Klarna director reports options in Form 3

Klarna Group plc director Mateusz Staniszewski filed an initial ownership report showing he holds options linked to 60,901 Klarna ordinary shares.

Rhea-AI Filing Summary

Klarna Group plc director Mateusz Staniszewski filed an initial ownership report showing he holds options linked to 60,901 Klarna ordinary shares. These options have an exercise price of $40.00 per share and expire on March 11, 2031.

According to the disclosure, the options vest in four equal annual installments starting on the first anniversary of the grant date. This filing does not report any share purchases or sales; it simply records the director’s existing derivative equity position for regulatory transparency.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Staniszewski Mateusz

Role Director

Type	Security	Shares	Price	Value
holding	Klarna Group plc Options	--	--	--

Holdings After Transaction: Klarna Group plc Options — 60,901 contracts (Direct)

Footnotes (1)

1. F1. Represents an option to acquire Shares that vest in four equal annual instalments starting from the first anniversary of the grant date.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider position did Mateusz Staniszewski report in Klarna (KLAR) Form 3?

Mateusz Staniszewski reported holding options over 60,901 Klarna ordinary shares. These are derivative securities, not common shares, and give him the right to buy Klarna stock at a fixed exercise price if the options vest and he chooses to exercise.

What is the exercise price and term of the Klarna (KLAR) options reported?

The reported Klarna options carry a $40.00 per share exercise price and expire on March 11, 2031. This means he can choose to buy Klarna shares at $40.00 any time after vesting and before the stated expiration date.

How do the Klarna (KLAR) options held by Staniszewski vest over time?

The options vest in four equal annual installments beginning on the first anniversary of the grant date. Each year, one-quarter of the total underlying 60,901 shares becomes exercisable, aligning long-term compensation with multi‑year company performance.

Does the Klarna (KLAR) Form 3 show any insider share purchases or sales?

The Form 3 does not show any purchases or sales of Klarna shares. It only records an existing option award over 60,901 underlying shares, providing a baseline view of the director’s derivative equity position at the time of becoming a reporting insider.

Is Mateusz Staniszewski’s ownership in Klarna (KLAR) direct or indirect in this filing?

The filing classifies the option position as direct ownership. This means the options are held in his own name rather than through a trust, family entity, or other indirect structure, clarifying who benefits economically from the potential future share rights.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 03/17/2026 - 10:24 AM Learn about SEC filing dates

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
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1. Name and Address of Reporting Person^*

Staniszewski Mateusz

(Last) (First) (Middle)

10 YORK ROAD

(Street)

LONDON X0 SE1 7ND

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
03/17/2026

3. Issuer Name and Ticker or Trading Symbol
Klarna Group plc [ KLAR ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Klarna Group plc Options	09/11/2026	03/11/2031	Klarna Group plc ordinary shares	60,901	$40(1)	D

Explanation of Responses:

1. Represents an option to acquire Shares that vest in four equal annual instalments starting from the first anniversary of the grant date.

	Boudien Moerman, as attorney-in-fact	03/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.