JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase & Co. (JPM), through JPMorgan Chase Financial Company LLC, is offering unsecured, unsubordinated structured notes linked to the iShares® MSCI Emerging Markets ETF (EEM), fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes provide a 1.50x leveraged upside on positive ETF performance, capped at a Maximum Upside Return of at least 33.15%.
At maturity in August 2028, if the ETF is flat or down by up to the 10.00% Buffer Amount, investors receive the principal plus the Absolute Fund Return, effectively allowing gains on modest declines up to 10%. If the ETF falls more than 10%, principal is reduced 1% for each additional 1% drop, with up to 90.00% loss of principal possible.
The notes pay no interest or dividends, are not FDIC insured, and will not be listed on an exchange, so liquidity depends on repurchases by J.P. Morgan Securities LLC. The indicative estimated value is about $960 per $1,000 note and will not be less than $940 per $1,000 at pricing, reflecting embedded fees, hedging costs and JP Morgan’s internal funding rate. Tax treatment is complex and may involve “open transaction” and constructive ownership considerations.
JPMorgan Chase & Co. (through JPMorgan Chase Financial Company LLC) is offering unsecured, auto callable contingent interest notes linked to the MerQube US Large-Cap Vol Advantage Index, maturing on September 6, 2033, in minimum denominations of $1,000. Investors receive a monthly Contingent Interest Payment only when the Index is at or above 70% of its Initial Value, at a rate that will be at least 18.00% per annum.
The notes are automatically called quarterly if the Index is at or above its Initial Value, starting as early as March 1, 2027, returning principal plus that period’s interest but ending future payments. If held to maturity without being called, full principal is returned only if the Final Index Value is at or above the 50% Trigger Value; otherwise, losses match Index declines and can reach 100%. The underlying Index employs up to 500% leverage and a 6.0% per annum daily deduction, which drags performance. The indicative estimated value is about $930 per $1,000 note (and will not be less than $900), and the notes are subject to the credit risk of both the issuer and guarantor, with no exchange listing and limited liquidity.
JPMorgan Chase & Co. (JPM), through JPMorgan Chase Financial Company LLC, is offering unsecured Auto Callable Contingent Interest Notes due September 30, 2032, linked to the MerQube US Large-Cap Vol Advantage Index and fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay a monthly contingent coupon of at least 18.00% per annum (1.50% per month) only when the Index is at or above 70% of its Initial Value, and can be automatically called quarterly from March 25, 2027 if the Index is at or above the Initial Value. If held to maturity and not called, principal is protected only if the Final Index Value is at or above 50% of the Initial Value; otherwise losses match the Index decline, up to 100% loss. The Index embeds a 6.0% per annum daily deduction and can use leverage up to 500%, which together can materially drag performance. The indicative estimated value is about $927.50 per $1,000 note and will not be less than $900, and investors face the credit risk of both the issuer and the guarantor.
JPMORGAN CHASE & CO (JPM), through JPMorgan Chase Financial Company LLC, is offering unsecured, unsubordinated Callable Contingent Interest Notes linked to the least-performing of the Nasdaq-100 Index®, the Russell 2000® Index and the S&P 500® Index, maturing on September 2, 2031 and fully guaranteed by JPMorgan Chase & Co.
The notes pay a monthly Contingent Interest Payment only if on a Review Date each index is at or above its Interest Barrier of 70.00% of its Initial Value. The Contingent Interest Rate will be at least 10.50% per annum (0.875% per month). JPMorgan may redeem the notes early, in whole, on any Interest Payment Date from December 2, 2026 (excluding the first, second and final dates).
If not redeemed and the Final Value of any index is below its Trigger Value of 55.00% of its Initial Value, principal is reduced 1% for each 1% index decline, potentially to zero. Minimum denomination is $1,000. The estimated value would be about $970 per $1,000 note if priced today and will not be less than $950 at pricing. Credit risk, lack of guaranteed interest, and limited liquidity are emphasized as key risks.
JPMorgan Chase & Co. (JPM), as guarantor, is supporting JPMorgan Chase Financial Company LLC in offering unsecured, unsubordinated Callable Contingent Interest Notes due August 31, 2028 linked to the least performing of the Russell 2000 Index, the State Street Energy Select Sector SPDR ETF and the EURO STOXX 50 Index. The notes pay a contingent interest rate of at least 10.30% per annum, payable monthly (0.85833% per month), only if on a Review Date the closing value of each underlying is at or above its Interest Barrier of 70% of Initial Value.
The notes are callable at the issuer’s option on specified Interest Payment Dates starting March 3, 2027, and principal is at risk. If not redeemed early and any underlying finishes below its Trigger Value of 60% of Initial Value on the final Review Date, investors lose 1% of principal for each 1% decline in the least performing underlying, up to full loss. Estimated value at launch is approximately $976.70 per $1,000 note, and will not be less than $940. The notes will not be listed, may have limited liquidity, pay no dividends, and expose investors to the credit risk of both the issuer and JPMorgan Chase & Co.
JPMORGAN CHASE & CO (JPM), via JPMorgan Chase Financial Company LLC, is offering auto callable contingent interest notes due September 6, 2028, linked to the lesser performing of the SPDR S&P Oil & Gas Exploration & Production ETF and the SPDR S&P Biotech ETF, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay a Contingent Interest Payment on each Review Date only if each fund’s closing price is at or above 65.00% of its Initial Value (the Interest Barrier) and may be automatically called if both funds are at or above their Initial Values. If not called and either fund finishes below its 65.00% Trigger Value, principal is reduced 1% for each 1% decline of the lesser performing fund, down to a total loss. The estimated value is expected to be below the $1,000 price to public, with a current illustration of about $947.30 and a minimum of $920.00 per $1,000 note, reflecting selling costs and hedging-related factors.
JPMORGAN CHASE & CO (JPM), via JPMorgan Chase Financial Company LLC, is offering unsecured Structured Investments Review Notes linked to the MerQube US Tech+ Vol Advantage Index, maturing September 5, 2031 and subject to full and unconditional guarantee by JPMorgan Chase & Co.
The notes feature automatic call on 17 scheduled Review Dates starting September 7, 2027 if the Index is at or above 100% of its Initial Value. On a call, investors receive $1,000 plus a Call Premium Amount that starts at at least 20% of principal on the first Review Date and increases in 5% steps up to at least 100% on the final Review Date, after which no further payments occur.
If not called, principal is protected only within a 15.00% Buffer Amount: if the Final Value is down by more than 15%, repayment is $1,000 + [$1,000 × (Index Return + 15%)], exposing investors to up to an 85.00% loss of principal. The underlying Index is an excess return volatility-target index linked to Invesco QQQ, subject to a 6.0% per annum daily deduction and a daily notional financing cost, both of which reduce performance versus the QQQ Fund. The indicative estimated value is about $908 per $1,000 note and will not be less than $900 at pricing, below the $1,000 price to public, reflecting selling costs and issuer economics. The notes pay no interest or dividends and carry the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC, a wholly owned finance subsidiary of JPMORGAN CHASE & CO (JPM), is issuing Digital Notes linked inversely to the 1‑Year U.S. Dollar SOFR ICE Swap Rate, guaranteed by JPMorgan Chase & Co. The offering totals $1,150,000, with a price of $1,000 per note.
At maturity on September 7, 2027, investors receive $1,090 per $1,000 note (a 9.00% Contingent Digital Return) if the final reference rate is at or below 3.979% or within a 28.10% increase over that strike. If the final rate exceeds this buffer, principal is reduced 1% for each 1% excess, up to a total loss.
The estimated value is $971.20 per $1,000 note, below the issue price due to selling commissions and hedging-related costs. The notes are intended to be held to maturity, may have limited liquidity, involve complex rate and tax considerations, and are treated as open transactions for U.S. tax purposes under current counsel opinion.
JPMORGAN CHASE & CO (symbol: JPM) is the issuer of record for a Form 424B2 filing submitted to the SEC.
JPMORGAN CHASE & CO (symbol: JPM) is the issuer of record for a Form 424B2 filing submitted to the SEC.