JPMORGAN CHASE & CO (JPM) SEC Filings, Aug 25, 2026

JPMorgan Chase & Co. (JPM), via JPMorgan Chase Financial Company LLC, is offering $350,000 of Digital Barrier Notes due August 24, 2028 linked to the least performing of the Dow Jones Industrial Average®, Nasdaq-100 Index® and Russell 2000® Index. The notes pay no coupons but provide a fixed 22.30% return at maturity (payment of $1,223 per $1,000 note) if, on the observation date, the final level of each index is at least 70% of its initial level.

If any index finishes below its 70% Barrier Amount, repayment of principal is reduced 1% for every 1% decline of the least performing index from its initial level, potentially down to zero. The notes are unsecured, unsubordinated obligations of JPMorgan Chase Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co., and are subject to both entities’ credit risk. The price to public is $1,000 per note, including selling commissions of $7.50, while the estimated value is $986.90, reflecting embedded costs for selling, structuring and hedging. The notes will not be listed, and secondary market prices, if any, are expected to be below the issue price.

JPMORGAN CHASE & CO (JPM), via JPMorgan Chase Financial Company LLC, is offering structured Auto Callable Contingent Interest Notes linked to the MerQube US Tech+ Vol Advantage Index, due August 26, 2031, in an aggregate principal amount of $329,000 at $1,000 per note.

The notes pay a monthly Contingent Interest Rate of 17.15% per annum (1.42917% per month) only if, on each Interest Review Date, the Index is at or above 80% of its Initial Value. Quarterly, if the Index is at or above the Initial Value on an Autocall Review Date (earliest August 23, 2027), the notes are automatically called at par plus that period’s interest. If not called and the Final Value is at or above the 85% Buffer Threshold, investors receive par plus the final contingent interest; if below, principal is reduced 1-for-1 beyond a 15% buffer, with up to 85% principal loss.

The Index embeds a 6.0% per annum daily deduction and a daily notional financing cost (SOFR plus 0.50%), which drag performance versus an undeducted index and influence the note’s terms and value. Price to public is $1,000, including $41.50 in selling commissions and $958.50 in proceeds to the issuer per note; the estimated value on the pricing date is $909.10. Payments are unsecured, unsubordinated obligations of JPMorgan Chase Financial Company LLC, fully and unconditionally guaranteed by JPMorgan Chase & Co., and carry the credit risk of both entities.

JPMORGAN CHASE & CO (JPM), through JPMorgan Chase Financial Company LLC, is offering $400,000 of unsecured Callable Contingent Interest Notes due July 26, 2028, linked individually to the Nasdaq‑100® Technology Sector, the Russell 2000® Index and the S&P 500® Index.

The notes pay a 9.90% per annum Contingent Interest (0.825% monthly) only if on a Review Date each index is at or above 70.00% of its Initial Value. JPMorgan may redeem the notes early on specified Interest Payment Dates starting November 27, 2026, paying $1,000 plus any due contingent interest.

If not called and on the final Review Date any index is below its 70.00% Trigger Value, principal is reduced 1% for each 1% decline of the least performing index, up to a total loss of principal. The notes are fully and unconditionally guaranteed by JPMorgan Chase & Co., are not FDIC insured, have an original issue price of $1,000 and an estimated value of $959.20, and are expected to be illiquid with secondary prices typically below issue.

JPMORGAN CHASE & CO (JPM), through JPMorgan Chase Financial Company LLC, is offering $3,169,000 of unsecured Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, maturing August 26, 2032, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay a monthly Contingent Interest at a rate of 17.75% per annum (1.47917% per month) only when the Index is at or above 70% of its Initial Value on the relevant Interest Review Date. Starting August 23, 2027, the notes are automatically called quarterly if the Index is at or above its Initial Value, returning $1,000 per note plus that period’s interest.

If not called, at maturity investors receive $1,000 per note plus any final interest if the Index is at or above a 50% Trigger Value; otherwise the payoff is $1,000 plus $1,000 times the Index return, exposing holders to a significant or total loss of principal. The Index applies a 6.0% per annum daily deduction and uses leveraged exposure to E-mini S&P 500 futures, which can magnify losses and introduce “volatility drag.” The estimated value of each $1,000 note at pricing was $921.90, below the issue price, and any payment is subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co.

JPMORGAN CHASE & CO (JPM), via JPMorgan Chase Financial Company LLC, is issuing $7,741,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Tech+ Vol Advantage Index, maturing August 26, 2032, at $1,000 per note and fully guaranteed by JPMorgan Chase & Co.

The notes pay a 16.50% per annum Contingent Interest only on Review Dates when the Index is at or above 80% of its Initial Value, with missed coupons potentially paid later. Notes are auto-called at par plus interest if the Index is at or above its Initial Value on specified Review Dates from August 23, 2027. If held to maturity and not called, principal is protected only if the Final Index Value is at least 60% of the Initial Value; otherwise repayment is reduced 1-for-1 with the Index decline. The Index embeds a 6.0% per annum daily deduction and a notional financing cost, uses up to 500% leverage and a 35% target volatility, and is expected to lag an equivalent index without these deductions. The estimated value is $945.90 per $1,000, below issue price, and investors face significant loss of principal, no guarantee of any interest, issuer/guarantor credit risk, potential illiquidity and multiple conflicts of interest.

JPMORGAN CHASE & CO (JPM), through JPMorgan Chase Financial Company LLC, is offering $984,000 of unsecured, unsubordinated structured notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a scheduled maturity on August 26, 2031 and are issued in $1,000 denominations.

The notes may be automatically called on annual review dates starting August 26, 2027 if the Index closes at or above the Call Value (100% of the Initial Value). If called, investors receive $1,000 plus a call premium of 25%, 50%, 75%, 100% or 125% of principal, depending on the call year. If not called, principal is protected only by a 15% Buffer Amount; if the Final Value is below the Initial Value by more than 15%, repayment is reduced 1-for-1, with up to an 85% loss of principal.

The Index embeds a 6.0% per annum daily deduction and a daily notional financing cost on its QQQ-based underlying, so it is expected to trail an otherwise identical index without such charges. The price to public is $1,000 per note, including $41.50 in selling commissions, with net proceeds to the issuer of $958.50 per note. The estimated value at pricing was $915.70 per $1,000 note, below issue price due to selling, structuring and hedging costs. Payments depend on the performance of the Index and the credit of JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co.

JPMORGAN CHASE & CO (JPM), via JPMorgan Chase Financial Company LLC, is issuing unsecured, unsubordinated Auto Callable Buffered Equity Notes linked to Eli Lilly and Company common stock. The notes may be automatically called on September 10, 2027 if Eli Lilly’s share price is at or above the initial stock price, paying $1,000 plus a call premium of at least 21.62% per note on the call settlement date.

If not called, at the August 31, 2028 maturity investors receive the greater of the stock’s positive return or a Contingent Minimum Return of at least 43.24% per $1,000, provided the final stock price is at or above the initial stock price. A 15% Buffer Amount protects principal for moderate declines; below this level, losses are leveraged by a Downside Leverage Factor of 1.17647, so a sufficiently large drop in Eli Lilly’s stock can result in substantial or total principal loss. The minimum denomination is $10,000, with integral multiples of $1,000, and the indicative estimated value is about $977.60 per $1,000 principal at pricing, not less than $960. Payments depend on the credit of JPMorgan Financial and the guarantee of JPMorgan Chase & Co., and the notes pay no interest or dividends.

JPMORGAN CHASE & CO, through JPMorgan Chase Financial Company LLC, is offering auto callable buffered return enhanced notes linked to an equally weighted Basket of four financial stocks: Bank of America, Capital One Financial, Morgan Stanley and Wells Fargo, each with a 25.00% Stock Weight.

The notes may be automatically called on September 10, 2027 if the Basket’s closing level is at or above the Starting Basket Level of 100, paying $1,000 plus a call premium of at least 16.75% per note on the Call Settlement Date. If not called and the Basket appreciates at the August 28, 2028 Valuation Date, holders receive an uncapped gain of at least 1.25× the Basket Return.

A 15.00% Buffer Amount protects principal for moderate declines, but below that investors lose 1.17647% of principal for every 1% additional drop in the Basket, up to full loss. The notes pay no interest or dividends and are unsecured obligations subject to the credit risk of JPMorgan Chase Financial Company LLC and the guarantee of JPMorgan Chase & Co. The estimated value is indicated as approximately $981.10 per $1,000 note if priced today and will not be less than $970.00 when finalized.

JPMorgan Chase & Co. (JPM), via JPMorgan Chase Financial Company LLC, is offering $140,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Large-Cap Vol Advantage Index, due August 24, 2029, in $1,000 denominations. The notes pay a 12.50% per annum Contingent Interest (1.04167% monthly) only if, on a Review Date, the Index is at or above 65% of its Initial Value (the Interest Barrier); missed coupons can be paid later if the barrier is met.

The notes may be automatically called as early as August 23, 2027 if the Index is at or above 90% of its Initial Value (Call Value), returning $1,000 plus due and previously unpaid contingent interest, with no further payments. If not called, and at maturity the Index is at or above 65% of Initial Value (Trigger Value), investors receive $1,000 plus all due contingent interest. If the Final Value is below the Trigger Value, repayment is $1,000 + $1,000 × Index Return, exposing investors to loss of up to 100% of principal.

The Index dynamically adjusts exposure (0%–500%) to E-mini S&P 500 futures to target 35% implied volatility and is subject to a 6.0% per annum daily deduction, which drags performance versus an identical index without the fee. Price to public is $1,000 per note, with $7.50 in selling commissions and $992.50 in proceeds to the issuer; the estimated value at pricing was $945.20 per $1,000 note. Payments depend on the credit of JPMorgan Financial and the JPMorgan Chase & Co. guarantee, and the notes are unsecured, unsubordinated, not deposits, and not FDIC insured.