JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase & Co. (JPM), via JPMorgan Chase Financial Company LLC, is offering $325,000 of unsecured structured notes linked to the MerQube US Large-Cap Vol Advantage Index, maturing on August 24, 2029 and subject to an automatic call feature starting August 24, 2027.
Each $1,000 note can be automatically called on any Review Date if the Index is at or above 85.00% of its Initial Value, paying $1,000 plus a fixed Call Premium of 18.00%–54.00% of principal depending on the call date. If held to maturity without a call and the Final Index Value is at or above the Barrier Amount of 60.00% of the Initial Value (2,586.12), investors receive principal back; otherwise, repayment is $1,000 plus $1,000 × Index Return, exposing holders to losses greater than 40% and potentially 100% of principal.
The underlying Index uses a rules-based exposure to E-mini S&P 500 futures with target volatility of 35% and leverage between 0% and 500%, and is reduced by a 6.0% per annum daily deduction, which drags performance relative to a similar index without this fee. The notes pay no interest or dividends, carry JPMorgan Financial and JPMorgan Chase & Co. credit risk, are not listed, and had an estimated value of $944.60 per $1,000 note at pricing, below the $1,000 issue price due to embedded costs and hedging.
JPMORGAN CHASE & CO (JPM), via JPMorgan Chase Financial Company LLC, is offering $9,792,000 of Uncapped Dual Directional Buffered Return Enhanced Notes due August 24, 2028, linked to the lesser-performing of the Dow Jones Industrial Average® and the S&P 500® Index. The notes pay no interest or dividends and are unsecured, unsubordinated obligations of JPMorgan Chase Financial, fully and unconditionally guaranteed by JPMorgan Chase & Co.
At maturity, if both indices finish above their initial levels, investors receive principal plus 1.06 times the lesser-performing index’s gain. If the lesser-performing index is flat or down by up to the 15.00% buffer, investors receive a positive, uncapped return equal to the absolute decline (up to 15.00%), with a maximum of $1,150 per $1,000 note in negative-index-return scenarios. If either index falls by more than 15.00%, principal is reduced 1% for each percentage point decline beyond 15.00%, down to a minimum of $150 per $1,000 note, so up to 85.00% of principal can be lost.
The price to public is $1,000 per note, including $1.50 in selling commissions, for issuer proceeds of $998.50 per note. The estimated value at pricing was $987.80 per $1,000, reflecting embedded selling, structuring and hedging costs. The notes will not be listed, secondary liquidity depends on J.P. Morgan Securities LLC, and values are subject to the credit risk of both the issuer and the guarantor.
JPMorgan Chase & Co. (JPM), via subsidiary JPMorgan Chase Financial Company LLC, is issuing $1,000,000 of Auto Callable Contingent Interest Notes linked to the least performing of three iShares ETFs (MSCI EAFE, MSCI ACWI, Russell 3000), maturing August 23, 2029 and fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay a monthly contingent coupon of 6.50% per annum (0.54167% per month) only if on each Interest Review Date all three ETFs are at or above 70% of their Strike Value; missed coupons may be paid later if conditions are met. The notes are auto-called quarterly starting February 19, 2027 if each ETF is at or above its Strike Value, returning principal plus due and unpaid coupons. If held to maturity and any ETF finishes below its 60% Trigger Value, repayment is reduced one-for-one with the loss on the worst ETF, and investors can lose a significant portion or all of principal. The notes are unsecured obligations subject to the credit risk of both the issuer and JPMorgan Chase & Co., are not listed, and have an estimated initial value of $974 per $1,000 note versus a $1,000 issue price.
JPMORGAN CHASE & CO (JPM), through JPMorgan Chase Financial Company LLC, is offering unsecured Auto Callable Dual Directional Buffered Return Enhanced Notes linked to the S&P 500® Index. The notes can be automatically called on September 10, 2027 if the Index closing level is at or above the Initial Index Level, paying $1,000 plus a call premium of at least 9.90% per note on September 15, 2027. If not called, the notes mature on August 31, 2028 and provide uncapped leveraged upside of at least 1.50 times any positive Index Return.
If held to maturity and not called, investors receive full principal back when the Index is flat, a positive unleveraged return equal to the Absolute Index Return when the Index is down by up to the 20.00% Contingent Buffer Amount (with a maximum negative‑scenario payoff of $1,200 per $1,000 note), and 1:1 downside exposure beyond that buffer, risking some or all principal. The minimum denomination is $10,000. The notes pay no interest or dividends and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The estimated value would be approximately $983 per $1,000 note if priced on the described date and will not be less than $970, which is below the issue price due to selling commissions, hedging costs and dealer profits. JPMorgan has also committed $900,000 in aggregate charitable donations to Blue Star Families, which are not contingent on note sales.
JPMorgan Chase & Co. (JPM) is guaranteeing a $671,000 offering of JPMorgan Chase Financial Company LLC structured “Review Notes” linked to the MerQube US Tech+ Vol Advantage Index, maturing on August 26, 2031 and first callable on August 25, 2027. The notes are issued in $1,000 minimum denominations at $1,000 per note with underwriting fees of $44 per note and net proceeds of $956 per note (total proceeds $641,476). The issuer’s estimated value is $909.70 per $1,000, reflecting embedded costs and hedging assumptions.
The notes pay no interest or dividends and can be automatically called if, on a Review Date, the Index is at or above a Call Value equal to 90% of its initial level, returning principal plus a fixed Call Premium Amount that steps up from 12.35% on the first Review Date to 61.75% on the final Review Date. If not called and the Index is down at maturity by more than a 15% buffer, investors lose 1% of principal for each 1% decline beyond the buffer, up to an 85% loss.
The Index provides leveraged, rules-based exposure (up to 500%) to an unfunded position in Invesco QQQ Trust, Series 1, with a 35% target volatility. Its level is reduced by a 6.0% per annum daily deduction and a daily notional financing cost (SOFR plus 0.50%), which creates a persistent drag so the Index is expected to trail an identical index without these deductions. The notes are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., are not bank deposits, and will not be listed, so liquidity will depend on dealer trading.
JPMorgan Chase & Co. (JPM), via JPMorgan Chase Financial Company LLC, is offering $1,891,000 of unsecured Buffered Digital Notes linked to the lesser performing of the Russell 2000® Index and the S&P 500® Index, maturing September 24, 2027, in $1,000 denominations and fully guaranteed by JPMorgan Chase & Co.
The notes pay a fixed 8.30% Contingent Digital Return at maturity if the lesser performing index is at or above its initial level or down by up to a 20.00% Buffer Amount. If either index falls by more than 20.00%, principal is reduced 1% for each additional 1% decline in the lesser performer, for up to an 80.00% loss and a minimum repayment of $200 per $1,000 note. The price to public is $1,000 per note, with selling commissions of $4 and issuer proceeds of $996 per note; the estimated value was $992.10 per $1,000 note at pricing. The notes pay no interest or dividends, are not insured, will not be listed on an exchange, and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.
JPMORGAN CHASE & CO (JPM), through JPMorgan Chase Financial Company LLC, is offering unsecured, unsubordinated Digital Buffered Notes linked to the S&P 500® Index. Each note has a price to public of $1,000 and a maturity on September 15, 2027, with payment fully and unconditionally guaranteed by JPMorgan Chase & Co.
If on the valuation date the S&P 500® level is at or above its initial level, or down by up to the 10.00% buffer, investors receive a fixed Contingent Digital Return of at least 8.77%, capping the maximum payment at $1,087.70 per $1,000 note. If the index falls by more than 10.00%, principal is lost on a leveraged basis: for every 1% decline beyond the buffer, repayment is reduced by 1.11111%, potentially leading to a full loss of principal. The notes pay no interest or dividends and will not be listed on an exchange; JPMS may make a secondary market but is not obligated to do so.
The notes’ value is sensitive to JPMorgan’s and JPMorgan Chase & Co.’s credit risk. The estimated value, if priced on the described date, would be about $988.30 per $1,000 note, and the final estimated value disclosed at pricing will not be less than $970.00, reflecting embedded selling commissions, hedging costs and issuer funding assumptions.
JPMORGAN CHASE & CO (symbol: JPM) is the issuer of record for a Form 424B2 filing submitted to the SEC.
JPMorgan Chase & Co. (JPM), via JPMorgan Chase Financial Company LLC, is offering $8,774,000 of Capped Buffered Equity Notes linked to the lesser performer of the Dow Jones Industrial Average and the S&P 500 Index, maturing August 24, 2028 and issued in $1,000 minimum denominations.
At maturity, investors receive 1.00x appreciation of the lesser performing index, capped at a Maximum Return of 35.40%. A 30.00% buffer protects against moderate declines, but if either index falls by more than 30%, principal is reduced 1% for each additional 1% decline in the lesser performer, up to a 70.00% principal loss. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., and will not be listed, so liquidity may be limited.
The price to the public is $1,000 per note, including $1.50 in selling commissions, with net proceeds of $998.50 per note (total proceeds $8,760,839). The issuer’s estimated value at pricing was $988.50 per $1,000 note, reflecting embedded costs and internal funding and hedging assumptions. The offering includes detailed U.S. federal tax and Section 871(m) analyses and highlights that adverse tax guidance or credit spread changes could materially affect value.
JPMORGAN CHASE & CO (symbol: JPM) is the issuer of record for a Form 424B2 filing submitted to the SEC.