JPMorgan Chase & Co. filings document a bank holding company with worldwide financial services operations and multiple classes of exchange-listed securities. Periodic reports describe investment banking, consumer and small-business financial services, commercial banking, transaction processing and asset management, along with capital, assets and stockholders’ equity disclosures.
The company’s 8-K filings record material events and identify registered securities including JPM common stock, depositary shares representing fractional interests in non-cumulative preferred stock, and guarantees of notes and exchange-traded notes issued by JPMorgan Chase Financial Company LLC. Proxy materials cover board matters, executive compensation, equity awards, shareholder voting items and other governance disclosures.
JPMorgan Chase & Co. (JPM), through its wholly owned finance subsidiary JPMorgan Chase Financial Company LLC, is issuing Performance Leveraged Upside Principal at Risk Securities (PLUS) linked to the Russell 2000® Index, maturing on December 3, 2027. The aggregate principal amount is $2,160,000, with each PLUS having a stated principal amount and issue price of $1,000.
The PLUS pay no interest and do not guarantee return of principal. At maturity, if the index is above its initial level of 3,068.415, investors receive $1,000 plus 300% of the index percent increase, capped at a maximum payment of $1,222 per PLUS (122.20% of principal). If the index is at or below the initial level, investors receive $1,000 multiplied by the index performance factor, losing 1% of principal for every 1% index decline, with no minimum payment. The securities are unsecured obligations of JPMorgan Chase Financial Company LLC, fully and unconditionally guaranteed by JPMorgan Chase & Co., and are subject to the credit risk of both entities. The estimated value on the pricing date is $975.90 per $1,000 PLUS, reflecting embedded costs and hedging factors.
JPMORGAN CHASE & CO (JPM), through JPMorgan Chase Financial Company LLC, is offering Uncapped Accelerated Barrier Notes linked to the lesser performance of the SPDR S&P 500 ETF Trust (SPY) and Invesco QQQ, Series 1 (QQQ), maturing on August 26, 2030 and fully guaranteed by JPMorgan Chase & Co.
The notes target at least 1.35× any positive return of the lesser performing ETF if both finish above their initial levels; principal is merely returned if either is flat or down but both stay at or above 70% of initial value. If either ETF closes below its 70% barrier on the August 21, 2030 observation date, repayment is reduced one-for-one with the lesser ETF’s loss, down to a total loss of principal.
The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both the issuer and guarantor, will not be listed on any exchange and may be hard to sell. The price to public is $1,000 per note; the estimated value would be about $980 per $1,000 note if priced on the date referenced and will not be less than $940, reflecting selling commissions, hedging costs and dealer profit.
JPMORGAN CHASE & CO (symbol: JPM) is the issuer of record for a Form 424B2 filing submitted to the SEC.
JPMORGAN CHASE & CO (JPM), via JPMorgan Chase Financial Company LLC, is offering $2,290,000 of Airbag In-Digital Notes linked to the S&P 500® Index, maturing August 17, 2028, fully and unconditionally guaranteed by JPMorgan Chase & Co.
Each Note has a $10 principal amount and a term of about two years. If the S&P 500 Final Value is at or above the Digital Barrier, set at 90% of the Initial Value of 7,785.76 (i.e., 7,007.18), investors receive principal plus a fixed Digital Return of 19.65%, regardless of further upside. If the Final Value is below the Downside Threshold (also 90% of the Initial Value), repayment is reduced by 1.11111% of principal for every 1% the index falls beyond the 10% Threshold Percentage, creating potential for substantial or total loss of principal.
The Notes pay no interest, provide no dividends from index constituents, are unsecured and unsubordinated, are not FDIC insured, and will not be listed on any exchange. The estimated value at pricing is $9.95 per $10 Note, reflecting structuring and hedging costs. U.S. tax counsel views the Notes as prepaid financial contracts treated as “open transactions,” but warns that future IRS guidance could materially affect tax treatment, including possibly on a retroactive basis.
JPMORGAN CHASE & CO (symbol: JPM) is the issuer of record for a Form 424B2 filing submitted to the SEC.
JPMORGAN CHASE & CO (JPM), through JPMorgan Chase Financial Company LLC, is offering unsecured Auto Callable Contingent Interest Notes linked to the MerQube US Tech+ Vol Advantage Index, maturing on August 23, 2029, with minimum denominations of $1,000 and full principal at risk.
The notes pay a quarterly Contingent Interest Payment only if the Index is at or above 70% of its Initial Value, at a rate of at least 13.50% per annum, and can be automatically called on certain dates starting August 20, 2027 if the Index is at or above the Initial Value. If not called and the Final Value is below 50% of the Initial Value, investors lose 1% of principal for each 1% Index decline, potentially losing all principal.
The MerQube US Tech+ Vol Advantage Index applies up to 500% leveraged exposure to the QQQ Fund, targets 35% implied volatility, and embeds a 6.0% per annum daily deduction plus a notional SOFR-based financing cost, so it is expected to trail a similar index without such charges. The estimated value of the notes, if priced today, would be about $944.10 per $1,000, and will not be less than $920.00 at pricing, reflecting embedded selling costs, hedging costs and issuer funding spreads. Payments depend on both Index performance and the credit of JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase & Co. (JPM), through JPMorgan Chase Financial Company LLC, is issuing principal-at-risk Dual Directional Trigger Jump Securities linked to an unequally weighted basket of five non-U.S. equity indices, maturing on September 4, 2031. The basket weights are 40% EURO STOXX 50, 25% TOPIX, 17.5% FTSE 100, 10% Swiss Market Index and 7.5% S&P/ASX 200.
The notes pay no interest and have a stated principal of $1,000 per security. At maturity, if the final basket value is at or above the initial value (100), holders receive $1,000 plus the greater of 1:1 participation in the basket gain or a fixed upside payment of $453.50. If the basket is down but not below the 75% trigger level, investors receive $1,000 plus an unleveraged positive return equal to the absolute decline, capped at a 25% gain (maximum $1,250). If the basket falls below the trigger level, repayment is $1,000 multiplied by the basket performance factor, leading to losses greater than 25% and potentially all principal.
The aggregate principal amount is $4,450,000, issued at 100% of par. Selling commissions are $30 and a structuring fee is $5 per $1,000 security, so issuer proceeds are $965 per security. The estimated value on the pricing date is $949.60, reflecting internal funding and hedging costs. All payments are unsecured obligations of JPMorgan Chase Financial Company LLC, fully and unconditionally guaranteed by JPMorgan Chase & Co., and are subject to their credit risk.
JPMorgan Chase & Co. (JPM), via JPMorgan Chase Financial Company LLC, is issuing $13,422,000 of unsecured Review Notes linked to the least performing of the EURO STOXX 50, Russell 2000 and Nasdaq‑100 indices, maturing August 19, 2031 and fully guaranteed by JPMorgan Chase & Co.
The notes may be automatically called as early as August 17, 2027 if each index is at or above its Call Value (100% of its Initial Value), paying $1,000 plus a call premium starting at 12.20% and rising to 61.00% on the final review date. If not called and each index’s final level is at or above its Barrier Amount (60% of its Initial Value), investors receive principal back; otherwise the payoff is $1,000 plus $1,000 times the least performing index return, exposing investors to losses greater than 40% and potentially a total loss of principal.
The notes are sold at $1,000 per note, including $43.50 in fees and commissions and issuer proceeds of $956.50 per note. The issuer’s estimated value is $942.80 per $1,000 note. The product pays no interest or dividends, is not listed, and carries the credit risk of both JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co.
JPMORGAN CHASE & CO (symbol: JPM) is the issuer of record for a Form 424B2 filing submitted to the SEC.
JPMorgan Chase & Co. (JPM), via JPMorgan Chase Financial Company LLC, is offering unsecured Structured Investments called Uncapped Accelerated Barrier Notes linked to the S&P 500® Futures Excess Return Index, maturing in August 2032. The notes provide uncapped upside at approximately 2.515× any positive Index performance at maturity, no periodic interest, and full principal repayment only if the Index ending level is at or above a 60% barrier of the initial level. If the Index finishes below the barrier, investors lose 1% of principal for each 1% Index decline from the initial level, potentially up to a 100% loss of principal. The minimum denomination is $1,000. The estimated value per $1,000 note would be about $980 based on current assumptions and will not be less than $950 at pricing, reflecting embedded selling commissions, hedging costs and issuer funding spread. Payments depend on the credit of JPMorgan Financial as issuer and JPMorgan Chase & Co. as guarantor, and the notes will not be listed, so liquidity is expected to be limited.