Kingstone (NASDAQ: KINS) CAO logs stock grant and tax-share withholding

Rhea-AI Filing Summary

Kingstone Companies Chief Accounting Officer Victor J. Brodsky reported equity compensation activity in company common stock. He acquired 6,083 shares on March 3, 2026 through a restricted stock grant at no cash cost. On the same date, 845 shares were withheld from this vested stock grant at $16.53 per share to cover associated tax withholding, reducing the net shares he retained. Following these transactions, he directly owned 64,794 common shares, including 19,055 unvested restricted shares that are scheduled to vest in tranches between April 15, 2026 and April 15, 2028. He also indirectly held 15,000 shares through an IRA.

Insights

Equity compensation analyst

Routine stock grant and tax withholding, net ownership slightly higher.

The filing shows Victor J. Brodsky, Chief Accounting Officer of Kingstone Companies, receiving 6,083 common shares as a restricted stock grant, a standard form of equity compensation that does not involve open-market buying or selling.

A portion of this award, 845 shares valued at $16.53 per share, was automatically withheld to cover tax obligations linked to vesting. This tax-withholding disposition is mechanical and does not signal discretionary selling pressure in the market.

After these entries, he directly owned 64,794 shares, including 19,055 unvested restricted shares scheduled to vest in multiple tranches through April 15, 2028, plus 15,000 shares held indirectly via an IRA. These details outline his ongoing equity alignment with the company without indicating a major change in insider sentiment.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BRODSKY VICTOR J

(Last) (First) (Middle)

C/O KINGSTONE COMPANIES, INC.

120 WOOD ROAD

(Street)

KINGSTON NY 12401

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
KINGSTONE COMPANIES, INC. [ KINS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/03/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/03/2026		A		6,083	A	$0(1)	65,639(2)	D
Common Stock	03/03/2026		F(3)		845	D	$16.53	64,794(2)	D
Common Stock								15,000	I	IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares received pursuant to restricted stock grant.

2. Includes 19,055 shares received pursuant to unvested restricted stock grants. Such shares vest to the extent of 5,000 shares on April 15, 2026, 2,028 shares on March 3, 2027, 5,000 shares on April 15, 2027, 2,027 shares on March 3, 2028 and 5,000 shares on April 15, 2028.

3. Shares were withheld from vested stock grant to pay the associated withholding taxes.

	/s/ Victor J. Brodsky	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider stock transactions did KINS Chief Accounting Officer report?

Victor J. Brodsky reported receiving 6,083 shares of Kingstone Companies common stock as a restricted stock grant. On the same date, 845 shares were withheld from the vested grant to cover tax withholding, resulting in a net increase in his direct share ownership.

How many KINS shares does Victor J. Brodsky own after this Form 4?

After these transactions, Victor J. Brodsky directly owned 64,794 shares of Kingstone Companies common stock. He also indirectly held 15,000 additional shares through an IRA, giving him a combined direct and indirect interest reported in the filing.

Were the KINS insider transactions open-market buys or sells?

No, the transactions were not open-market trades. Brodsky acquired shares through a restricted stock grant and had 845 shares withheld from the vested grant to satisfy tax obligations, a standard equity compensation and tax-withholding mechanism rather than discretionary buying or selling.

What is the vesting schedule for Victor Brodsky’s unvested KINS restricted stock?

The filing notes 19,055 unvested restricted shares with scheduled vesting: 5,000 shares on April 15, 2026, 2,028 shares on March 3, 2027, 5,000 shares on April 15, 2027, 2,027 shares on March 3, 2028, and 5,000 shares on April 15, 2028.

What transaction codes appear in the KINS Form 4 for Victor Brodsky?

The Form 4 shows code A for a grant or award acquisition of 6,083 common shares and code F for a tax-withholding disposition of 845 shares. It also reports an indirect holding of 15,000 shares in an IRA without a specific transaction code.

Did the KINS insider transaction affect only direct holdings or also indirect holdings?

The grant and tax-withholding transactions affected Brodsky’s direct holdings, which totaled 64,794 shares afterward. The filing separately reports 15,000 shares held indirectly through an IRA, but those indirect holdings were presented as a position, not as part of a new transaction.