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Jack Henry reports $17.9M in Q1 client exit revenue

Jack Henry excludes deconversion revenue from non-GAAP revenue because it says the amounts do not represent its ongoing client-services business.

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Form Type
8-K

Rhea-AI Filing Summary

Jack Henry & Associates reported $17.9 million in deconversion revenue for the fiscal first quarter ended September 30, 2026, and estimated $30.0 million for fiscal 2027. The company says most deconversion revenue arises when a client agrees to be acquired by another financial institution, ending its contract with Jack Henry. Recognition depends on factors outside Jack Henry’s control, and the company excludes this revenue from the non-GAAP revenue reported in its quarterly and annual earnings releases because it does not represent its ongoing client-services business.

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Item 2.02 Results of Operations and Financial Condition Financial
Disclosure of earnings results, typically an earnings press release or preliminary financials.
Item 9.01 Financial Statements and Exhibits Exhibits
Financial statements, pro forma financial information, or exhibit attachments filed with this report.
Fiscal first-quarter deconversion revenue $17.9 million Fiscal first quarter ended September 30, 2026
Fiscal 2027 deconversion revenue estimate $30.0 million Fiscal year 2027
deconversion revenue financial
"deconversion revenue for the fiscal first quarter"
non-GAAP revenue financial
"excludes deconversion revenue from non-GAAP revenue"
Non-GAAP revenue is a company’s sales figure that has been adjusted by management to remove certain items—such as one-time gains or accounting quirks—so the result is intended to show the company’s underlying sales performance. Investors watch it because it can make trends easier to see, like wiping mud off a windshield to view the road, but the adjustments differ by company so you must check what was excluded before comparing figures.
Deconversion revenue $17.9 million
Guidance

Fiscal 2027 deconversion revenue estimate: $30.0 million.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How much deconversion revenue did JKHY report for fiscal Q1 2027?

Jack Henry reported $17.9 million in deconversion revenue for the fiscal first quarter ended September 30, 2026.

What is Jack Henry’s fiscal 2027 deconversion revenue estimate?

Jack Henry estimated $30.0 million in deconversion revenue for fiscal 2027.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR Accepted by SEC EDGAR Learn about SEC filing dates
00007791522027Q1FALSE00007791522026-10-292026-10-29


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K
CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): October 29, 2026

JACK HENRY & ASSOCIATES, INC.
(Exact name of Registrant as specified in its Charter)
Delaware0-1411243-1128385
(State or other jurisdiction of incorporation)
(Commission File Number)
(IRS Employer Identification No.)

663 Highway 60, P.O. Box 807, Monett, MO 65708
(Address of Principal Executive Offices) (Zip Code)

417-235-6652
(Registrant’s telephone number, including area code)

Not Applicable
(Former name, former address and former fiscal year, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a.-12)
☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐ Pre-commencement communications pursuant to Rule 13e-4 (c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each classTicker symbol(s)Name of each exchange on which registered
Common Stock, $0.01 par valueJKHYNasdaq Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐




Item 2.02 Results of Operations and Financial Condition.

On October 29, 2026, Jack Henry & Associates, Inc. issued a press release announcing its deconversion revenue for the fiscal first quarter ended September 30, 2026, the text of which is attached hereto as Exhibit 99.1.

Item 9.01 Financial Statements and Exhibits.
Exhibits
Exhibit No.     Description
99.1        Press Release dated October 29, 2026
104         Cover Page Interactive Data File (embedded within the Inline XBRL document)




SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
JACK HENRY & ASSOCIATES, INC.
(Registrant)
Date:October 29, 2026/s/ Mimi L. Carsley
Mimi L. Carsley
Chief Financial Officer and Treasurer



Company:Jack Henry & Associates, Inc.Analyst Contact:Vance Sherard, CFA
663 Highway 60, P.O. Box 807Vice President, Investor Relations
Monett, MO 65708(417) 235-6652
Press Contact:Mark Folk
Director of Corporate Communications
(704) 890-5323
FOR IMMEDIATE RELEASE
Jack Henry Announces Fiscal 2027 First Quarter Deconversion Revenue Results

MONETT, Mo., Oct. 29, 2026 — Jack Henry & Associates, Inc.® (Nasdaq: JKHY) announced today that deconversion revenue for the fiscal first quarter, ended September 30, 2026, was $17.9 million. Based on these results, the deconversion revenue estimate for fiscal year 2027 is $30.0 million. For more information about how guidance is developed for deconversion revenue estimates, please see Jack Henry’s Current Report on Form 8-K filed with the Securities and Exchange Commission on Aug. 3, 2023.

The majority of deconversion revenue is generated when one of Jack Henry’s clients agrees to be acquired by another financial institution, resulting in the termination of the client’s contract with Jack Henry. In these circumstances, Jack Henry’s recognition of deconversion revenue is driven by factors outside Jack Henry’s control, and this revenue does not represent the true operations of Jack Henry’s ongoing business of providing services to clients. As a result, Jack Henry excludes deconversion revenue from non-GAAP revenue reported in its quarterly and annual earnings releases.

About Jack Henry & Associates, Inc.®
Jack Henry® (Nasdaq: JKHY) is a well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve. We are an S&P 500 company that prioritizes openness, collaboration, and user centricity – offering banks and credit unions a vibrant ecosystem of internally developed modern capabilities as well as the ability to integrate with leading fintechs. For 50 years, Jack Henry has provided technology solutions to enable clients to innovate faster, strategically differentiate, and successfully compete while serving the evolving needs of their accountholders. We empower more than 7,200 clients with people-inspired innovation, personal service, and insight-driven solutions that help reduce the barriers to financial health. Additional information is available at www.jackhenry.com.  





Filing Exhibits & Attachments

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