KINS executive discloses initial share and option holdings

KINGSTONE COMPANIES, INC. senior vice president and chief claims officer David Craven Fernandez reported his existing equity holdings in the company.

Rhea-AI Filing Summary

KINGSTONE COMPANIES, INC. senior vice president and chief claims officer David Craven Fernandez reported his existing equity holdings in the company. He holds 22,142 shares of common stock directly, including 11,095 unvested restricted shares scheduled to vest in stages through March 3, 2028. He also holds a stock option on 10,000 shares of common stock at an exercise price of $2.2500 per share, which vests in three equal annual installments through January 5, 2027 and expires on January 5, 2029.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Fernandez David Craven

Role SVP, Chief Claims Officer

Type	Security	Shares	Price	Value
holding	Stock Option	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Stock Option — 10,000 contracts (Direct); Common Stock — 22,142 shares (Direct)

Footnotes (2)

1. F1. Includes, 11,095 shares received pursuant to unvested restricted stock grants. Such shares vest to the extent of 2,662 shares on November 20, 2026, 5,846 shares on March 3, 2027 and 2,587 shares on March 3, 2028.
2. F2. The option vests and becomes exercisable to the extent of 3,334 shares on January 5, 2025 and 3,333 shares on each of January 5, 2026 and January 5, 2027.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider holdings did KINS executive David Craven Fernandez report on this Form 3?

David Craven Fernandez reported direct ownership of 22,142 common shares of KINGSTONE COMPANIES, INC., plus a stock option covering 10,000 shares at an exercise price of $2.2500 per share, providing both current and potential future equity exposure.

How many unvested restricted KINS shares does David Craven Fernandez hold?

His reported 22,142 common shares include 11,095 unvested restricted shares. These restricted shares are scheduled to vest in portions over several future dates, increasing his fully vested ownership as they meet the stated vesting milestones.

When do David Craven Fernandez’s restricted KINS shares vest?

The unvested restricted shares vest in three tranches: 2,662 shares on November 20, 2026, 5,846 shares on March 3, 2027, and 2,587 shares on March 3, 2028, assuming applicable vesting conditions continue to be satisfied.

What are the key terms of David Craven Fernandez’s KINS stock option?

He holds a stock option on 10,000 common shares with an exercise price of $2.2500 per share. The option vests in three installments and gives him the right, but not the obligation, to purchase these shares before expiration.

How does the KINS stock option for David Craven Fernandez vest over time?

The option becomes exercisable for 3,334 shares on January 5, 2025, and 3,333 shares on each of January 5, 2026 and January 5, 2027. Any unexercised portion remains outstanding until its January 5, 2029 expiration.

What is the expiration date of David Craven Fernandez’s KINS stock option?

The reported stock option on 10,000 KINS common shares expires on January 5, 2029. After that date, any unexercised portion of the option can no longer be used to purchase shares at the $2.2500 exercise price.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 03/16/2026 - 04:43 PM Learn about SEC filing dates

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Fernandez David Craven

(Last) (First) (Middle)

C/O KINGSTONE COMPANIES, INC.

120 WOOD ROAD

(Street)

KINGSTON NY 12401

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
03/05/2026

3. Issuer Name and Ticker or Trading Symbol
KINGSTONE COMPANIES, INC. [ KINS ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP, Chief Claims Officer

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	22,142(1)	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	(2)	01/05/2029	Common Stock	10,000	$2.25	D

Explanation of Responses:

1. Includes, 11,095 shares received pursuant to unvested restricted stock grants. Such shares vest to the extent of 2,662 shares on November 20, 2026, 5,846 shares on March 3, 2027 and 2,587 shares on March 3, 2028.

2. The option vests and becomes exercisable to the extent of 3,334 shares on January 5, 2025 and 3,333 shares on each of January 5, 2026 and January 5, 2027.

	/s/ David Craven Fernandez	03/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.