[Form 4] KINGSTONE COMPANIES, INC. Insider Trading Activity

Kingstone Companies, Inc. Chief Accounting Officer Victor J. Brodsky reported routine equity-related movements in company stock.

Rhea-AI Filing Summary

Kingstone Companies, Inc. Chief Accounting Officer Victor J. Brodsky reported routine equity-related movements in company stock. On April 15, he had 2,453 shares of Common Stock withheld at $16.61 per share to cover withholding taxes on a vested stock grant, a non-market, tax-withholding disposition. After this event, he directly held 62,341 shares, which include 14,055 shares from unvested restricted stock grants scheduled to vest in tranches through 2028. He also reported 15,000 shares held indirectly in an IRA, reflecting a separate long-term position.

Insider Trade Summary

Exercise Price or Tax Liability: 2,453 shares

Exercise Price or Tax Liability 2 txns

Insider BRODSKY VICTOR J

Role Chief Accounting Officer

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock	2,453	$16.61	$41K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 62,341 shares (Direct); Common Stock — 15,000 shares (Indirect, IRA)

Footnotes (2)

1. F1. Shares were withheld from vested stock grant to pay the associated withholding taxes.
2. F2. Includes 14,055 shares received pursuant to unvested restricted stock grants. Such shares vest to the extent of 2,028 shares on March 3, 2027, 5,000 shares on April 15, 2027, 2,027 shares on March 3, 2028 and 5,000 shares on April 15, 2028.

Key Figures

Tax-withheld shares: 2,453 shares Tax-withholding price: $16.61 per share Direct holdings after transaction: 62,341 shares +4 more

7 metrics

Tax-withheld shares 2,453 shares Shares withheld to pay withholding taxes on vested stock grant

Tax-withholding price $16.61 per share Value used for 2,453 withheld shares

Direct holdings after transaction 62,341 shares Common Stock directly held following April 15 transaction

Indirect IRA holdings 15,000 shares Common Stock held indirectly through IRA

Unvested restricted stock included 14,055 shares Unvested restricted stock grants within direct holdings

2027 vesting tranches 2,028 & 5,000 shares Restricted stock vesting on March 3, 2027 and April 15, 2027

2028 vesting tranches 2,027 & 5,000 shares Restricted stock vesting on March 3, 2028 and April 15, 2028

Key Terms

tax-withholding disposition, restricted stock grants, unvested restricted stock, IRA, +1 more

5 terms

tax-withholding disposition financial

"transaction_action is described as a tax-withholding disposition for 2,453 shares"

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

restricted stock grants financial

"Includes 14,055 shares received pursuant to unvested restricted stock grants"

Equity awards that give recipients actual company shares that cannot be sold, transferred, or are forfeitable until certain conditions—like time-based vesting, performance targets, or continued employment—are met. Like a gift card that only becomes usable after hitting milestones, restricted stock grants matter to investors because they affect how many shares may enter the market later, indicate insider ownership and incentives, and influence dilution and management alignment.

unvested restricted stock financial

"14,055 shares received pursuant to unvested restricted stock grants vest over 2027-2028"

IRA financial

"Indirect ownership of 15,000 shares is reported with nature of ownership IRA"

An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.

withholding taxes financial

"Shares were withheld from vested stock grant to pay the associated withholding taxes"

Withholding taxes are amounts a payer or government takes out of payments — such as wages, interest, or dividends — before the recipient gets the money, functioning like a cashier keeping part of a bill to pay taxes on your behalf. For investors this matters because it reduces the cash they actually receive, affects net returns and yield calculations, and may require additional paperwork or treaty claims to recover or offset the withheld amount against final tax bills.

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Accepted by SEC EDGAR 04/20/2026 - 04:28 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BRODSKY VICTOR J

(Last) (First) (Middle)

C/O KINGSTONE COMPANIES, INC.

120 WOOD ROAD

(Street)

KINGSTON NEW YORK 12401

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
KINGSTONE COMPANIES, INC. [ KINS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/15/2026		F(1)		2,453	D	$16.61	62,341(2)	D
Common Stock								15,000	I	IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares were withheld from vested stock grant to pay the associated withholding taxes.

2. Includes 14,055 shares received pursuant to unvested restricted stock grants. Such shares vest to the extent of 2,028 shares on March 3, 2027, 5,000 shares on April 15, 2027, 2,027 shares on March 3, 2028 and 5,000 shares on April 15, 2028.

	/s/ Victor J. Brodsky	04/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)