loanDepot CAO settles 39K RSUs into stock

Q: How many loanDepot (LDI) shares were withheld to cover exercise price or taxes?

On August 17, 2026, 18,035 shares of loanDepot Class A Common Stock were delivered or withheld at $0.8750 per share as payment of exercise price or tax liability associated with the vested restricted stock units.

Q: What type of derivative security did LDI’s Darren Graeler exercise or convert?

Darren Graeler exercised or converted 39,309 Restricted Stock Units, each representing a contingent right to receive one share of LDI Class A Common Stock. These RSUs vested on August 16, 2026, and were settled into shares on August 17, 2026.

Q: Did the Form 4 for LDI indicate any open derivative positions remaining for Darren Graeler?

The Form 4 data lists the exercise and settlement of 39,309 RSUs and related share withholding, with no additional derivative positions reported in the filing’s derivative position summary for this specific report.

Q: Was Darren Graeler’s loanDepot (LDI) transaction reported as a market buy or sell?

The filing characterizes the activity as a derivative exercise/conversion of RSUs and a delivery or withholding of shares for exercise price or tax liability, rather than as an open-market purchase or sale transaction.

loanDepot, Inc. (LDI) reported that Chief Accounting Officer Darren Graeler settled previously granted restricted stock units into common shares.

Filing Impact

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Filing Sentiment

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Form Type

Rhea-AI Filing Summary

loanDepot, Inc. (LDI) reported that Chief Accounting Officer Darren Graeler settled previously granted restricted stock units into common shares. On August 17, 2026, 39,309 RSUs converted into an equal number of Class A Common shares, following vesting on August 16, 2026. On the same date, 18,035 shares of Class A Common Stock were delivered or withheld to cover the exercise price or tax liability.

Insider Trade Summary

39,309 shares exercised/converted

Exercise 3 txns

Insider Graeler Darren

Role Chief Accounting Officer

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units ^F1	39,309	$0.00	$0.00
Exercise	Class A Common Stock ^F1	39,309	--	--
Exercise Price or Tax Liability	Class A Common Stock	18,035	$0.875	$16K

Holdings After Transaction: Restricted Stock Units — 0 contracts (Direct); Class A Common Stock — 274,727 shares (Direct)

Footnotes (1)

F1. Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock. The RSUs vested on Sunday, August 16, 2026, and were settled on Monday, August 17, 2026.

Key Figures

RSUs exercised/converted: 39,309 units Underlying shares received: 39,309 shares Shares withheld for exercise price or tax liability: 18,035 shares +3 more

6 metrics

RSUs exercised/converted 39,309 units Restricted Stock Units converted into Class A Common Stock on August 17, 2026

Underlying shares received 39,309 shares Class A Common Stock acquired upon RSU settlement on August 17, 2026

Shares withheld for exercise price or tax liability 18,035 shares Class A Common Stock delivered or withheld on August 17, 2026

Price per share for withheld shares $0.8750 per share Value used for shares delivered or withheld to cover exercise price or tax liability

RSU vesting date August 16, 2026 Date on which the Restricted Stock Units vested before settlement

Settlement date August 17, 2026 Date RSUs were settled into Class A Common Stock

Key Terms

Restricted Stock Units, contingent right, Exercise or conversion of derivative security, Payment of exercise price or tax liability

4 terms

Restricted Stock Units financial

"Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

contingent right financial

"represents a contingent right to receive, at settlement, one share of Class A"

Exercise or conversion of derivative security financial

"transaction_code_description":"Exercise or conversion of derivative security""

Payment of exercise price or tax liability financial

"transaction_code_description":"Payment of exercise price or tax liability by delivering"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider equity transaction did LDI executive Darren Graeler report on August 17, 2026?

LDI’s Chief Accounting Officer Darren Graeler reported the settlement of 39,309 restricted stock units into an equal number of Class A Common shares on August 17, 2026, following their vesting on August 16, 2026.

How many loanDepot (LDI) shares were withheld to cover exercise price or taxes?

On August 17, 2026, 18,035 shares of loanDepot Class A Common Stock were delivered or withheld at $0.8750 per share as payment of exercise price or tax liability associated with the vested restricted stock units.

What type of derivative security did LDI’s Darren Graeler exercise or convert?

Darren Graeler exercised or converted 39,309 Restricted Stock Units, each representing a contingent right to receive one share of LDI Class A Common Stock. These RSUs vested on August 16, 2026, and were settled into shares on August 17, 2026.

Did the Form 4 for LDI indicate any open derivative positions remaining for Darren Graeler?

The Form 4 data lists the exercise and settlement of 39,309 RSUs and related share withholding, with no additional derivative positions reported in the filing’s derivative position summary for this specific report.

Was Darren Graeler’s loanDepot (LDI) transaction reported as a market buy or sell?

The filing characterizes the activity as a derivative exercise/conversion of RSUs and a delivery or withholding of shares for exercise price or tax liability, rather than as an open-market purchase or sale transaction.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 08/18/2026 - 06:00 PM EDT

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Graeler Darren

(Last)

(First)

(Middle)

C/O LOANDEPOT, INC.

6561 IRVINE CENTER DRIVE

(Street)

IRVINE

CALIFORNIA

92618

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Accounting Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Class A Common Stock	08/17/2026		M		39,309	A	⁽¹⁾	292,762	D
Class A Common Stock	08/17/2026		F		18,035	D	$0.875	274,727	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Restricted Stock Units	⁽¹⁾	08/17/2026		M			39,309	⁽¹⁾	⁽¹⁾	Class A Common Stock	39,309	$0	0	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock. The RSUs vested on Sunday, August 16, 2026, and were settled on Monday, August 17, 2026.

Remarks:

	/s/ Greg Smith, as Attorney-in-Fact for Darren Graeler	08/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR