JPMORGAN CHASE & CO (JPM) SEC Filings, Aug 13, 2026

JPMorgan Chase & Co. (JPM), through JPMorgan Chase Financial Company LLC, is offering unsecured Auto Callable Contingent Interest Notes linked to the MerQube US Tech+ Vol Advantage Index, due August 26, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes pay a monthly Contingent Interest Payment only if the Index closes at or above an Interest Barrier of 80.00% of the Initial Value; otherwise no interest is paid. The notes are automatically called on quarterly review dates if the Index is at or above the Initial Value, with the earliest possible call on August 23, 2027, returning $1,000 plus the applicable contingent interest.

If not called, principal is protected only down to a Buffer Threshold of 85.00% of the Initial Value; below that, investors lose 1% of principal for each 1% Index decline beyond the 15.00% buffer, for a maximum loss of 85.00% of principal. The Contingent Interest Rate will be at least 17.15% per annum, paid monthly when due. The MerQube Index embeds a 6.0% per annum daily deduction and a notional financing cost on its QQQ exposure, uses leverage up to 500%, and targets 35% implied volatility, creating structural drag and volatility/leveraging risks.

The notes are expected to price around August 21, 2026, in minimum denominations of $1,000. If priced on the described date, the estimated value would be approximately $910.40 per $1,000 note and will not be less than $900.00, reflecting selling commissions (up to $41.50 per $1,000) and structuring and hedging costs. Payments depend on the credit of JPMorgan Financial and JPMorgan Chase & Co. and the notes will not be listed, so liquidity may be limited.

JPMorgan Chase & Co. (through issuer JPMorgan Chase Financial Company LLC) is offering Uncapped Dual Directional Accelerated Barrier Notes linked to the lesser performing of Invesco QQQ, Series 1 (QQQ) and the S&P 500 Index (SPX), maturing on August 29, 2030, in minimum denominations of $1,000. These unsecured, unsubordinated notes pay no interest or dividends and are fully and unconditionally guaranteed by JPMorgan Chase & Co., so all payments depend on the credit of both the issuer and guarantor.

At maturity, if the final value of each underlying is above its initial value, investors receive $1,000 plus at least 1.124× the positive return of the lesser performing underlying. If either underlying is at or below its initial value but both remain at or above 65.00% of initial (the Barrier Amount), investors receive a positive, but capped, return equal to the absolute decline of the lesser performer, up to 35.00%, for a maximum payment of $1,350 per $1,000 note when the lesser performer is down 35%. If either underlying finishes below the 65.00% barrier, principal is exposed one-for-one to the loss of the lesser performer and investors can lose more than 35% and up to their entire principal.

The indicative estimated value, if priced on the date shown, would be about $978.50 per $1,000 note, and will not be less than $900.00 at pricing, reflecting embedded selling commissions, hedging costs and issuer funding spreads. The notes will not be listed, JPMS may make a secondary market but is not obligated to do so, and JPMorgan Financial may accelerate the notes if the QQQ fund is delisted, liquidated or terminated with no successor fund, potentially resulting in losses.

JPMorgan Chase & Co. (JPM), through JPMorgan Chase Financial Company LLC, is offering unsecured Buffered Digital Notes linked to the least performing of the Dow Jones Industrial Average®, Russell 2000® Index and S&P 500® Index, maturing September 1, 2027 and fully and unconditionally guaranteed by JPMorgan Chase & Co.

At maturity, if each Index is at or above its Initial Value, or down by up to the 20.00% Buffer Amount, investors receive principal plus a fixed Contingent Digital Return of at least 7.35% (e.g., a payment of $1,073.50 per $1,000 note). If any Index is below its Initial Value by more than 20.00%, repayment is reduced 1% for each 1% decline beyond the buffer, with a maximum loss of 80.00% of principal (down to $200 per $1,000 note).

The notes pay no interest, provide no dividends, are not bank deposits, and will not be listed on any exchange, so liquidity depends on JPMS making a market. A preliminary estimated value is $988.90 per $1,000 note and will not be less than $900.00 at pricing, reflecting selling commissions, hedging costs and an internal funding rate. All payments are subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co.

JPMORGAN CHASE & CO (symbol: JPM) is the issuer of record for a Form 424B2 filing submitted to the SEC.

JPMorgan Chase & Co. (JPM), as guarantor for JPMorgan Chase Financial Company LLC, is offering $3,595,000 of Medium-Term Notes, Series A, "Digital Equity Notes" due August 15, 2028, linked to the S&P 500 Index. Each note has a $1,000 principal amount and pays no interest.

At maturity, if the S&P 500 final level is at least 87.50% of the initial level of 7,728.20, holders receive a fixed $1,159 per $1,000 note (a capped return of 15.9%). If the index falls more than 12.5%, principal is lost on a leveraged basis at about 1.1429% for each additional 1% decline, down to a possible total loss.

The notes are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., are not FDIC insured, and will not be listed on an exchange. The original issue price is 100% of principal, including a 2.00% underwriting commission, while the estimated value is $975 per $1,000, reflecting selling, structuring and hedging costs. The tax treatment is uncertain; counsel views the notes as prepaid financial contracts, and JPMorgan expects Section 871(m) withholding not to apply to non-U.S. holders.

JPMORGAN CHASE & CO (JPM), via JPMorgan Chase Financial Company LLC, is offering unsecured structured notes linked to the MerQube US Tech+ Vol Advantage Index, maturing August 22, 2031 and automatically callable quarterly from August 24, 2027. The notes pay no interest or dividends and are fully and unconditionally guaranteed by JPMorgan Chase & Co.

The payoff depends on the Index level versus a Call Value and a 15% downside buffer. If on any Review Date the Index is at or above the Call Value (90% of the Initial Value in the payout examples), investors receive $1,000 plus a call premium of at least 16.30% on the first Review Date, rising to at least 81.50% on the final Review Date. If never called, principal is protected only down to a 15% Index decline; below that, losses are one-for-one, up to an 85% loss of principal.

The Index provides leveraged, volatility-targeted exposure (up to 500%) to an unfunded position in the Invesco QQQ Trust, Series 1, but its level is reduced by a 6.0% per annum daily deduction plus a daily notional financing cost approximated as SOFR + 0.50%. As of drafting, the estimated value is about $946.30 per $1,000 note and will not be less than $900, reflecting embedded fees, hedging costs and the issuer’s internal funding rate; secondary market values are expected to be below the issue price and liquidity may be limited.

JPMORGAN CHASE & CO (JPM), through JPMorgan Chase Financial Company LLC, is offering unsecured auto callable contingent interest notes linked to the Nasdaq-100 Index®, the Russell 2000® Index and the SPDR® S&P® Regional Banking ETF, maturing August 24, 2029 and fully guaranteed by JPMorgan Chase & Co.

The notes pay a Contingent Interest Payment for any Review Date on which each underlying closes at or above 70% of its Initial Value (the Interest Barrier). From the sixth Review Date onward, the notes are automatically called if each underlying is at or above its Initial Value, returning $1,000 plus the applicable contingent interest, ending further payments.

If not called, and on the final Review Date any underlying finishes below 60% of its Initial Value (its Trigger Value), principal is reduced 1% for each 1% decline of the least performing underlying, potentially to zero. Pricing is in $1,000 denominations; a sample estimated value is $952.50 per $1,000, and the final estimated value will not be less than $900. Investors forgo dividends, accept issuer and guarantor credit risk, limited upside to coupon income and the possibility of no interest or substantial principal loss.

JPMORGAN CHASE & CO (JPM), through JPMorgan Chase Financial Company LLC, is offering $9,585,000 of Medium-Term Notes, Series A, “Digital Equity Notes due 2028” linked to the S&P 500® Index. The notes pay no interest and are fully and unconditionally guaranteed by JPMorgan Chase & Co.

For each $1,000 note, if the S&P 500 final level on February 11, 2028 is at least 90.00% of the initial level of 7,728.20, holders receive a fixed threshold settlement amount of $1,126.50, implying a capped return of 12.65%. If the index falls more than 10%, principal is lost on a leveraged basis (about 1.1111% loss for each 1% decline beyond the 10% buffer), down to a total loss if the index falls to zero.

The original issue price is 100.00% of principal, with an underwriting commission of 1.51% and net proceeds of 98.49%. The issuer’s estimated value is $980.60 per $1,000 at pricing, reflecting selling, structuring and hedging costs. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., are not FDIC insured, have no listing, and may have limited or no secondary market liquidity.

JPMorgan Chase & Co. (JPM), as guarantor of JPMorgan Chase Financial Company LLC, is offering auto callable contingent interest notes due August 23, 2029, linked individually to the Dow Jones Industrial Average®, the Nasdaq-100 Index® and the Russell 2000® Index. The notes pay a Contingent Interest Payment only if on a Review Date each index closes at or above 70% of its Initial Value (the Interest Barrier), with a Contingent Interest Rate of at least 8.50% per annum. The notes may be automatically called as early as August 20, 2027 if on a relevant Review Date each index is at or above its Initial Value, returning $1,000 per note plus the applicable interest and ending further payments.

If the notes are not called and, at maturity, the least performing index is at or above 70% of its Initial Value, investors receive $1,000 plus the final Contingent Interest Payment. If the least performing index finishes below 70%, repayment is reduced one-for-one with the index loss, potentially down to $0 principal. The minimum denomination is $1,000, selling commissions are capped at $28 per $1,000, and the indicative estimated value is about $950.60 per $1,000, not less than $900 at pricing, reflecting embedded costs. The notes are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. and will not be listed, so liquidity may be limited.