dividend of R$0.022 per preferred share.
Itaú Unibanco Holding S.A. announced that CEO Milton Maluhy Filho will join Itaúsa S.A.’s live “Panorama Itaúsa 2026” event on October 6 at 10:00 a.m. Brasília time. The discussion will cover Itaú Unibanco’s strategy and perspectives, with access through Popcast and Itaúsa’s YouTube channel.
Itaú Unibanco Holding S.A. (ITUB) plans to repurchase all of its Tier 2 Subordinated Financial Bills that were issued in September 2021 and mature in September and October 2031, with a total principal amount of BRL 11 billion. The company states it will exercise the repurchase option on September 21, 2026 and October 21, 2026. According to the disclosure, the estimated impact of this repurchase on Itaú Unibanco’s Tier 2 capital ratio is a reduction of approximately 70 basis points, calculated on the capital base as of June 30, 2026.
Itaú Unibanco Holding S.A. (ITUB) describes a comprehensive Related Party Transactions Policy for its Brazilian operations, setting governance standards for dealings between the Itaú Unibanco conglomerate and related parties. The policy defines who qualifies as a related party, what constitutes market conditions, and when transactions are deemed significant.
Transactions above a defined threshold must be approved by a Related Parties Committee of three independent board members, supported by evidence of fairness versus market terms and documented justification. The policy requires clear contractual documentation, specific disclosure in financial statements and to regulators, and prohibits related-party deals that are not on market conditions or that provide disproportionate benefits. Breaches are reviewed by the Audit Committee and Board of Directors, and the Board may update the policy as regulations evolve.