KINS (NASDAQ: KINS) actuary gets 8,624-share grant, 1,512 withheld

Rhea-AI Filing Summary

KINGSTONE COMPANIES, INC. Chief Actuary and Senior VP Minlei Chen reported equity compensation changes involving company common stock. On March 3, 2026, Chen acquired 8,624 shares of common stock at $0.00 per share as a restricted stock grant. As part of the same event, 1,512 shares were disposed of at $16.53 per share, with the shares withheld from the vested grant to cover associated tax withholding obligations. Following these transactions, Chen directly held 36,452 common shares, including 16,060 unvested restricted shares that are scheduled to vest in tranches between June 18, 2026 and March 3, 2028, and also held 10,000 stock options that vest in stages through January 5, 2027.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Chen Minlei

Role Chief Actuary and Senior VP

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	8,624	$0.00	--
Tax Withholding	Common Stock	1,512	$16.53	$25K
holding	Stock Option	--	--	--

Holdings After Transaction: Common Stock — 37,964 shares (Direct); Stock Option — 10,000 shares (Direct)

Footnotes (1)

1. Shares received pursuant to restricted stock grant. Includes 16,060 shares received pursuant to unvested restricted stock grants. Such shares vest to the extent of 3,333 shares on June 18, 2026, 6,520 shares on March 3, 2027, 3,333 shares on June 18, 2027 and 2,874 shares on March 3, 2028. Shares were withheld from vested stock grant to pay the associated withholding taxes. The option vests and becomes exercisable to the extent of 3,334 shares on January 5, 2025 and 3,333 shares on each of January 5, 2026 and January 5, 2027.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Chen Minlei

(Last) (First) (Middle)

C/O KINGSTONE COMPANIES, INC.

120 WOOD ROAD

(Street)

KINGSTON NY 12401

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
KINGSTONE COMPANIES, INC. [ KINS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Actuary and Senior VP

3. Date of Earliest Transaction (Month/Day/Year)
03/03/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/03/2026		A		8,624	A	$0(1)	37,964(2)	D
Common Stock	03/03/2026		F(3)		1,512	D	$16.53	36,452(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	$2.25							(4)	01/05/2029	Common Stock	10,000		10,000	D

Explanation of Responses:

1. Shares received pursuant to restricted stock grant.

2. Includes 16,060 shares received pursuant to unvested restricted stock grants. Such shares vest to the extent of 3,333 shares on June 18, 2026, 6,520 shares on March 3, 2027, 3,333 shares on June 18, 2027 and 2,874 shares on March 3, 2028.

3. Shares were withheld from vested stock grant to pay the associated withholding taxes.

4. The option vests and becomes exercisable to the extent of 3,334 shares on January 5, 2025 and 3,333 shares on each of January 5, 2026 and January 5, 2027.

	/s/ Minlei Chen	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What equity award did KINS executive Minlei Chen report on this Form 4?

Minlei Chen reported receiving an 8,624-share restricted stock grant of KINGSTONE COMPANIES, INC. common stock at $0.00 per share. This grant was reported as an acquisition under code A, representing a grant, award, or other acquisition of non-derivative common shares.

Why were 1,512 KINS shares disposed of in Chen’s Form 4 filing?

The 1,512 common shares shown as disposed of at $16.53 per share were withheld from the vested stock grant to pay associated tax withholding liabilities. This is reported with code F, indicating a tax-withholding disposition rather than an open-market sale.

How many KINGSTONE (KINS) shares does Minlei Chen hold after these transactions?

After the reported grant and tax-withholding disposition, Minlei Chen directly holds 36,452 common shares of KINGSTONE COMPANIES, INC. This total includes 16,060 unvested restricted shares that are scheduled to vest over several future dates as specified in the filing footnotes.

What is the vesting schedule for Minlei Chen’s unvested restricted KINS shares?

Chen’s 16,060 unvested restricted shares vest in four tranches: 3,333 shares on June 18, 2026, 6,520 shares on March 3, 2027, 3,333 shares on June 18, 2027, and 2,874 shares on March 3, 2028, subject to grant terms.

What stock options related to KINS does Minlei Chen hold according to this Form 4?

The filing shows Chen holding 10,000 stock options. These options vest and become exercisable as follows: 3,334 shares on January 5, 2025 and 3,333 shares on each of January 5, 2026 and January 5, 2027, as detailed in the footnotes.

Is the KINS Form 4 for Minlei Chen a market purchase or sale of shares?

The Form 4 does not show an open-market trade. It reports an 8,624-share restricted stock grant at $0.00 per share and a 1,512-share tax-withholding disposition, where shares were withheld from the grant to pay related tax obligations.