Welcome to our dedicated page for Navient Corporation SEC filings (Ticker: JSM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Navient Corporation 6% Senior Notes due December 15, 2043 (JSM) provides access to the regulatory documents where this security is formally described and referenced. In Navient’s Form 8-K filings, JSM appears in the securities registration table as 6% Senior Notes due December 15, 2043, registered under Section 12(b) of the Securities Exchange Act of 1934 and listed on The NASDAQ Global Select Market.
Through this page, users can review Navient’s current reports on Form 8-K that mention JSM alongside the company’s common stock (NAVI) and preferred stock purchase rights. These filings include items such as results of operations and financial condition, where Navient reports that quarterly financial results have been posted to its investor page and furnished as exhibits, and Regulation FD disclosures indicating that strategy update presentations have been made available to investors.
AI-powered tools on Stock Titan help interpret lengthy filings by summarizing key sections and highlighting how they relate to Navient’s capital structure and registered securities, including the JSM senior notes. Users can quickly identify where JSM is listed in registration tables and understand the context of broader disclosures about Navient’s financial results and strategic updates.
In addition to Form 8-K reports, this page will surface other relevant SEC documents for Navient Corporation as they become available from EDGAR, allowing investors to follow the regulatory history that frames the 6% Senior Notes due December 15, 2043. Real-time updates and AI-assisted summaries make it easier to navigate complex filings and see how company-wide disclosures may matter for holders of JSM.
The Vanguard Group filed Amendment No. 14 to its Schedule 13G/A for Navient Corp common stock, stating it beneficially owns 0 shares (0% of the class). The filing explains an internal realignment effective January 12, 2026 that led certain subsidiaries to report separately. The form is signed by Ashley Grim, Head of Global Fund Administration, dated March 27, 2026.
JSM submitted a Rule 144 notice to sell 20,000 shares of Common Stock through Fidelity Brokerage Services LLC. The filing lists aggregate proceeds of $160,421.29 and is dated 03/12/2026, with the shares traded on NASDAQ.
STANDISH TROY reported acquisition or exercise transactions in this Form 4 filing.
Navient Corporation executive vice president and chief operating officer Troy Standish received a grant of 51,843 shares of common stock in the form of restricted stock units on March 4, 2026, at a reference price of $8.68 per share under the 2024 Omnibus Incentive Plan.
The RSUs will be settled solely in Navient common stock and vest in one-third increments on each of the first, second and third anniversaries of the grant date. Following the grant, Standish directly holds 250,658.0174 shares of Navient common stock.
Indirectly, through the Navient 401(k) Savings Plan, he holds 15,811.9190 share equivalents of Navient common stock as of March 4, 2026, after a decrease of 17.086 share equivalents between March 2, 2026, and March 4, 2026.
HAUBER STEPHEN M reported acquisition or exercise transactions in this Form 4 filing.
Navient Corp executive Stephen M. Hauber received a stock award of 73,444 shares of common stock in the form of RSUs. The grant was made at a reference price of $8.68 per share under the Navient Corporation 2024 Omnibus Incentive Plan.
The RSUs will be settled only in Navient common stock and vest in three equal installments on the first, second, and third anniversaries of the grant date. Following this award, Hauber’s directly owned common stock holdings increased to 350,946.636 shares.
Navient Corporation executive Troy Standish reported a tax-withholding disposition of 1,783 shares of common stock at $8.62 per share. This withholding occurred when previously granted performance stock units vested based on 2023–2025 results and related dividend equivalents were issued.
The compensation committee approved achievement of these performance stock units at 59% of target, leading to settlement of 3,626.73 shares plus 486.693 dividend-equivalent shares. Standish’s balance also reflects the forfeiture of 2,858.481 performance units that did not meet threshold performance and the acquisition of 691.662 share equivalents through the Navient 401(k) Savings Plan.
Navient Corporation executive Stephen M. Hauber reported a tax-related share disposition tied to performance stock units (PSUs). On March 2, 2026, 4,838 shares of common stock were withheld by Navient to cover his tax obligations upon PSU settlement, rather than sold on the market. The PSUs, granted in 2023, vested at 59% of target for the 2023–2025 performance period, resulting in settlement of 9,671.870 shares and issuance of an additional 1,297.927 shares from dividend equivalents. After these transactions and the forfeiture of 7,623.080 PSUs for not meeting threshold performance, Hauber held 277,502.636 shares of Navient common stock directly.
Navient Corporation reported a 2025 GAAP net loss of $80 million, or $0.81 per diluted share, reversing from $131 million of net income in 2024. Core Earnings also turned to a $35 million loss from $221 million of income.
Results were pressured by a $280 million provision for loan losses, driven largely by higher delinquencies and a weaker macroeconomic outlook in both private and FFELP student loan portfolios. Net interest income slipped as loan balances declined and the mix shifted toward lower‑margin refinance loans, though FFELP margins benefited from sharply lower prepayments.
Navient continued reshaping its business, selling its healthcare services unit in 2024 and government services in early 2025, and outsourcing loan servicing. Private Education Loan originations grew 77% to $2.5 billion, even as total education loans shrank to $43.6 billion. The company returned $174 million to shareholders via buybacks and dividends and ended 2025 with a 4.9% GAAP equity‑to‑asset ratio and 9.1% Adjusted Tangible Equity Ratio.
Navient Corporation’s EVP and Chief Operating Officer Troy Standish reported share withholdings tied to restricted stock unit (RSU) vesting. On February 6, 7, and 9, 2026, Navient withheld 893, 3,059, and 1,810 shares of common stock, respectively, at prices around $10.05 to cover tax obligations on RSU settlements and related dividend equivalent rights. After these transactions, Standish directly owned 203,456.4982 shares of Navient common stock, and indirectly held 15,137.343 share equivalents through the Navient 401(k) Savings Plan as of February 9, 2026.
Navient Corp executive Stephen M. Hauber, EVP, CFO & PAO, reported routine share-withholding transactions tied to vesting equity awards. On February 6, 7 and 9, 2026, Navient withheld 2,962, 5,167 and 2,979 shares of common stock, respectively, at prices around $10.05–$10.03, to cover tax obligations on restricted stock unit settlements and related dividend equivalent rights. After these transactions, Hauber directly beneficially owned 289,963.716 shares of Navient common stock. The filing also notes that 4,900.111 dividend equivalent rights are included in this balance and that a previously unreported acquisition of 462.710 shares under the employee stock purchase plan from July 31, 2024 is now reflected.
Navient Corporation filed a current report to let investors know that its financial results for the quarter ended December 31, 2025 are now available. The company issued an informational press release on January 28, 2026 and posted the quarterly results on the investor section of its website.
The filing also notes that copies of the general press release and the detailed financial press release are included as Exhibits 99.1 and 99.2. This update mainly directs investors to these materials rather than presenting specific financial figures in the report itself.